Seller's Agent in 2025
Kathie Frerman
@ Properties
(630) 699-7944
2 in this area
97 Total Sales
617 Horne St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
3
Beds
2
Baths
1,387
Sq Ft
0.36
Acre Lot
Highlights
- 0.36 Acre Lot
- Cape Cod Architecture
- Deck
- Davis Primary School Rated A-
- Landscaped Professionally
- Property is near park
About This Home
As of November 2025You will love the modern updates and timeless charm of this Cape Cod home! Curb appeal galore with this RARE oversized lot (.36 acres), surrounded by mature trees, expansive green space, NEW front porch, and Trex deck. Step inside to an open living room and dining room space with hardwood flooring, trendy paint color and original built-in cabinetry. NEW WINDOWS (2025) on the main floor provide a lot of natural sunlight. The updated kitchen (2022) with white cabinetry, quartz countertops, stainless steel appliances, sink/faucet and floating bamboo shelving is a show stopper. First floor bedroom with adjacent full bathroom provides the perfect main floor living space. The second floor includes two additional bedrooms. Large basement recreational space is perfect for movie or game day! Recent basement updates include: paint (floor-to-ceiling), remodeled full bathroom (2025) with walk-in shower, new vanity and faucet, toilet, and luxury vinyl flooring, spacious and updated laundry features a large folding area with storage and shiplap walls. Concrete driveway leads to the 3-car garage has plenty of space for home projects and storage. Close to town and across the street from Davis Elementary make this an ideal location! Welcome home!
Last Agent to Sell the Property
@properties Christies International Real Estate License #475183361 Listed on: 10/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,178
Year Built
- Built in 1940
Lot Details
- 15,525 Sq Ft Lot
- Lot Dimensions are 100x159
- Fenced
- Landscaped Professionally
- Corner Lot
- Paved or Partially Paved Lot
Parking
- 3 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Asphalt Roof
- Vinyl Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 1,387 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Family Room
- Combination Dining and Living Room
- Recreation Room
- Wood Flooring
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Additional Features
- Deck
- Property is near park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2025
Closed on
Nov 21, 2025
Sold by
Bought by
Seller's Agent
Kathie Frerman
@properties Christies International Real Estate
Buyer's Agent
Ron Donavon
Keller Williams Inspire - Geneva
List Price
$449,000
Sold Price
$449,900
Premium/Discount to List
$900
0.2%
Views
205
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,017
Avg. Annual Appreciation
3.09%
Original Mortgage
$359,920
Interest Rate
6.63%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 11, 2022
Closed on
Oct 14, 2022
Sold by
Bought by
Seller's Agent
Hank Erwin
RE/MAX Excels
Buyer's Agent
Kathie Frerman
@properties Christies International Real Estate
List Price
$384,900
Sold Price
$325,500
Premium/Discount to List
-$59,400
-15.43%
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.97%
Original Mortgage
$319,603
Interest Rate
5.55%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 7, 2021
Sold by
Bought by
Purchase Details
Closed on
Apr 2, 2002
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Proper Title | |
| Deed | $325,500 | Old Republic Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $62,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $359,920 | New Conventional | |
| Previous Owner | $319,603 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $449,900 | +0.2% | $324 / Sq Ft | |
| 10/19/2025 10/19/25 | Pending | -- | -- | -- | |
| 10/17/2025 10/17/25 | For Sale | $449,000 | +37.9% | $324 / Sq Ft | |
| 10/14/2022 10/14/22 | Sold | $325,500 | -6.9% | $235 / Sq Ft | View Prior Sale |
| 09/07/2022 09/07/22 | Pending | -- | -- | -- | |
| 08/21/2022 08/21/22 | Price Changed | $349,500 | -2.9% | $252 / Sq Ft | |
| 08/02/2022 08/02/22 | Price Changed | $359,900 | -2.7% | $259 / Sq Ft | |
| 06/29/2022 06/29/22 | Price Changed | $369,900 | -3.9% | $267 / Sq Ft | |
| 06/02/2022 06/02/22 | For Sale | $384,900 | 0.0% | $278 / Sq Ft | |
| 05/24/2022 05/24/22 | Pending | -- | -- | -- | |
| 05/11/2022 05/11/22 | For Sale | $384,900 | -- | $278 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,178 | $118,175 | $40,964 | $77,211 |
| 2023 | $7,825 | $105,768 | $36,663 | $69,105 |
| 2022 | $8,021 | $99,340 | $36,893 | $62,447 |
| 2021 | $7,415 | $90,913 | $35,166 | $55,747 |
| 2020 | $7,343 | $89,218 | $34,510 | $54,708 |
| 2019 | $7,218 | $87,452 | $33,827 | $53,625 |
| 2018 | $6,934 | $83,596 | $31,239 | $52,357 |
| 2017 | $6,765 | $80,738 | $30,171 | $50,567 |
| 2016 | $7,117 | $77,902 | $29,111 | $48,791 |
| 2015 | -- | $73,885 | $28,797 | $45,088 |
| 2014 | -- | $70,442 | $28,797 | $41,645 |
| 2013 | -- | $71,346 | $29,085 | $42,261 |
Source: Public Records
Agents Affiliated with this Home
-
Kathie Frerman
-
Ron Donavon
Buyer's Agent in 2025
Ron Donavon
Keller Williams Inspire - Geneva
(630) 740-5093
1 in this area
193 Total Sales
-
Hank Erwin
Seller's Agent in 2022
Hank Erwin
RE/MAX
(630) 327-1633
2 in this area
17 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12498667
APN: 09-34-309-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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