613 Spruce Ct Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $515,000 - $538,000
4
Beds
5
Baths
4,424
Sq Ft
$118/Sq Ft
Est. Value
Highlights
- Family Room with Fireplace
- Whirlpool Bathtub
- Attached Garage
- Oswego High School Rated A-
- Formal Dining Room
- Senior Tax Exemptions
About This Home
As of December 2021The perfect place to call home! There is plenty of room for everyone to have their own space for e-learning & working from home. Formal living & dining rooms are great for entertaining on the holidays! Huge kitchen featuring stainless steel appliances, Quartz counter tops, pantry & large eating area, plenty of room for all of your cooking and baking needs. The vaulted family room is a wonderful place to spread out and watch your favorite show while warming up by the fireplace. Flowing floor plan allows for easy mingling with family & friends! Highly desirable 1st floor master suite with walk in closet, luxury bath with dual sinks, separate shower and whirlpool tub. 2nd floor features 3 generous sized additional bedrooms with lots of closet space & 2 full baths. Need even more room?? Head on down to the finished basement where you will find plenty of room for gaming, working out, guest room/5th bedroom/home office & extra family/recreation room plus a 4th full bath. Enjoy your private backyard with mature trees while sitting on the beautiful paver patio. Located in prestigious Gates Creek Subdivision with popular Oswego District 308 Schools. Just minutes from the fast growing downtown Oswego area with new shops, restaurants, park & scenic Fox River Views!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #471018427 Listed on: 11/26/2021
Last Buyer's Agent
Melissa Morsch
Century 21 Coleman-Hornsby License #475146818
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,283
Year Built
- 2002
Lot Details
- 0.29
HOA Fees
- $31 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Brick Driveway
- Parking Space is Owned
Home Design
- Brick Exterior Construction
Interior Spaces
- 4,424 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Formal Dining Room
- Partially Finished Basement
- Finished Basement Bathroom
Bedrooms and Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Community Details
- Sue Wood Association, Phone Number (630) 554-6900
- Property managed by Associa Management
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 26, 2021
Closed on
Dec 14, 2021
Sold by
Flo Larry O and Flo Audrey
Bought by
Starner Guy and Starner Deborah
Seller's Agent
Erin Hill
Coldwell Banker Real Estate Group
Buyer's Agent
Melissa Morsch
Century 21 Coleman-Hornsby
List Price
$400,000
Sold Price
$421,000
Premium/Discount to List
$21,000
5.25%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,341
Avg. Annual Appreciation
6.08%
Original Mortgage
$202,500
Outstanding Balance
$187,900
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$330,075
Purchase Details
Closed on
May 20, 2005
Sold by
Moser Robert and Adam Moser Barbara
Bought by
Flo Larry O and Flo Audrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.91%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jan 10, 2002
Sold by
Mccue Builders Inc
Bought by
Moser Robert and Moser Barbara Adam
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
6.92%
Purchase Details
Closed on
Aug 31, 2001
Sold by
Standard Bank & Trust Company
Bought by
Mccue Builders Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Interest Rate
6.5%
Mortgage Type
Construction
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Starner Guy | $421,000 | Fidelity National Title Ins | |
| Flo Larry O | $379,000 | Multiple | |
| Moser Robert | $390,500 | -- | |
| Mccue Builders Inc | $64,000 | Law Title Insurance Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Starner Guy | $202,500 | |
| Previous Owner | Flo Larry O | $147,500 | |
| Previous Owner | Flo Larry O | $215,000 | |
| Previous Owner | Flo Larry O | $232,000 | |
| Previous Owner | Flo Larry O | $300,000 | |
| Previous Owner | Moser Robert | $78,500 | |
| Previous Owner | Moser Robert | $289,750 | |
| Previous Owner | Moser Robert | $292,000 | |
| Previous Owner | Mccue Builders Inc | $296,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/16/2021 12/16/21 | Sold | $421,000 | +5.3% | $95 / Sq Ft |
| 11/28/2021 11/28/21 | Pending | -- | -- | -- |
| 11/26/2021 11/26/21 | For Sale | $400,000 | -- | $90 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,283 | $138,556 | $14,773 | $123,783 |
| 2022 | $10,283 | $125,789 | $13,412 | $112,377 |
| 2021 | $9,882 | $117,465 | $13,412 | $104,053 |
| 2020 | $9,746 | $115,717 | $13,412 | $102,305 |
| 2019 | $9,582 | $112,346 | $13,021 | $99,325 |
| 2018 | $9,648 | $108,016 | $13,021 | $94,995 |
| 2017 | $9,585 | $104,362 | $13,021 | $91,341 |
| 2016 | $9,021 | $97,206 | $13,021 | $84,185 |
| 2015 | $8,406 | $87,339 | $11,225 | $76,114 |
| 2014 | -- | $87,854 | $11,225 | $76,629 |
| 2013 | -- | $90,933 | $11,225 | $79,708 |
Source: Public Records
Agents Affiliated with this Home
-
Erin Hill
Seller's Agent in 2021
Erin Hill
Coldwell Banker Real Estate Group
(630) 336-5962
9 in this area
219 Total Sales
-
Jerry Hill
Seller Co-Listing Agent in 2021
Jerry Hill
Coldwell Banker Real Estate Group
(630) 336-5963
9 in this area
205 Total Sales
-
Buyer's Agent in 2021
Melissa Morsch
Century 21 Coleman-Hornsby
(815) 712-8141
1 in this area
31 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11273776
APN: 02-13-250-024
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