NOT LISTED FOR SALE

Estimated Value: $342,000 - $368,000

3 Beds
2 Baths
1,640 Sq Ft
$217/Sq Ft Est. Value

Last Sold December 15, 2021

Last sale price $295,000 $180 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $2,317/month

1 Day on Market

Highlights

  • Fruit Trees
  • Wood Flooring
  • Stone Countertops
  • Cathedral Ceiling
  • Bonus Room
  • No HOA

About This Home

As of December 2021

Chance of a lifetime to own this historical home located in downtown St. Cloud. Since 1909 this beauty has graced New York Avenue. From the moment you drive up to the home prepared to be wowed. The front porch gives a perfect place to enjoy your morning coffee. Step inside and you will walk directly into the living room which is open to the dining room. You are sure to appreciate the beautiful wood baseboards, window casings, door casings, original sash style windows and hardwood flooring throughout most of the home. All of these things add character to this home that is very hard to replicate today. The kitchen has been updated and features wood cabinetry, granite countertops and the perfect breakfast island. There is a nice size bedroom down stairs that would make an excellent masterbedroom, this room is surrounded on 2 sides with windows and brings in amazing natural light. The flex space downstairs would be a great home office, reading room, craft space etc., whatever fits your lifestyle. The downstairs full bath is conveniently located off the kitchen. The all wood staircase takes you the 2nd story where you will find 2 large bedrooms and the hall bath that features the original soaker tub/shower combo. The features do not stop here, wait until you see the backyard! As you walk outside going through the back screened in porch you will love the outdoor space. There is a brick laid patio ( rumored to be the bricks from the old streets in downtown St. Cloud ) and a swing to relax in while you sit under the huge shade tree and unwind from your day. The oversize lot has plenty of room should you decide to bring home an RV or boat or even add a swimming pool. The detached garage is mostly used for a workshop now but does have alley access for parking in the garage should you wish to do so. Enjoy all downtown St. Cloud has to offer...walk, bike or drive your golf cart to the monthly farmers markets types of events, check out all the local eateries and retail shops.....we even have a quaint movie theater just a few blocks away. Take a stained glass class, attend a paint night, take a pottery class all of this and more offered at some of our downtown businesses just minutes from this home. Head the other way down New York Avenue and you will find the St. Cloud Lake front with walking/biking trails, lots of scenery, a boat marina, sandy beach, public boat ramp, playground, splash pad, restaurants and many annual events that will love attending. All information in this listing must be verified by the buyer and/or the buyers Realtor if of importance including but not limited to Historical information, Square Footage, Room Sizes, HOA, Taxes, etc.

Last Agent to Sell the Property

Christina Davis

HERITAGE REAL ESTATE AGENCY LLC License #3259952 Listed on: 10/28/2021

Last Buyer's Agent

Christina Davis

HERITAGE REAL ESTATE AGENCY LLC License #3259952 Listed on: 10/28/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,440

Year Built

  • Built in 1909

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 100x150
  • West Facing Home
  • Chain Link Fence
  • Mature Landscaping
  • Oversized Lot
  • Fruit Trees
  • Historic Home
  • Property is zoned SR2

Parking

  • 2 Car Garage
  • 1 Carport Space
  • Workshop in Garage
  • Alley Access
  • Rear-Facing Garage

Home Design

  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 1,640 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Combination Dining and Living Room
  • Bonus Room
  • Wood Flooring
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Rain Gutters
  • Front Porch

Location

  • City Lot

Utilities

  • Cooling System Mounted To A Wall/Window
  • Partial Heating System
  • Heating System Mounted To A Wall or Window
  • Well
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • St Cloud Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,440

Year Built

Built in 1909

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Historical
  • Construction Materials: Wood Frame
  • Fireplace: Yes
  • Living Area: 1640
  • Lot Size Acres: 0.34
  • New Construction: No
  • Year Built: 1909
  • Building Area Total: 2874
  • Lot Size Sq Ft: 14985
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5058458?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5058458?w=Customer
  • Homestead Y N: No
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 1
  • Price per Sq Ft: 179.88
  • Close to Original List Price Ratio: 1
  • Ratio: Current Price\Building Area Total: 102.64
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Other, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Built in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Master Bedroom Main Floor, Stone Counters
  • Appliances Included: Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Crawlspace
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 1
  • Window Features: Blinds
  • Room Count: 10
  • Additional Rooms: Bonus Room

