NOT LISTED FOR SALE

Estimated Value: $292,119 - $319,000

3 Beds
1 Bath
1,330 Sq Ft
$229/Sq Ft Est. Value

About This Home

---- SCHEDULE A SHOWING ONLINE AT: ----
This charming 3-bedroom 1-bath house has aquaintfront porch and plenty of character, perfect for a cozy home. Featuring creamy white walls bathed in abundant natural light creating a warm and inviting atmosphere. Create your favorite meals in the spacious kitchen, well-equipped white shaker cabinets and modern appliances. Relax in the good-sized bedrooms with ample closet space. With a washer and dryer hook-up for convenient laundry days and central heating and air for optimal temperature control and ahealthyenvironment for your family. Pets are welcome with a fee. AFantastic location! Close to shops, restaurants, markets, and all Madison has to offer.

Don't miss this, book a showing now!
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** RENT TO OWN TERM ***

Sale Price : $ 399,900
Down Payment : $ 5,000
Loan Origination Fee : $ 3,999
Agreement Preparation Fee : $ 500
Financed : $ 398,899

Monthly Payment : $ 3,387.23 Plus taxes and Insurance
Term : 40 Years


*Must rent the prop for at least 6 months to do owner financing.
*Must still do application following the application criteria.

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*Only $1,299 for Rent Deposit


*** Stevens Realty LLC offers deposit-free leases using Obligo billing authorization technology (for qualified tenants). Instead of paying the security deposit all upfront, we can bill you a smaller fee on a monthly basis. For more information please refer to this link .

*** For just $99 per month, you'll have access to a high-quality washer and dryer, and we'll take care of the installation process for a one-time fee of $75. With our rental program, you won't have to worry about the costs of repairs or maintenance - we'll take care of that for you! We understand how difficult it can be to move heavy appliances, so our rental program is the perfect solution for anyone looking for a hassle-free laundry solution. And, in the unfortunate event that the equipment is damaged or stolen, we can charge your credit card or bank account for the replacement or repair costs.

*** Availability date is subject to change without notice depending on the condition of the property or if when it becomes vacant. ***

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*** Mandatory Charges on top of Base Rent ***

Smart Home Automation= $14.95/month
Renters Insurance= $14.99/month
Utility & Maintenance Reduction Program= $12.50/month
Community Perks Benefit Package= $2.99/month

See below for more details

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*** AMENITIES ***

Smart Home Automation

Central Heat and Air

Refrigerator

Stove

Washer and Dryer Hook up

Pet Friendly (90lbs max)

This home does NOT accept section 8

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*** LEASE TERMS ***


1. The advertised rent is for a 12 months lease contract.

2. Leases between 6 to 11 months is also accepted for $100 per month on top of the advertised rent.

3. Leases under 6 months is also accepted for $250 per month on top of the advertised rent.

4. Month-to-month lease is also accepted for $250 per month on top of the advertised rent.

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*** MANDATORY/REQUIRED CHARGES ***


1. Enrollment to Second Nature Insurance is required with all of Stevens Realty Leases for $14.99 per month and get $100,000 Liability for Covered Damages included along with $10,000 protection for your personal belongings.

2. All of our homes with Central heat and air require the Utility & Maintenance Reduction Program to be included. This saves you 5-15% on your energy bill and helps ensure a clean, healthy living environment for your family. For a small charge of $12.50 per month we will have HVAC filters regularly delivered to your doorstep so that you can easily replace them without having to remember or find them.

3. We are happy to announce that Stevens Realty has Community Perks Benefit Package to start rental credit reporting. Since most people spend 26%-50% of their income on rent, so shouldn't you get credited? Credit Reporting Fee is $2.99 per month. We will report your rent payments to all bureaus. This will positively increase the tenants buying power and enjoy low interests on credit cards.

4. If you SMOKE/VAPE regardless if it's inside or outside the property, we require a $200 one time smoking fee upon move in. (NON-REFUNDABLE)

5. Smart Home Features allows you to access your locks and thermostat remotely using your computer or mobile device, you can review access activity remotely, manage humidity and mold in the home, create access codes for visitors or other family members, monitor and control the house temperature which can help you save 12-15% on your monthly energy bill and many other features and smart devices that can be connected to your home optionally. This Smart Home Automation is required and will be $20.95 per month.

