NOT LISTED FOR SALE

Estimated Value: $404,000 - $488,000

4 Beds
3 Baths
2,288 Sq Ft
$198/Sq Ft Est. Value

Last Sold April 15, 2021

Last sale price $295,000 $129 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $2,791/month

3 Days on Market

Highlights

  • Deck
  • Wood Frame Window
  • Mini Split Air Conditioners
  • 2 Fireplaces
  • Porch
  • 3-minute walk to Randolph Park

About This Home

As of April 2021

This home is located at 609 Garrard St, Covington, KY 41011 since 23 March 2021 and is currently estimated at $453,886, approximately $198 per square foot. This property was built in 1907. 609 Garrard St is a home located in Kenton County with nearby schools including Holmes High School, Prince of Peace School, and Saint Augustine Catholic School.

Last Agent to Sell the Property

Leneda Haun

Dream Home REALTORS License #230347 Listed on: 03/23/2021

Last Buyer's Agent

Kimberly Nachazel

eXp Realty, LLC

eXp Realty, LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,879

Year Built

  • Built in 1907

Lot Details

  • 2,849 Sq Ft Lot
  • Lot Dimensions are 25 x 90

Home Design

  • Duplex
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 2,288 Sq Ft Home
  • 3-Story Property
  • 2 Fireplaces
  • Non-Functioning Fireplace
  • Gas Fireplace
  • Double Hung Windows
  • Wood Frame Window
  • Basement Fills Entire Space Under The House
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • On-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • First District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace
  • Separate Meters

Listing and Financial Details

  • Tenant pays for electricity, gas, sewer, water
  • Assessor Parcel Number 054-23-24-004.00

Community Details

Overview

  • 2 Units

Building Details

  • Insurance Expense $720
  • Maintenance Expense $600
  • Water Sewer Expense $24
  • New Taxes Expense $2,800
  • Gross Income $26,100
  • Net Operating Income $21,956

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,879

Year Built

Built in 1907

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Multi Family
  • Lot Size Acres: 0.07
  • Year Built: 1907
  • Lot Size: 25 x 90
  • Directions: 75 to 5th St to Garrard
  • New Construction: No
  • Structure Type: Duplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: First District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 25 x 90
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: NKWSD
  • Water Source:Public: Yes
  • General Property Description:Lot Size Acres: 0.0654
  • General Property Description:Living Area: 2288.0
  • General Property Description:Lot Size Square Feet: 2848.82
  • Location Tax Legal Info:Tax ID: 054-23-24-004.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation:Stone3: Yes
  • General Property Description:_pound_ of Buildings: 1
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: Yes
  • General Property Description:Number Of Units Total: 2
  • Structure Type:Duplex: Yes
  • Levels:Three Or More2: Yes
  • Financial Info:Maintenance Expense: 600.0
  • Financial Info Net Operating Income: 21956.0
  • Financial Info:New Taxes Expense: 2800.0
  • Financial Info:Water Sewer Expense: 24.0
  • Special Features: None

Interior Features

  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: MultiFamily
  • Tenant Pays: Electricity, Gas, Sewer, Water
  • Number Of Buildings: 1
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Inoperable
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2288.0
  • Window Features: Double Hung, Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Inoperable: Yes
  • Fireplace Features:Gas: Yes
  • Appliances Range: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Stone
  • Patio And Porch Features: Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, On Street
  • Parking Features:On Street: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Fee Information

  • Annual Water Sewer Expense: 24.0

Schools

  • Elementary School: First District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2848.82
  • ResoLotSizeUnits: Acres

Multi Family

  • Gross Income: 26100.0
  • Net Operating Income: 21956.0
  • Number Of Units Total: 2
  • Insurance Expense: 720.0
  • Maintenance Expense: 600.0

Tax Info

  • New Taxes Expense: 2800.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2021
Closed on
Apr 12, 2021
Sold by
Bigelow Casey E
Bought by
Kava Development Group Llc
Seller's Agent
Leneda Haun
Dream Home REALTORS
Buyer's Agent
Kimberly Nachazel
eXp Realty, LLC
List Price
$309,000
Sold Price
$295,000
Premium/Discount to List
-$14,000
-4.53%
Current Estimated Value
$453,886

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$158,886
Avg. Annual Appreciation
7.19%

Purchase Details

Closed on
Feb 22, 2008
Sold by
Hartong Susan and Hartong Hendrik
Bought by
Bigelow Casey E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 19, 1997
Sold by
Est Cornelia K Thompson
Bought by
Hartong Susan
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kava Development Group Llc $295,000 Lawyers Ttl Of Cincinnati In
Bigelow Casey E $180,000 Homestead Title Agency Ltd
Hartong Susan $150,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bigelow Casey E $162,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2021 04/15/21 Sold $295,000 -4.5% $129 / Sq Ft
03/26/2021 03/26/21 Pending -- -- --
03/23/2021 03/23/21 For Sale $309,000 -- $135 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,879 $295,000 $20,000 $275,000
2023 $3,929 $295,000 $20,000 $275,000
2022 $3,894 $295,000 $20,000 $275,000
2021 $2,766 $180,000 $20,000 $160,000
2020 $2,752 $180,000 $20,000 $160,000
2019 $2,783 $180,000 $20,000 $160,000
2018 $2,841 $180,000 $20,000 $160,000
2017 $2,883 $180,000 $25,000 $155,000
2015 $3,729 $180,000 $25,000 $155,000
2014 $3,440 $180,000 $25,000 $155,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 546982

Northern Kentucky Multiple Listing Service

APN: 054-23-24-004.00