NOT LISTED FOR SALE

615 Waterford Rd Elgin, IL 60124

Estimated Value: $614,000 - $644,000

5 Beds
5 Baths
3,707 Sq Ft
$170/Sq Ft Est. Value

Last Sold August 15, 2022

Last sale price $562,500 $152 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $4,742/month

9 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Whirlpool Bathtub
  • Howard B. Thomas Grade School Rated 9+
  • Wood Flooring
  • Sun or Florida Room

About This Home

As of August 2022

Stunning 5 bedroom home situated on a corner lot in Waterford subdivision in Elgin~ enjoy resort style living with access to the clubhouse, fitness facilities, pool, parks, and so much more. The dramatic 2 story entry opens to a newly renovated staircase and banisters. The formal living and dining room with pass through to the kitchen is perfect for entertaining. Chef's kitchen boasts new stainless steel appliances, built-in ovens and separate range top, pantry, island, breakfast bar with with decorative wood accents, granite counters, modern 42 inch cabinetry with crown molding, and eat-in area with slider to the patio. Spacious family room with recessed lighting and wainscoting. Relaxing sunroom with great views of the picturesque outdoor space. Versatile first floor office with custom desk, built-in shelving, tray ceiling, Cali Bamboo flooring, and recessed lighting~ could be a 6th bedroom. First floor full bath. First floor mudroom/laundry room with sink. Upstairs features a master bedroom with his and hers closets and an en-suite bath with his and her vanities, whirlpool tub, and separate shower. There are 4 additional bedrooms; including 2 with private baths, one bedroom with a built-in bookshelf and window seat, and another full bath. Convenient second floor laundry too! The full basement with rough-in for a bath is just waiting for your finishing touches. You will love the incredible outdoor oasis featuring a Unilock paver patio with LED lighting, firepit, built-in natural gas attached gas grill with granite counters, bar area with seating, and a 16 x 14 seating area with cedar Pergola. Additional updates include; roof (2021), extended driveway (2021), new hardware throughout, upgraded light fixtures, solid core doors throughout, dual zone HVAC with humidifiers, 75 gallon water heater, spray insulation in the attic (2019), and Culligan Water filtration system. The 3 car garage has a natural gas line run for future heater. Located close to Bowes Creek Country Club, Route 20, and I-90. Nothing to do but move into your dream home!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 07/09/2022

Co-Listed By

Jacquelyn Theisen

@properties Christie's International Real Estate License #475184277

Last Buyer's Agent

Rutul Parekh

ARNI Realty Incorporated License #471021588

ARNI Realty Incorporated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,365

Year Built

  • Built in 2005

Lot Details

  • 0.37 Acre Lot
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,707 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Combination Dining and Living Room
  • Home Office
  • Sun or Florida Room
  • Wood Flooring

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 5 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Rough-In Basement Bathroom

Home Security

  • Home Security System
  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Brick Porch or Patio
  • Fire Pit
  • Pergola
  • Outdoor Grill

Schools

  • Prairie View Grade Elementary School
  • Prairie Knolls Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Two Heating Systems
  • Heating System Uses Natural Gas

Community Details

  • Association fees include clubhouse, exercise facilities, pool
  • Manager Association, Phone Number (630) 941-0135
  • Waterford Subdivision, Westchester II Floorplan
  • Property managed by Real Estate Investors Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,365

Year Built

Built in 2005

Lot Details

0

HOA Fees

$108 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Waterford
  • Year Built: 2005
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 5
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, In-Law Arrangement, First Floor Laundry, Second Floor Laundry, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 3707
  • Other Equipment: Humidifier, Security System, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Sun Room, Office
  • Estimated Total Finished Sq Ft: 3707
  • Basement Description: Unfinished,Bathroom Rough-In
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 3707
  • Total Sq Ft: 5634
  • Upper Level Sq Ft: 3707
  • Unfinished Lower Sq Ft: 1927
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Brick Paver Patio, Storms/Screens, Outdoor Grill, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 574999
  • Lot Features: Corner Lot
  • OtherStructures: Pergola
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Fiber Cement

