$300,000
$75K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

61A E Water St Smithsburg, MD 21783

Estimated payment $1,933/month

Total Views 9,658
5 Beds
3 Baths
3,415 Sq Ft
$88 Price per Sq Ft

Highlights

  • Popular Property
  • 1.5 Acre Lot
  • 1 Fireplace
  • Smithsburg Middle School Rated A-
  • Cape Cod Architecture
  • No HOA

About This Home

This property, nestled on a spacious 1.5-acre commercial lot, holds immense potential. The main house features five bedrooms and three bathrooms, with hardwood floors and generously sized bedrooms, including one on the main floor. The finished basement adds an extra bedroom, bathroom, and greenhouse, along with an additional living area and a 3-year-old furnace. The attached home can be repurposed as an in-law suite, a business, or a rental property. This additional living space includes two bedrooms, a galley kitchen, a bathroom, and an office area. It’s important to note that the property is being sold “as is,” and the seller will not make or perform any repairs. This home is in Foreclosure. The main home bathroom requires plumbing repair, and there’s a leak in the breezeway and ceiling in the in-law suite. Despite these issues, this property offers a wide range of possibilities and is ready to become yours! Bring us an offer !!

Listing Agent

Lena Summers

(717) 267-3222 info@summersrealtor.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 7172673222 License #RS351646 Listed on: 02/14/2026

Berkshire Hathaway HomeServices Homesale Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,706

Year Built

  • Built in 1957

Lot Details

  • 1.5 Acre Lot
  • Zoning described as Commercial

Parking

  • 2 Car Attached Garage
  • 3 Driveway Spaces
  • Rear-Facing Garage
  • Parking Lot
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

Schools

  • Smithsburg High School

Utilities

  • Window Unit Cooling System
  • Central Air
  • Radiator
  • Heating System Uses Oil
  • Oil Water Heater
  • On Site Septic

Additional Features

  • Level Entry For Accessibility
  • Dwelling with Separate Living Area

Community Details

  • No Home Owners Association
  • Smithsburg Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2207007221

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,706

Year Built

Built in 1957

Lot Details

1.5 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod, Dwelling W/Separate Living Area
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Exclusions: freezers , flag pole , washer Dryer
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2/14/2026 12:00:00 AM
  • Year Built: 1957
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 5920
  • Living Area Sq Ft: 3415
  • Price Per Sq Ft: 87.85
  • Above Grade Finished Sq Ft: 3415
  • Below Grade Sq Ft: 2505
  • Total Below Grade Sq Ft: 2505
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway, Off Street, Parking Lot
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Window Unit(s)
  • Heating Fuel: Oil
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: SMITHSBURG

Lot Info

  • Lot Size Acres: 1.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 65340.00
  • Zoning: A
  • Zoning Description: Commercial
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4706.00
  • Assessor Parcel Number: 2207007221
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,316 $384,200 $0 $0
2024 $3,316 $364,000 $78,700 $285,300
2023 $3,040 $332,233 $0 $0
2022 $2,749 $300,467 $0 $0
2021 $2,501 $268,700 $78,700 $190,000
2020 $2,048 $268,033 $0 $0
2019 $2,495 $267,367 $0 $0
2018 $2,492 $266,700 $78,700 $188,000
2017 $2,682 $259,867 $0 $0
2016 -- $253,033 $0 $0
2015 $2,465 $246,200 $0 $0
2014 $2,465 $246,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2026 02/26/26 Price Changed $300,000 -10.4% $88 / Sq Ft
02/19/2026 02/19/26 Price Changed $335,000 -10.7% $98 / Sq Ft
02/14/2026 02/14/26 For Sale $375,000 -- $110 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $170,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $124,000 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDWA2034264

Bright MLS

APN: 07-007221

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