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*** UTILITIES ***


1. Our Utilities Concierge Service will assist in connecting your utilities prior to moving in to your rental home.

2. Forget about the hassle of having to contact different utility companies to get things turned on prior to move in. Receive one bill for your utilities and rent and pay them in a place.

3. Pay only $175 utility hook up fee(NON-REFUNDABLE) instead of approximately $500 through the utility company.

4. A monthly service fee of $9.95 will be itemized in your utility charges.

5. Never forget about your bill with friendly reminders.

6. Full transparency with provider bill information.

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*** PET POLICY ***


1. We require $300 non-refundable fee each pet and $25 add-on for your first pet and $10 add-on for each succeeding pet on top of the rent per month maximum of 3.

2. For Restricted Breeds such as Akita, Staffordshire Terrier, American Bulldog, Wolf Dog, Great Dane, Husky, Bullterrier, Bullmastiff, Presa Canario, Chow, Pitbull, Doberman, German Sheppard, Rottweiler, we require $375 non-refundable fee each pet and $45 add-on for your first pet and $25 add-on for each succeeding pet on top of the rent/month maximum of 3

3. For Emotional Support or Service Animals, NO CHARGES will be applied.

4. We require a pet application which will be $35 each pet excluding Emotional support and Service animals.

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Frequently asked Questions


1. Credit score requirements :

If employed for at least a year (CURRENT EMPLOYER):
600 to 649 - Normal deposit
550 to 599 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE

If employed less than a year (CURRENT EMPLOYER):
650 above - Normal deposit
600 to 649 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
550 to 599 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 150% of rent non-refundable MITIGATION FEE

499 and below - Rejected or a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent

No credit - Need a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent

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Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 24, 2014
Sold by
Stevens James and Stevens James J
Bought by
Cnk Llc
Current Estimated Value
$304,280

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,440,000
Interest Rate
4.26%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 30, 2013
Sold by
Bligh Michael S
Bought by
Stevens James

Purchase Details

Closed on
Sep 4, 2013
Sold by
Alcala Ignacio Ventura and Ventura Maria G
Bought by
Bligh Michael S and The Ventura Revocable Living Trust

Purchase Details

Closed on
Sep 3, 2013
Sold by
Bligh Michael S
Bought by
Alcala Ignacio Ventura and Ventura Maria G

Purchase Details

Closed on
Apr 30, 2011
Sold by
Alcala Ignacio Ventura and Ventura Maria G
Bought by
Bligh Michael S and Ventura Revocable Living Trust

Purchase Details

Closed on
Sep 24, 2007
Sold by
Norris Tim
Bought by
Alcala Ignacio Ventura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,440
Interest Rate
6.57%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cnk Llc -- None Available
Stevens James $46,780 None Available
Bligh Michael S -- None Available
Alcala Ignacio Ventura -- None Available
Bligh Michael S -- None Available
Alcala Ignacio Ventura $105,000 Bluegrass Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Cnk Llc $3,440,000
Previous Owner Alcala Ignacio Ventura $97,440
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/08/2025 08/08/25 Off Market $1,299 -- --
06/29/2025 06/29/25 For Rent $1,299 -- --

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,210 $78,525 $25,875 $52,650
2024 $1,590 $48,875 $12,500 $36,375
2023 $1,590 $48,875 $12,500 $36,375
2022 $1,590 $48,875 $12,500 $36,375
2021 $1,607 $48,875 $12,500 $36,375
2020 $1,546 $36,625 $5,000 $31,625
2019 $1,156 $36,625 $5,000 $31,625
2018 $1,156 $36,625 $5,000 $31,625
2017 $1,156 $36,625 $5,000 $31,625
2016 $992 $25,275 $4,000 $21,275
2015 $992 $25,275 $4,000 $21,275
2014 $992 $25,275 $4,000 $21,275
Source: Public Records

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