Exterior Features

  • Direction Faces: West
  • Other Structures: Storage, Workshop
  • Exterior Features: Fenced, Rain Gutters
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View Y N: No
  • Number Of Wells: 1
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Alley Access, Garage Faces Rear, Workshop in Garage
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: Electricity Available, Natural Gas Available
  • Cooling: Wall/Window Unit(s)
  • Heating: Partial, Wall Units / Window Unit
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public, Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0046-0150
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: City Lot, Oversized Lot
  • Lot Dimensions: 100x150
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: 8-12 Months
  • Pet Restrictions: BUYER AND/OR BUYERS AGENT RESPONSIBLE FOR CHECKING WITH THE CITY OF ST.CLOUD FOR RULES AND REGULATIONS REGARDING PETS.
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: BUYER AND/OR BUYERS AGENT RESPONSIBLE FOR CHECKING WITH THE CITY OF ST.CLOUD FOR RULES AND REGULATIONS REGARDING RENTALS AND ZONING

Tax Info

  • Tax Annual Amount: 2440.31
  • Tax Block: 46
  • Tax Book Number: B-34
  • Tax Lot: 15

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2021
Closed on
Dec 15, 2021
Sold by
Toschlog Brenda and Toschlog Michael
Bought by
Benoit Santina
Seller's Agent
Christina Davis
HERITAGE REAL ESTATE AGENCY LLC
Buyer's Agent
Christina Davis
HERITAGE REAL ESTATE AGENCY LLC
List Price
$295,000
Sold Price
$295,000
Current Estimated Value
$355,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,424
Avg. Annual Appreciation
4.71%
Original Mortgage
$175,000
Outstanding Balance
$160,246
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$195,178

Purchase Details

Closed on
Feb 17, 2010
Sold by
Aurora Loan Services Llc
Bought by
Toschlog Michael and Toschlog Brenda

Purchase Details

Closed on
Dec 29, 2009
Sold by
Rothman Ann C
Bought by
Aurora Loan Services Llc

Purchase Details

Closed on
Feb 22, 2006
Sold by
Simmons Paul and Simmons Angel
Bought by
Rothman Ann C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 1998
Sold by
Hughes Phillip and Hughes Melissa
Bought by
Simmons Paul and Simmons Angel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,750
Interest Rate
6.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 3, 1997
Sold by
Mcdaniel Russell E and Mcdaniel Robert E
Bought by
Hughes Phillip and Hughes Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,700
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 30, 1994
Sold by
Conoley Lillian H
Bought by
Mcdaniel Russell E and Mcdaniel Ii Robert E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Benoit Santina $295,000 Land Title Professionals Llc
Toschlog Michael $50,000 First Integrity Title Inc
Aurora Loan Services Llc -- None Available
Rothman Ann C $230,000 Unlimited Title Corporation
Simmons Paul $85,000 --
Hughes Phillip $86,000 --
Mcdaniel Russell E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Benoit Santina $175,000
Previous Owner Rothman Ann C $161,000
Previous Owner Simmons Paul $80,750
Previous Owner Hughes Phillip $81,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/15/2021 12/15/21 Sold $295,000 0.0% $180 / Sq Ft
10/29/2021 10/29/21 Pending -- -- --
10/28/2021 10/28/21 For Sale $295,000 -- $180 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,460 $310,100 $63,200 $246,900
2024 $5,093 $305,700 $63,200 $242,500
2023 $5,093 $282,370 $0 $0
2022 $4,630 $256,700 $51,800 $204,900
2021 $2,668 $153,300 $51,800 $101,500
2020 $2,440 $138,600 $45,900 $92,700
2019 $2,230 $122,800 $40,200 $82,600
2018 $2,038 $110,000 $34,500 $75,500
2017 $1,862 $95,900 $26,400 $69,500
2016 $1,730 $88,300 $23,000 $65,300
2015 $1,610 $80,500 $23,000 $57,500
2014 $1,512 $75,200 $22,700 $52,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5058458

Stellar MLS

APN: 01-26-30-0001-0046-0150