NOT LISTED FOR SALE

620 Donegal Dr Elgin, IL 60124

Estimated Value: $526,000 - $561,331

4 Beds
2.5 Baths
3,283 Sq Ft
$166/Sq Ft Est. Value

Last Sold September 19, 2023

Last sale price $546,000 $166 Per Sq Ft

Current estimated payment $4,103/month

13 Days on Market

Highlights

  • Vaulted Ceiling
  • Wood Flooring
  • Den
  • Howard B. Thomas Grade School Rated 9+
  • Main Floor Bedroom
  • Formal Dining Room

About This Home

As of September 2023

Nothing to do but move into this updated 4 bedroom home in desirable Waterford. The dramatic two story entryway leads to a formal living room and dining room with pass through to the kitchen~ perfect for entertaining. The kitchen boasts stainless steel appliances (Viking French Door Refrigerator and Bosch Dishwasher), a stainless range hood, 42 inch cabinets with crown molding, granite counters, island/breakfast bar, and an eat-in area. The two story family room showcases a cozy fireplace and an abundance of windows that provide lots of natural lighting. Versatile main level den~ could be used as a 5th bedroom. Convenient first floor laundry with newer Whirlpool washer and dryer. Upstairs includes a master suite with double door entrance, vaulted ceilings, and an en-suite bath including dual vanities, soaking tub, separate shower, and dual closets. There are three additional bedrooms on the second level and a full bath with double sinks. Basement could be finished in the future to add more living space. New carpet on the second level, new 13 seer 5 ton Carrier AC, and new 96% efficient Carrier furnace with Ecobee thermostat in 2022. Whole home humidifier and 75 gallon water heater. Outside you can relax on the two tier Unilock brick paver patio with built-in firepit. Unilock sidewalk that leads from the front to the back yard. Attached three-car garage. Association dues are for the use of community amenities including the POOL, clubhouse, tennis courts, exercise facilities, and party room! Highly rated district #301 schools! Amazing location near shopping, restaurants, parks, and easy access to Route 20. Won't last long!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 07/18/2023

Last Buyer's Agent

Rashmi Patel

Executive Realty Group LLC License #475120718

Executive Realty Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,360

Year Built

  • Built in 2005

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 65x192

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,283 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den

Kitchen

  • Range<<rangeHoodToken>>
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Brick Porch or Patio

Schools

  • Prairie View Grade Elementary School
  • Prairie Knolls Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance, clubhouse, exercise facilities, pool
  • Manager Association, Phone Number (630) 941-0135
  • Waterford Subdivision, Ultima Floorplan
  • Property managed by Waterford Homeowners Association

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,360

Year Built

Built in 2005

Lot Details

0

HOA Fees

$108 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Waterford
  • Year Built: 2005
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Bedroom, First Floor Laundry
  • LivingArea: 3283
  • Other Equipment: Humidifier, CO Detectors, Sump Pump
  • Room Type: Den, Foyer
  • Estimated Total Finished Sq Ft: 3283
  • Basement Description: Unfinished,Crawl
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 3283
  • Basement Sq Ft: 1028
  • Fireplace Location: Family Room
  • Square Footage Comments: 1028 sqft partial basement + 590 sqft crawl space, per assessor
  • Total Sq Ft: 4311
  • Main Level Sq Ft: 3283
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Porch, Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 550000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Fiber Cement

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 108
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Waterford Homeowners Association
  • Management Contact Name: Manager
  • Management Phone: 630-941-0135
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Prairie View Grade School
  • High School: Central High School
  • Middle/Junior School: Prairie Knolls Middle School
  • Middle/Junior School District: 301

Lot Info

  • Lot Size Acres: 0.29
  • Lot Dimensions: 65X192
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11360.26
  • Tax Year: 2022
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2023
Closed on
Sep 12, 2023
Sold by
Apolo A Ventocilla 2012 Living Trust
Bought by
Gheewala Sunil and Gheewala Purvi
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Rashmi Patel
Executive Realty Group LLC
List Price
$550,000
Sold Price
$546,000
Premium/Discount to List
-$4,000
-0.73%
Views
58
Current Estimated Value
$544,833

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,167
Avg. Annual Appreciation
0.55%
Original Mortgage
$200,000
Outstanding Balance
$99,639
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$451,842

Purchase Details

Closed on
May 23, 2012
Sold by
Ventocilla Apolo A and Ventocilla Emerita K
Bought by
Ventocilla Apolo A and Ventocilla Emerita K

Purchase Details

Closed on
Oct 31, 2005
Sold by
Waterford Lp
Bought by
Ventocilla Apolo A and Ventocilla Emerita K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.17%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gheewala Sunil $546,000 Chicago Title
Ventocilla Apolo A -- None Available
Ventocilla Apolo A $428,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gheewala Sunil $200,000
Previous Owner Ventocilla Apolo A $157,800
Previous Owner Venntocilla Apolo A $266,000
Previous Owner Ventocilla Apolo A $290,000
Previous Owner Ventocilla Apolo A $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2023 09/19/23 Sold $546,000 -0.7% $166 / Sq Ft
08/01/2023 08/01/23 Pending -- -- --
07/18/2023 07/18/23 For Sale $550,000 -- $168 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,829 $142,109 $36,654 $105,455
2022 $11,360 $129,579 $33,422 $96,157
2021 $10,956 $121,147 $31,247 $89,900
2020 $10,617 $115,653 $29,830 $85,823
2019 $10,273 $110,167 $28,415 $81,752
2018 $10,849 $114,584 $26,769 $87,815
2017 $10,419 $108,323 $25,306 $83,017
2016 $10,346 $100,494 $23,477 $77,017
2015 -- $92,112 $21,519 $70,593
2014 -- $90,974 $21,253 $69,721
2013 -- $80,725 $21,814 $58,911
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11832509

Midwest Real Estate Data (MRED)

APN: 06-19-477-002