$3,600,000
OPEN SAT 12PM - 3PM

Estimated payment $20,774/month

Total Views 85
5 Beds
3 Baths
2,080 Sq Ft
$1,731 Price per Sq Ft

Highlights

  • Ocean View
  • Deck
  • Main Floor Bedroom
  • Aptos High School Rated A-
  • Wood Flooring
  • 2 Fireplaces

About This Home

Welcome home to Rio Surf & Sand - The most prestigious private, luxury gated enclave community on Beach Drive. This rare ocean-view duplex has been beautifully renovated from top to bottom and is presented in immaculate, turn-key condition with exceptional pride of ownership. Elegant sun filled interiors include transitionless inspired bathrooms, modernized kitchens, sleek insert fireplaces, double-pane windows, in-unit laundry, and new AC/heat mini-split systems on each level. Multiple expansive decks create seamless indoor/outdoor living with breathtaking sunset views. The exterior features refined stucco, copper gutters, an outdoor shower, ample storage, and generous front and side parking. A one-of-a-kind multi-use floor plan includes elevator access, a 3-bed/1-bath layout on the first level and a 2-bed/2-bath layout on the second perfect for a two-family residence or multi-generational home. Enjoy your own gated private boardwalk with direct access to miles of pristine beachfront. Whether you're seeking a coastal retreat or a proven income-producing vacation rental property, this exceptional home offers the perfect blend of sophistication, flexibility, and coastal luxury.

Listing Agent

Oscar Gutierrez

Bailey Properties License #01446932 Listed on: 12/11/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1961

Lot Details

  • 6,621 Sq Ft Lot
  • Wood Fence
  • Zoning described as RB

HOA Fees

  • $60 Monthly HOA Fees

Property Views

  • Ocean
  • Bay

Home Design

  • Slab Foundation
  • Stucco

Interior Spaces

  • 2,080 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • 2 Fireplaces
  • Double Pane Windows
  • Family or Dining Combination
  • Storage Room

Kitchen

  • Open to Family Room
  • Gas Oven
  • Microwave
  • Dishwasher
  • Quartz Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Remodeled Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer and Dryer

Parking

  • 5 Parking Spaces
  • On-Street Parking

Outdoor Features

  • Balcony
  • Deck
  • Barbecue Area

Utilities

  • Wood Insert Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 043-152-24-000

Community Details

Overview

  • Association fees include common area electricity, insurance, maintenance - road
  • Rio Surf & Sand Association
  • Built by RIO SURF & SAND

Security

  • Controlled Access

Home Details

Home Type

Single Family

Year Built

Built in 1961

Lot Details

0

HOA Fees

$60 per month

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2080
  • Complex Name: RIO SURF & SAND
  • Year Built: 1961
  • Zoning Description: RB
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Fireplace: Insert
  • Dining Room: Dining Area in Family Room
  • Kitchen: Countertop - Quartz, Dishwasher, Microwave, Oven - Electric, Oven - Gas, Refrigerator
  • Living Sq Ft: 2080
  • Stories: 2
  • Security: Controlled / Secured Access
  • Bedrooms: More than One Bedroom on Ground Floor
  • Laundry: Inside, Washer / Dryer
  • Flooring: Tile, Wood
  • Additional Rooms: Storage
  • Fireplaces Min: 2
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Bathroom: Updated Bath
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Slab
  • View: Bay, Ocean
  • Yard/Grounds: Balcony / Patio, BBQ Area, Deck
  • Fencing: Wood
  • Construction Type: Stucco

Garage/Parking

  • Parking Spaces: 5
  • Garage Parking Features: On Street, Parking Area

Utilities

  • Heating System: Fireplace
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 720
  • HOA Fee Frequency: Annually
  • Association Fees Include: Common Area Electricity, Insurance, Maintenance - Road
  • H O A Name Text: RIO SURF & SAND
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: High Ceiling

Schools

  • High School: 826

Lot Info

  • Lot Description: Views
  • Parcel Number: 043-152-24-000
  • Lot Acres: 0.1520
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 6621.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 6621.00

Green Features

  • Energy Features: Double Pane Windows

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Pajaro Valley Unified
  • Elementary School Text: Rio del Mar Elementary
  • High School Text: Aptos High
  • Middle School Text: Aptos Junior High

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $21,320 $1,777,249 $1,421,798 $355,451
2023 $20,655 $1,708,236 $1,366,588 $341,648
2022 $20,227 $1,674,741 $1,339,792 $334,949
2021 $19,734 $1,641,903 $1,313,522 $328,381
2020 $19,405 $1,625,068 $1,300,054 $325,014
2019 $19,063 $1,593,204 $1,274,562 $318,642
2018 $18,550 $1,561,964 $1,249,571 $312,393
2017 $18,382 $1,531,338 $1,225,070 $306,268
2016 $17,880 $1,501,312 $1,201,049 $300,263
2015 $17,718 $1,478,761 $1,183,008 $295,753
2014 $17,308 $1,449,794 $1,159,834 $289,960
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 For Sale $3,600,000 -- $1,731 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,250,000 Santa Cruz Title Company
Interfamily Deed Transfer -- Santa Cruz Title Company
Grant Deed $999,000 Santa Cruz Title Company
Grant Deed $570,000 Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $749,200 No Value Available
Previous Owner $456,000 Seller Take Back
Closed $57,000 No Value Available
Source: Public Records

Source: MLSListings

MLS Number: ML82029000

MLSListings

APN: 043-152-24-000