$3,600,000
OPEN SUN 1PM - 4PM

Estimated payment $20,531/month

Total Views 12,172
5 Beds
3 Baths
2,080 Sq Ft
$1,731 Price per Sq Ft

Highlights

  • Ocean View
  • Deck
  • Main Floor Bedroom
  • Aptos High School Rated A-
  • Wood Flooring
  • 2 Fireplaces

About This Home

Enjoy private gated access to miles of pristine beachfront just steps from your door. Whether your'e seeking a peaceful seaside escape, a full-time coastal residence, or a proven income-producing vacation rental, this exceptional property offers comfort, flexibility, and laid-back luxury by the sea. Welcome to Rio Surf & Sand, a prestigious private gated coastal enclave where effortless beach living meets refined comfort. This rare ocean-view duplex has been fully renovated and is offered in immaculate, turn-key condition. Sun-filled interiors feature modernized kitchens, sleek inset fireplaces, in-unit laundry, and new mini-split AC/heat systems on each level. Transitionless accessibility-inspired bathrooms add style and ease, while expansive decks invite seamless indoor-outdoor living-perfect for relaxing, entertaining, and taking in breathtaking sunset and ocean views. The exterior complements the coastal setting with refined stucco finishes, copper gutters, an outdoor shower for sandy beach days, storage and ample front and side parking. The flexible, one-of-a-kind floor plan includes elevator access, a 3-bed/1-bath residence on the first level, and a 2-bed/2-bath residence on the second, ideal for multigenerational living, a two-family retreat, or a savvy coastal investment.

Listing Agent

Oscar Gutierrez

Bailey Properties License #01446932 Listed on: 12/11/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1961

Lot Details

  • 6,621 Sq Ft Lot
  • Wood Fence
  • Zoning described as RB

HOA Fees

  • $60 Monthly HOA Fees

Property Views

  • Ocean
  • Bay

Home Design

  • Slab Foundation
  • Stucco

Interior Spaces

  • 2,080 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • 2 Fireplaces
  • Double Pane Windows
  • Family or Dining Combination
  • Storage Room

Kitchen

  • Open to Family Room
  • Gas Oven
  • Microwave
  • Dishwasher
  • Quartz Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Remodeled Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer and Dryer

Parking

  • 5 Parking Spaces
  • On-Street Parking

Outdoor Features

  • Balcony
  • Deck
  • Barbecue Area

Utilities

  • Wood Insert Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 043-152-24-000

Community Details

Overview

  • Association fees include common area electricity, insurance, maintenance - road
  • Rio Surf & Sand Association
  • Built by RIO SURF & SAND

Security

  • Controlled Access

Home Details

Home Type

Single Family

Year Built

Built in 1961

Lot Details

0

HOA Fees

$60 per month

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2080
  • Complex Name: RIO SURF & SAND
  • Year Built: 1961
  • Zoning Description: RB
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Fireplace: Insert
  • Dining Room: Dining Area in Family Room
  • Kitchen: Countertop - Quartz, Dishwasher, Microwave, Oven - Electric, Oven - Gas, Refrigerator
  • Living Sq Ft: 2080
  • Stories: 2
  • Security: Controlled / Secured Access
  • Bedrooms: More than One Bedroom on Ground Floor
  • Laundry: Inside, Washer / Dryer
  • Flooring: Tile, Wood
  • Additional Rooms: Storage
  • Fireplaces Min: 2
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Bathroom: Updated Bath
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Slab
  • View: Bay, Ocean
  • Yard/Grounds: Balcony / Patio, BBQ Area, Deck
  • Fencing: Wood
  • Construction Type: Stucco

Garage/Parking

  • Parking Spaces: 5
  • Garage Parking Features: On Street, Parking Area

Utilities

  • Heating System: Fireplace
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 720
  • HOA Fee Frequency: Annually
  • Association Fees Include: Common Area Electricity, Insurance, Maintenance - Road
  • H O A Name Text: RIO SURF & SAND
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: High Ceiling

Schools

  • High School: 826

Lot Info

  • Lot Description: Views
  • Parcel Number: 043-152-24-000
  • Lot Acres: 0.1520
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 6621.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 6621.00

Green Features

  • Energy Features: Double Pane Windows

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Pajaro Valley Unified
  • Elementary School Text: Rio del Mar Elementary
  • High School Text: Aptos High
  • Middle School Text: Aptos Junior High

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $21,320 $1,777,249 $1,421,798 $355,451
2023 $20,655 $1,708,236 $1,366,588 $341,648
2022 $20,227 $1,674,741 $1,339,792 $334,949
2021 $19,734 $1,641,903 $1,313,522 $328,381
2020 $19,405 $1,625,068 $1,300,054 $325,014
2019 $19,063 $1,593,204 $1,274,562 $318,642
2018 $18,550 $1,561,964 $1,249,571 $312,393
2017 $18,382 $1,531,338 $1,225,070 $306,268
2016 $17,880 $1,501,312 $1,201,049 $300,263
2015 $17,718 $1,478,761 $1,183,008 $295,753
2014 $17,308 $1,449,794 $1,159,834 $289,960
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 For Sale $3,600,000 -- $1,731 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,250,000 Santa Cruz Title Company
Interfamily Deed Transfer -- Santa Cruz Title Company
Grant Deed $999,000 Santa Cruz Title Company
Grant Deed $570,000 Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $749,200 No Value Available
Previous Owner $456,000 Seller Take Back
Closed $57,000 No Value Available
Source: Public Records

Source: MLSListings

MLS Number: ML82029000

MLSListings

APN: 043-152-24-000