NOT LISTED FOR SALE

Estimated Value: $185,000 - $279,000

4 Beds
1.5 Baths
1,302 Sq Ft
$170/Sq Ft Est. Value

Last Sold January 17, 2024

Last sale price $139,900 $107 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $1,586/month

256 Days on Market

About This Home

As of January 2024

When approaching this home, you immediately think about the potential it can have, the grand design and uniqueness of what older homes can provide. Entering the home gives you the impression that it is bigger than you would think from outside and great layout for those who love this area home. Having 4 bedrooms, 1.1 bathrooms and a basement allows for plenty of space for living and storage. Come take a look at this one as it is conveniently located near downtown Elgin, Lords Park, I-90 and much more.

Last Agent to Sell the Property

Teresa Ryan

Century 21 Circle License #471003290 Listed on: 03/15/2023

Century 21 Circle

Last Buyer's Agent

Adalberto Sanchez

A&O Dream Key Real Estate License #471019763

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,369

Year Built

  • Built in 1895

Lot Details

  • 4,530

Interior Spaces

  • 1,302 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Parking

  • 2 Parking Spaces
  • Uncovered Parking
  • Parking Included in Price

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,369

Year Built

Built in 1895

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1895
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • LivingArea: 1302
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • ParkingTotal: 2
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 4523
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4368.96
  • Tax Year: 2021
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2023
Closed on
Dec 18, 2023
Sold by
Limosa Llc
Bought by
Galarza Alberto
Seller's Agent
Teresa Ryan
Century 21 Circle
Buyer's Agent
Adalberto Sanchez
A&O Dream Key Real Estate
List Price
$157,900
Sold Price
$139,900
Premium/Discount to List
-$18,000
-11.4%
Views
2174
Current Estimated Value
$221,705

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,805
Avg. Annual Appreciation
26.79%
Original Mortgage
$111,920
Interest Rate
9.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2021
Sold by
Kane County
Bought by
Limosa Llc

Purchase Details

Closed on
Nov 16, 2007
Sold by
Crigler John
Bought by
Bartee Dandre

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,216
Interest Rate
6.31%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 30, 2002
Sold by
Chubin Edward
Bought by
Crigler John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,000
Interest Rate
8.25%

Purchase Details

Closed on
Nov 23, 2001
Sold by
Tyler Cody C
Bought by
Chubin Edward

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,900
Interest Rate
9.5%

Purchase Details

Closed on
May 17, 2001
Sold by
Bankers Trust Co Of California Na
Bought by
Tyler Cody C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 2001
Sold by
Downs Sheila L and Parker Luther J
Bought by
Bankers Trust Company Of California Na

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 4, 1999
Sold by
Downs Sheila L and Parker Luther J
Bought by
Downs Sheila L and Parker Luther J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,750
Interest Rate
7.15%

Purchase Details

Closed on
Sep 26, 1997
Sold by
Downs Peter P
Bought by
Downs Sheila L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Galarza Alberto $140,000 Mortgage Connect
Limosa Llc $74,850 Premier Title
Bartee Dandre $212,500 First American Title Ins Co
Crigler John $158,000 --
Chubin Edward $142,000 --
Tyler Cody C $80,000 --
Bankers Trust Company Of California Na -- --
Downs Sheila L -- --
Downs Sheila L -- Nations Title Agency Of Il I
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Galarza Alberto $111,920
Previous Owner Bartee Dandre $209,216
Previous Owner Crigler John $158,000
Previous Owner Chubin Edward $126,900
Previous Owner Tyler Cody C $68,000
Previous Owner Downs Sheila L $97,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/17/2024 01/17/24 Sold $139,900 0.0% $107 / Sq Ft
11/27/2023 11/27/23 Pending -- -- --
11/14/2023 11/14/23 Price Changed $139,900 -5.4% $107 / Sq Ft
10/06/2023 10/06/23 Price Changed $147,900 -6.3% $114 / Sq Ft
09/26/2023 09/26/23 For Sale $157,900 0.0% $121 / Sq Ft
08/28/2023 08/28/23 Pending -- -- --
03/15/2023 03/15/23 For Sale $157,900 -- $121 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,089 $63,584 $9,557 $54,027
2023 $4,897 $57,443 $8,634 $48,809
2022 $4,542 $52,378 $7,873 $44,505
2021 $4,369 $48,970 $7,361 $41,609
2020 $4,091 $44,857 $7,027 $37,830
2019 $3,991 $42,729 $6,694 $36,035
2018 $3,822 $38,655 $6,306 $32,349
2017 $3,758 $36,542 $5,961 $30,581
2016 $3,616 $33,901 $5,530 $28,371
2015 -- $31,074 $5,069 $26,005
2014 -- $30,690 $5,006 $25,684
2013 -- $36,151 $5,138 $31,013
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11738186

Midwest Real Estate Data (MRED)

APN: 06-12-332-022