NOT LISTED FOR SALE

6105 Lottie Ln Unit 2 Chattanooga, TN 37416

Estimated Value: $320,000 - $366,250

3 Beds
3 Baths
2,300 Sq Ft
$150/Sq Ft Est. Value

Last Sold March 12, 2024

Last sale price $325,000 $141 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,950/month

9 Days on Market

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • No HOA
  • Engineered Wood Flooring
  • Bonus Room
  • Formal Dining Room

About This Home

As of March 2024

Nestled in a serene location that marries convenience with tranquility, this well maintained 3-bedroom, 3-bathroom home spans 2,300 square feet of comfortable living space just minutes from the lake and a short 20-25 minute drive to downtown Chattanooga, TN. This residence is ideally situated for both leisure and work, offering easy access to major employers such as Volkswagen and Amazon, as well as the shopping havens of Hamilton Place.

Upon entering, you are greeted by generous spaces that speak volumes of the home's thoughtful layout. The oversized bonus room is a highlight, featuring a cozy wood-burning fireplace that becomes the heart of the home during cooler months. This space offers versatility for a variety of uses, whether it's a gathering area, a spacious home office, or an entertainment hub.

The kitchen is a delight, boasting ample space for meal preparation and casual dining, complemented by modern appliances and plenty of storage. This eat-in kitchen seamlessly transitions to a separate dining room, perfect for hosting dinner parties or enjoying family meals in a more formal setting.

Outdoor living is a key feature of this property, with a large back deck overlooking a fenced backyard that backs up to woods, offering privacy. This outdoor space is ideal for entertaining or relaxing.

The home's practicality is further enhanced by an oversized 2-car garage located in the basement, providing additional storage and convenience. Recent updates include a new HVAC and water heater in 2023, ensuring comfort and efficiency for years to come. Additionally, the home's septic system has been diligently maintained, with a recent service in 2023, reflecting the owners' commitment to the property's overall upkeep. This home represents a perfect blend of comfort, convenience, and peace of mind, making it a must-see for those seeking a tranquil lifestyle with easy access to Chattanooga's vibrant urban amenities. Discover the perfect place to call home, where every detail has been considered for your utmost comfort and enjoyment.

Last Agent to Sell the Property

Natalie Henson

Keller Williams Realty License #329006 Listed on: 02/02/2024

Keller Williams Realty

Last Buyer's Agent

GLORIA ROBERTS

NON-MEMBER License #261205

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,052

Year Built

  • Built in 1976

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 100x122.5
  • Fenced
  • Gentle Sloping Lot

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage

Home Design

  • Brick Front
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 2,300 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Bonus Room
  • Finished Basement
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient HVAC

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • High-Efficiency Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Thomas Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 111d A 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,052

Year Built

Built in 1976

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 100X122.5
  • Subdivision Name: Thomas Cove
  • Directions: From Hwy 58, North on N Hickory Valley to end, slight right onto Harrison Pike/ Champion Rd, to first left onto Vincent Rd, left on Lottie Lane, home is on right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2300.0
  • New Construction: No
  • Efficiency: HVAC, Water Heater
  • Year Built: 1976
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 111d A 010
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1052.14
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.28
  • General Property Information Lot Size Square Feet2: 12196.8
  • General Property Information Lot Size Dimensions: 100X122.5
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Flooring Engineered Hardwood: Yes
  • Levels:One and One Half: Yes
  • Brick and Stone Features 14 Brick: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Eat-in Kitchen, Primary Downstairs, Separate Dining Room, Tub/shower Combo
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Primary Downstairs: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Sloped
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Sloped: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Additional Parcels: No
  • Parcel #: 111d A 010
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 1052.14

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 2, 2024
Closed on
Mar 8, 2024
Sold by
Durham Allison Lucille
Bought by
Smothers Megan Elizabeth and Smothers Joshua Paul
Seller's Agent
Natalie Henson
Keller Williams Realty
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$325,000
Sold Price
$325,000
Views
80
Current Estimated Value
$344,563

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,563
Avg. Annual Appreciation
4.76%
Original Mortgage
$319,113
Outstanding Balance
$315,333
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$32,977

