Seller's Agent in 2026
Max Shallow
RE/MAX
(630) 303-6110
2 in this area
276 Total Sales
609 N Lyle Ave Elgin, IL 60123
Far West Elgin Neighborhood
3
Beds
2
Baths
1,440
Sq Ft
7,806
Sq Ft Lot
Highlights
- Ranch Style House
- 2 Car Attached Garage
- Laundry Room
- Formal Dining Room
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of January 2026Discover this rare, fully updated ranch-style home in the sought-after Valley Creek neighborhood on Elgin's west side. Renovated top-to-bottom in 2022, this home blends modern style with everyday comfort. The stunning gourmet kitchen showcases crisp white soft-close cabinetry, granite countertops, and stainless steel appliances. Gather at the breakfast bar or enjoy meals in the spacious dining area, complete with a cozy fireplace. Nearly everything is new, including both full bathrooms, flooring, carpet, paint, lighting, garage door, landscaping, and more. The fully fenced backyard offers the perfect setting for entertaining, with a large wood deck and plenty of space. The partially finished basement is so spacious it could even host roller skating! Don't miss the chance to call this beautifully updated ranch your new home. ***A/C, furnace, hot water heater and sump pump were all replaced in February of 2023. Major plumbing improvement ($30K+) in past two years. This one is great!
Last Agent to Sell the Property
RE/MAX Professionals Select Brokerage Email: David@theshallowteam.com License #475158822 Listed on: 09/18/2025
Co-Listed By
RE/MAX Professionals Select Brokerage Email: David@theshallowteam.com License #475132981
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #475125959
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,287
Year Built
- Built in 1987 | Remodeled in 2022
Lot Details
- 7,806 Sq Ft Lot
- Lot Dimensions are 71x110
- Fenced
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,440 Sq Ft Home
- Family Room
- Living Room
- Dining Room with Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Valley Creek Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 18, 2025
Closed on
Jan 9, 2026
Sold by
Flowers Michael and Fletcher Jennifer
Bought by
Vinci Nicole
Seller's Agent
Max Shallow
RE/MAX Professionals Select
Buyer's Agent
Diane Tanke
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$385,000
Sold Price
$360,000
Premium/Discount to List
-$25,000
-6.49%
Views
275
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.97%
Original Mortgage
$288,000
Outstanding Balance
$287,744
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$73,311
Purchase Details
Listed on
Oct 21, 2022
Closed on
Feb 1, 2023
Sold by
A & A Ratliff Properties Llc
Bought by
Flowers Michael and Fletcher Jennifer
Seller's Agent
Ashley Ratliff
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Max Shallow
RE/MAX Professionals Select
List Price
$359,000
Sold Price
$333,000
Premium/Discount to List
-$26,000
-7.24%
Views
88
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.68%
Original Mortgage
$299,700
Interest Rate
6.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 15, 2022
Sold by
Fannie Mae
Bought by
A & A Ratliff Properties Llc
Purchase Details
Closed on
Jan 2, 2020
Sold by
Barta Frank J and Citizens Bank Na
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jan 28, 2009
Sold by
Barta Bonnie
Bought by
Barta Frank J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,600
Interest Rate
5.06%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 7, 1999
Sold by
Thompson William D and Thompson Judy Y
Bought by
Barta Frank and Barta Bonnie
Purchase Details
Closed on
Sep 25, 1998
Sold by
Thompson William D and Thompson Judy Y
Bought by
Thompson William D and Thompson Judy Y
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
6.97%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $360,000 | None Listed On Document | |
| Special Warranty Deed | $333,000 | -- | |
| Special Warranty Deed | $226,000 | Codilis & Associates Pc | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $228,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $153,000 | -- | |
| Interfamily Deed Transfer | -- | Advanced Title Services Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $288,000 | New Conventional | |
| Previous Owner | $299,700 | New Conventional | |
| Previous Owner | $177,600 | Purchase Money Mortgage | |
| Previous Owner | $116,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/16/2026 01/16/26 | Sold | $360,000 | -1.4% | $250 / Sq Ft | |
| 12/14/2025 12/14/25 | Pending | -- | -- | -- | |
| 11/21/2025 11/21/25 | Price Changed | $365,000 | -1.1% | $253 / Sq Ft | |
| 11/16/2025 11/16/25 | Price Changed | $369,000 | -1.3% | $256 / Sq Ft | |
| 10/23/2025 10/23/25 | Price Changed | $374,000 | -1.3% | $260 / Sq Ft | |
| 10/10/2025 10/10/25 | Price Changed | $379,000 | -1.6% | $263 / Sq Ft | |
| 09/18/2025 09/18/25 | For Sale | $385,000 | +15.6% | $267 / Sq Ft | |
| 02/06/2023 02/06/23 | Sold | $333,000 | -1.8% | $231 / Sq Ft | View Prior Sale |
| 01/08/2023 01/08/23 | Pending | -- | -- | -- | |
| 11/25/2022 11/25/22 | Price Changed | $339,000 | -2.9% | $235 / Sq Ft | |
| 11/04/2022 11/04/22 | Price Changed | $349,000 | -2.2% | $242 / Sq Ft | |
| 10/28/2022 10/28/22 | Price Changed | $357,000 | -0.6% | $248 / Sq Ft | |
| 10/21/2022 10/21/22 | For Sale | $359,000 | -- | $249 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,287 | $99,054 | $31,863 | $67,191 |
| 2023 | $7,628 | $89,488 | $28,786 | $60,702 |
| 2022 | $7,075 | $81,598 | $26,248 | $55,350 |
| 2021 | $6,806 | $76,288 | $24,540 | $51,748 |
| 2020 | $6,095 | $72,828 | $23,427 | $49,401 |
| 2019 | $5,919 | $69,374 | $22,316 | $47,058 |
| 2018 | $5,878 | $65,355 | $21,023 | $44,332 |
| 2017 | $5,738 | $61,784 | $19,874 | $41,910 |
| 2016 | $5,473 | $57,319 | $18,438 | $38,881 |
| 2015 | -- | $52,538 | $16,900 | $35,638 |
| 2014 | -- | $51,889 | $16,691 | $35,198 |
| 2013 | -- | $53,257 | $17,131 | $36,126 |
Source: Public Records
Agents Affiliated with this Home
-
Max Shallow
-
David Shallow
Seller Co-Listing Agent in 2026
David Shallow
RE/MAX
(630) 615-2870
2 in this area
267 Total Sales
-
Diane Tanke
Buyer's Agent in 2026
Diane Tanke
Berkshire Hathaway HomeServices Starck Real Estate
(847) 609-9093
1 in this area
148 Total Sales
-
Ashley Ratliff
Seller's Agent in 2023
Ashley Ratliff
Baird Warner
(630) 514-4044
2 in this area
48 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12403927
APN: 06-09-428-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Nearby Homes
- 550 Madison Ln
- 527 N Lyle Ave
- 682 Alice Place
- 512 Shenandoah Trail
- 356 N Airlite St Unit 356
- Lot 1 Highland Springs Dr
- 640 Highland Springs Dr
- 660 Robin Ridge
- 2022 Torino Dr
- 1840 W Highland Ave Unit E-105
- 906 Carol Ave
- 764 Scott Dr
- 1419 Harlan Ave
- 136 Mckinstry Dr
- 801 N Mclean Blvd Unit 324
- 801 N Mclean Blvd Unit 320
- 801 N Mclean Blvd Unit 222
- 92 N Airlite St
- 11N958 Almora Terrace
- 1630 Maple Ln
Your Personal Tour Guide
Ask me questions while you tour the home.