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 108
  • Association Fee Frequency: Monthly
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Real Estate Investors Service
  • Management Contact Name: Manager
  • Management Phone: 630-941-0135
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Prairie View Grade School
  • High School: Central High School
  • Middle/Junior School: Prairie Knolls Middle School
  • Middle/Junior School District: 301

Lot Info

  • Lot Size Acres: 0.3665
  • Lot Dimensions: 16453
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12365.14
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2022
Closed on
Aug 15, 2022
Sold by
Gunsteen Christopher J and Gunsteen Angela M
Bought by
Shah Lahar and Shah Dhruvi
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Rutul Parekh
ARNI Realty Incorporated
List Price
$574,999
Sold Price
$562,500
Premium/Discount to List
-$12,499
-2.17%
Current Estimated Value
$629,811

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,311
Avg. Annual Appreciation
3.48%
Original Mortgage
$402,500
Outstanding Balance
$383,142
Interest Rate
4.63%
Mortgage Type
Balloon
Estimated Equity
$241,921

Purchase Details

Listed on
Mar 6, 2015
Closed on
Jul 16, 2015
Sold by
Sunderlage Sunderlage Joy L Joy L and Sunderlage Luebbering Joy L
Bought by
Gunsteen Christopher J and Gunsteen Angela M
Seller's Agent
Susan Angell Case
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Frank Grzesik
Exit Strategy Realty
List Price
$394,900
Sold Price
$360,000
Premium/Discount to List
-$34,900
-8.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.51%
Original Mortgage
$288,000
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2015
Sold by
Luebbering Brian R and Sunderlage Luebbering Joy L
Bought by
Sunderlage Luebbering Joy L and Luebbering Brian R

Purchase Details

Closed on
Sep 19, 2005
Sold by
Waterford Lp
Bought by
Luebbering Brian R and Sunderlage Luebbering Joy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,324
Interest Rate
5.82%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shah Lahar $562,500 Finn Law
Gunsteen Christopher J $360,000 Baird & Warner Title Svcs In
Sunderlage Luebbering Joy L -- None Available
Luebbering Brian R $505,500 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shah Lahar $402,500
Closed Lahar Shah $402,500
Previous Owner Gunsteen Christopher J $310,000
Previous Owner Gunsteen Christopher J $309,300
Previous Owner Gunsteen Christopher J $307,500
Previous Owner Gunsteen Christopher J $288,000
Previous Owner Luebbering Brian R $408,324
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2022 08/15/22 Sold $562,500 -2.2% $152 / Sq Ft
07/19/2022 07/19/22 Pending -- -- --
07/09/2022 07/09/22 For Sale $574,999 +59.7% $155 / Sq Ft
07/20/2015 07/20/15 Sold $360,000 -7.7% $97 / Sq Ft
06/11/2015 06/11/15 Pending -- -- --
05/21/2015 05/21/15 Price Changed $389,900 -1.3% $105 / Sq Ft
03/06/2015 03/06/15 For Sale $394,900 -- $107 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,742 $175,872 $42,058 $133,814
2023 $14,153 $158,887 $37,996 $120,891
2022 $13,305 $144,878 $34,646 $110,232
2021 $12,728 $135,451 $32,392 $103,059
2020 $12,365 $129,309 $30,923 $98,386
2019 $11,998 $123,175 $29,456 $93,719
2018 $13,190 $133,205 $27,749 $105,456
2017 $12,709 $124,719 $26,233 $98,486
2016 $12,683 $115,705 $24,337 $91,368
2015 -- $106,054 $22,307 $83,747
2014 -- $104,745 $22,032 $82,713
2013 -- $90,387 $22,613 $67,774
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11459513

Midwest Real Estate Data (MRED)

APN: 06-20-354-007