Purchase Details

Closed on
Oct 26, 2023
Sold by
Durham Erick Joseph and Durham Allison Lucille
Bought by
Durham Allison Lucille

Purchase Details

Listed on
Feb 10, 2021
Closed on
Apr 1, 2021
Sold by
Froeming Heidi M and Froeming Roger D
Bought by
Durham Allison Lucille and Durham Erick Joseph
Buyer's Agent
Shelby Fortenberry
Southeastern Select Properties, Inc.
List Price
$275,000
Sold Price
$264,000
Premium/Discount to List
-$11,000
-4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.44%
Original Mortgage
$160,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 12, 2017
Closed on
Mar 23, 2018
Sold by
Oglesby William B and Mast Alyssa M
Bought by
Froeming Roger D and Froeming Heidi M
Seller's Agent
Tim West
Greater Chattanooga Realty, Keller Williams Realty
List Price
$179,900
Sold Price
$175,000
Premium/Discount to List
-$4,900
-2.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.53%
Original Mortgage
$171,830
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 11, 2012
Closed on
Dec 20, 2013
Sold by
Crawford Roger J and Crawford Terrianna
Bought by
Oglesby William B and Mast Alyssa M
Seller's Agent
Pam Gilbertson
Berkshire Hathaway HomeServices Realty Center
Buyer's Agent
Alexandria Price
RE/MAX Properties
List Price
$149,900
Sold Price
$140,000
Premium/Discount to List
-$9,900
-6.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.38%
Original Mortgage
$137,464
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 30, 2003
Sold by
Crawford Roger J
Bought by
Crawford Terrianna E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,850
Interest Rate
5.79%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 22, 1997
Sold by
Southtrust Mtg Corp
Bought by
Hud

Purchase Details

Closed on
Sep 12, 1997
Sold by
Weast Fred Robert and Weast Debra A
Bought by
Southtrust Mtg Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smothers Megan Elizabeth $325,000 Bridge City Title
Durham Allison Lucille -- None Listed On Document
Durham Allison Lucille $265,000 None Available
Froeming Roger D $175,000 None Available
Oglesby William B $140,000 Realty Center Title And Escr
Crawford Terrianna E -- --
Hud $66,169 --
Southtrust Mtg Corp $66,169 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smothers Megan Elizabeth $319,113
Previous Owner Durham Allison Lucille $160,000
Previous Owner Froeming Roger D $171,830
Previous Owner Oglesby William B $137,464
Previous Owner Crawford Roger J $97,850
Previous Owner Crawford Roger J $97,850
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/12/2024 03/12/24 Sold $325,000 0.0% $141 / Sq Ft
02/11/2024 02/11/24 Off Market $325,000 -- --
02/02/2024 02/02/24 For Sale $325,000 +23.1% $141 / Sq Ft
04/01/2021 04/01/21 Sold $264,000 -4.0% $115 / Sq Ft
02/24/2021 02/24/21 Pending -- -- --
02/10/2021 02/10/21 For Sale $275,000 +57.1% $120 / Sq Ft
03/23/2018 03/23/18 Sold $175,000 -2.7% $76 / Sq Ft
02/01/2018 02/01/18 Pending -- -- --
12/12/2017 12/12/17 For Sale $179,900 +28.5% $78 / Sq Ft
12/20/2013 12/20/13 Sold $140,000 -6.6% $61 / Sq Ft
11/26/2013 11/26/13 Pending -- -- --
09/10/2012 09/10/12 For Sale $149,900 -- $65 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,043 $46,625 $0 $0
2023 $1,052 $46,625 $0 $0
2022 $1,052 $46,625 $0 $0
2021 $1,052 $46,625 $0 $0
2020 $984 $35,250 $0 $0
2019 $984 $35,250 $0 $0
2018 $984 $35,250 $0 $0
2017 $984 $35,250 $0 $0
2016 $894 $0 $0 $0
2015 $894 $32,000 $0 $0
2014 $894 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1386151

Greater Chattanooga REALTORS®

APN: 111D-A-010