NOT LISTED FOR SALE

614 Spruce St Hammond, IN 46324

Estimated Value: $263,000 - $337,000

4 Beds
3 Baths
2,930 Sq Ft
$104/Sq Ft Est. Value

Last Sold October 31, 2024

Last sale price $319,500 $109 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $2,396/month

30 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Front Porch
  • Wood Flooring
  • 2 Car Detached Garage
  • 3-minute walk to Edison Park

About This Home

As of October 2024

Just Listed! This all-brick, 4/5 bedroom home is ready for you to make it your own. Act quickly, and you'll have the chance to choose your own flooring! Updates include brand-new kitchen and bathrooms, NEW stainless package: Includes refrigerator, dishwasher, gas range, microwave/vent above range, garbage disposal, fireplace in living room, hardwood floors, updated electrical distribution work throughout, new smart lighting system in formal rooms, sump pump and basement drainage system, tons of storage, new fence in back yard (to be completed), new ceiling fans in all bedrooms and upstairs family room area. The upper level is a HUGE master suite with a large walk-in closet and bonus room attached! NEWER Roof, NEW Furnace, NEW Central air. Enjoy the additional space of a fully finished basement and full fenced yard. Ideally located just minutes from the 80/94 Expressway, steps from the park, shopping and close to schools. This home qualifies for several grant programs including Hammond College Homebound and minimum down payment assistance. Contact us or your Realtor today!

Last Listed By

Rachel Peers-Port

Realty Executives Premier License #RB14043998 Listed on: 08/27/2024

Realty Executives Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,281

Year Built

  • Built in 1951

Lot Details

  • 6,250 Sq Ft Lot
  • Lot Dimensions are 50x125
  • Privacy Fence
  • Wood Fence
  • Perimeter Fence

Parking

  • 2 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Brick Foundation

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace
  • Dining Room
  • Basement

Kitchen

  • Gas Range
  • Portable Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Front Porch

Schools

  • Thomas A Edison Elementary School
  • Henry W. Eggers Middle School
  • Hammond High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 45-06-12-278-003.000-023
  • Seller Considering Concessions

Community Details

Overview

  • No Home Owners Association
  • South Hammond Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,281

Year Built

Built in 1951

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1951
  • Road Frontage Type: City Street
  • Co List Office Mls Id: NRA1347
  • Subdivision Name: South Hammond
  • Above Grade Finished Sq Ft: 1802
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Circuit Breakers
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Range, Portable Dishwasher, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Granite Counters, His and Hers Closets
  • Basement: Finished, Sump Pump
  • Flooring: Carpet, Hardwood, Ceramic Tile
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1128
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Private Entrance, Private Yard
  • Fencing: Perimeter, Wood, Privacy
  • Acres: 0.1435
  • Waterfront: No
  • Construction Type: Brick
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Alley Access, Detached, On Street, Garage Faces Front

Utilities

  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected, Natural Gas Connected
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Park, Sidewalks, Street Lights
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Hammond
  • Middle Or Junior School: Henry W. Eggers

Lot Info

  • Lot Dimensions: 50x125
  • Lot Size Sq Ft: 6250
  • Additional Parcels: No
  • Parcel #: 45-06-12-278-003.000-023

Tax Info

  • Year: 2023
  • Tax Annual Amount: 2281

MLS Schools

  • HighSchool: Hammond High School
  • Elementary School: Thomas A Edison Elementary School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2024
Closed on
Oct 22, 2024
Sold by
Reinventive Real Estate & Development Co
Bought by
Black Urban
Seller's Agent
Rachel Peers-Port
Realty Executives Premier
Buyer's Agent
LaVonne Hoskins
Coldwell Banker Realty
List Price
$325,000
Sold Price
$319,500
Premium/Discount to List
-$5,500
-1.69%
Total Days on Market
30
Views
60
Current Estimated Value
$304,622

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,878
Avg. Annual Appreciation
-9.10%
Original Mortgage
$9,585
Outstanding Balance
$8,087
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$296,535

Purchase Details

Closed on
Jul 28, 2023
Sold by
Serna Alberto Cirilo
Bought by
Reinventive Real Estate & Development Corpora

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
6.67%
Mortgage Type
Construction

Purchase Details

Closed on
May 14, 2018
Sold by
Serna Cirilo
Bought by
Morales Berta and Serna Berta A

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Black Urban $319,500 Northwest Indiana Title
Reinventive Real Estate & Development Corpora $115,000 None Listed On Document
Morales Berta -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Black Urban $9,585
Open Black Urban $309,915
Previous Owner Reinventive Real Estate & Development Corpora $199,500
Previous Owner Serna Cirilo $69,000
Previous Owner Serna Bertha $15,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2024 10/31/24 Sold $319,500 -1.7% $109 / Sq Ft
09/26/2024 09/26/24 Pending -- -- --
08/27/2024 08/27/24 For Sale $325,000 -- $111 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,393 $189,200 $29,600 $159,600
2023 $2,281 $175,600 $29,600 $146,000
2022 $2,180 $165,000 $29,600 $135,400
2021 $1,660 $127,800 $19,600 $108,200
2020 $1,641 $125,800 $19,600 $106,200
2019 $1,743 $118,900 $19,600 $99,300
2018 $1,772 $116,900 $19,600 $97,300
2017 $1,813 $110,600 $19,600 $91,000
2016 $1,749 $111,500 $19,600 $91,900
2014 $1,729 $114,300 $19,600 $94,700
2013 $1,705 $117,000 $19,600 $97,400
Source: Public Records

Agents Affiliated with this Home

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Source: Northwest Indiana Association of REALTORS®

MLS Number: 809165

Northwest Indiana Association of REALTORS®

APN: 45-06-12-278-003.000-023