NOT LISTED FOR SALE

615 Waterloo St Saint Clair, MI 48079

Estimated Value: $133,000 - $137,000

2 Beds
1 Bath
879 Sq Ft
$154/Sq Ft Est. Value

Last Sold September 16, 2024

Last sale price $122,000 $139 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $827/month

32 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • Historic Home
  • Fenced Yard
  • Shed
  • Heating System Uses Natural Gas

About This Home

As of September 2024

INCREDIBLE PRICE!! on this adorable historic home in the heart of St. Clair! This two bedroom, 890 sq ft home built in 1890 has all the charm of it's era. Nestled on a great lot with mature trees and fenced in. The exterior was recently restored by Fenner Brothers Restoration and the electrical updated by Russel Electric. Enjoy all the city amenities within walking distance! Seller has an assumable mortgage at 2.78 % interest for qualifying borrowers.

Last Agent to Sell the Property

Judith L. Shaune

St. Clair Realty License #MISPE-6506039049 Listed on: 08/12/2024

Last Buyer's Agent

Emily McHaney

Keller Williams Lakeside License #6501452954

Keller Williams Lakeside

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1890

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 60x75
  • Fenced Yard
  • Historic Home

Home Design

  • Cedar

Interior Spaces

  • 879 Sq Ft Home
  • 2-Story Property
  • Wood Flooring
  • Crawl Space
  • Oven or Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Shed
  • Porch

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Gas Water Heater

Community Details

  • N Parcels Subdivision

Listing and Financial Details

  • Assessor Parcel Number 07-695-0016-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,259

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Historic
  • Structure Style: 2 Story
  • Total Tax Amount: 1258.65
  • Year Built: 1890
  • Mail City: Saint Clair
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Hardwood Floors
  • Appliances: Dryer, Range/Oven, Refrigerator, Washer
  • Bedrooms: 2
  • Bedroom 1: On Upper Floor, Dimensions: 12 x 12
  • Bedroom 2: On Upper Floor, Dimensions: 11 x 12
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: Entry
  • Room Types: First Floor Laundry
  • Dining Room: On Entry Level, Dimensions: 15 x 11
  • Kitchen: On Entry Level, Dimensions: 12 x 10
  • Living Room: On Entry Level, Dimensions: 14 x 12
  • Above Grade Finished Sq Ft: 879
  • Total Finished Sq Ft: 879

Exterior Features

  • Exterior: Cedar
  • Exterior Features: Fenced Yard, Porch, Sidewalks
  • Foundation: Crawl
  • Frontage: 60
  • Road: Paved Street
  • Out Buildings: Shed
  • Frontage Type: Road

Garage/Parking

  • Garage: No

Utilities

  • Heating: Electric Heat, Radiant
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas

Lot Info

  • Assessor Parcel Number: 07-695-0016-000
  • Zoning: Residential
  • Lot Description: Large Lot - 65+ Ft., Treed
  • Lot Dimensions: 60x75
  • Acreage: 0.1
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2023, Amount: $124.40
  • Winter Tax: Year: 2023, Amount: $1,134.25
  • Total Tax: Amount: $1,258.65

MLS Schools

  • School District: East China School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2024
Closed on
Sep 16, 2024
Sold by
Colbath Kandi Lynn
Bought by
West Denise
Seller's Agent
Judith L. Shaune
St. Clair Realty
Buyer's Agent
Emily McHaney
Keller Williams Lakeside
List Price
$140,000
Sold Price
$122,000
Premium/Discount to List
-$18,000
-12.86%
Views
112
Current Estimated Value
$134,987

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,987
Avg. Annual Appreciation
10.11%

Purchase Details

Closed on
Oct 11, 2013
Sold by
Davidson James T and Davidson Lisa K
Bought by
Colbath Kandi L and Colbath Kandi Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
4.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 12, 2010
Sold by
Federal Deposit Insurance Corporation
Bought by
Davidson James T and Davidson Lisa K

Purchase Details

Closed on
Dec 17, 2009
Sold by
Joachim Chad M
Bought by
Citizens First Mortgage Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
West Denise $122,000 Ata National Title
Colbath Kandi L $16,500 Attorneys Title Agency Llc
Davidson James T $9,500 None Available
Citizens First Mortgage Llc $38,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Colbath Kandi L $35,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/16/2024 09/16/24 Sold $122,000 -3.9% $139 / Sq Ft
09/13/2024 09/13/24 Pending -- -- --
09/02/2024 09/02/24 Price Changed $127,000 -9.3% $144 / Sq Ft
08/12/2024 08/12/24 For Sale $140,000 -- $159 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,343 $58,700 $0 $0
2024 $1,209 $54,000 $0 $0
2023 $1,134 $47,100 $0 $0
2022 $1,249 $42,600 $0 $0
2021 $1,181 $40,100 $0 $0
2020 $1,180 $36,700 $36,700 $0
2019 $1,115 $32,600 $0 $0
2018 $1,122 $31,100 $0 $0
2017 $1,100 $30,500 $0 $0
2016 $1,016 $30,500 $0 $0
2015 -- $27,900 $27,900 $0
2014 -- $26,900 $26,900 $0
2013 -- $25,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Judith L. Shaune

    Seller's Agent in 2024

    Judith L. Shaune

    St. Clair Realty

    (810) 841-9185

    24 in this area

    86 Total Sales

    Judith L. Shaune
    Section Image

  • E

    Buyer's Agent in 2024

    Emily McHaney

    Keller Williams Lakeside

    (586) 649-8958

    1 in this area

    9 Total Sales

    Emily McHaney
    Section Image
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Map

Source: Michigan Multiple Listing Service

MLS Number: 50151839

Michigan Multiple Listing Service

APN: 07-695-0016-000

Michigan St. Clair County Saint Clair 48079

615 Waterloo St, Saint Clair, MI

This home is located at 615 Waterloo St, Saint Clair, MI 48079 since 12 August 2024 and is currently estimated at $134,987, approximately $153 per square foot. This property was built in 1890. 615 Waterloo St is a home located in St. Clair County with nearby schools including Gearing Elementary School, St. Clair Middle School, and St. Clair High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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