$650,000
$149K PRICE DROP

620 Charleston Way Saint Marys, GA 31558

Estimated payment $4,120/month

Total Views 12,283
5 Beds
4.5 Baths
2,404 Sq Ft
$270 Price per Sq Ft

Highlights

  • Guest House
  • Fitness Center
  • Clubhouse
  • Saint Marys Elementary School Rated A
  • Gated Community
  • Traditional Architecture

About This Home

HOT NEW PRICE! Cumberland Harbour home for sale with guest cottage, dual ensuites, open kitchen, and resort-style amenities. Near Amelia Island and Jacksonville. Welcome to 620 Charleston Way, a beautifully designed Lowcountry-style home located in the gated Cumberland Harbour community in St. Marys, Georgia. This 4-bedroom, 3.5-bath property offers a flexible layout, modern upgrades, and unique features that set it apart from other homes on the market. Inside, you'll find an open, light-filled layout with custom trim work, wood flooring, and a warm coastal feel. The open-concept kitchen features leathered quartz countertops, stainless steel appliances, soft-close cabinetry, and a large island that flows seamlessly into the dining and living areas. The main-level primary suite includes a private bath with dual vanities, a soaking tub, and a tiled walk-in shower. A second ensuite bedroom upstairs provides an additional private retreat, while two more bedrooms share a full bath. The fully furnished guest cottage offers its own bedroom, bath, kitchenette, washer/dryer, and living space. The accessory dwelling unit will convey furnished with a few exceptions. This space provides flexible options for hosting visitors, creating a private home office, adding rental potential, or supporting multigenerational living. The detached garage is insulated and air-conditioned, and the loft above is partially finished. It provides additional climate-controlled space that can be used for storage, a studio, or future expansion. Additional highlights include new HVAC systems, a tankless water heater, a whole-house water softener, updated landscaping, and an irrigation system. Cumberland Harbour offers resort-style amenities, including pools, basketball, tennis and pickleball courts, a fitness center, nature trails, and parks. Located just minutes from historic downtown St. Marys and a short drive to Amelia Island and Jacksonville, this move-in-ready home combines modern comfort with classic coastal style.

Listing Agent

Tonya Williams

Summer House Realty License #414494 Listed on: 04/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,074

Year Built

  • Built in 2016

Parking

  • Garage

Home Design

  • Traditional Architecture
  • Metal Roof

Interior Spaces

  • 2,404 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Gas Log Fireplace
  • Laundry closet

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • In-Law or Guest Suite
  • Double Vanity
  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Schools

  • Saint Marys Elementary And Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater
  • Water Softener

Additional Features

  • 0.43 Acre Lot
  • Guest House

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground maintenance, security
  • Cumberland Harbour Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,074

Year Built

Built in 2016

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2016
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: .43
  • Other Sturctures: Garage(s), Guest House
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2404
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener
  • Bedrooms: 5
  • Basement: None
  • Total Finished Sq Ft: 2404
  • Above Grade Finished Sq Ft: 2404
  • Interior Amenities: Double Vanity, High Ceilings, In-Law Floorplan, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log
  • Flooring: Hardwood, Tile
  • Kitchen Features: Breakfast Bar, Kitchen Island, Pantry

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 2
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Other
  • Lot Features: None
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Parking Features: Garage

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Tennis Court(s)

Fee Information

  • Association Fee Includes: Maintenance Grounds, Security

Schools

  • Elementary School: Saint Marys
  • High School: Camden County
  • Middle School: Saint Marys

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 23
  • Tax Annual Amount: 8073.93

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,037 $247,180 $10,800 $236,380
2023 $2,950 $234,715 $7,200 $227,515
2022 $3,566 $160,897 $4,800 $156,097
2021 $3,770 $133,216 $4,800 $128,416
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2025 09/29/25 Price Changed $650,000 -5.1% $270 / Sq Ft
09/08/2025 09/08/25 Price Changed $685,000 -5.5% $285 / Sq Ft
07/29/2025 07/29/25 Price Changed $724,900 -3.2% $302 / Sq Ft
06/17/2025 06/17/25 Price Changed $749,000 -6.3% $312 / Sq Ft
04/04/2025 04/04/25 For Sale $799,000 -- $332 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $358,100 --
Source: Public Records

Source: Georgia MLS

MLS Number: 10493669

Georgia MLS

APN: 160C-285