$2,380,000

620 Lagoon Dr Destin, FL 32541

Estimated payment $13,719/month

Total Views 7,964
3 Beds
3 Baths
2,211 Sq Ft
$1,076 Price per Sq Ft

Highlights

  • Boat Dock
  • Home fronts a seawall
  • Boat Lift
  • Destin Elementary School Rated A-
  • Parking available for a boat
  • Deeded access to the beach

About This Home

Located in the exclusive and highly sought-after community of Holiday Isle, 620 Lagoon Drive offers the ultimate coastal lifestyle. This beautifully maintained two-story home sits on a serene waterfront lot with immaculate landscaping and an oversized driveway, perfect for guests. The large two-car garage offers ample storage, a work area, and hurricane-resistant garage doors. Inside, the first floor offers a spacious bedroom with an ensuite bath and a walk-in closet. Upstairs, the heart of the home unfolds with an open-concept living, dining, and eat-in kitchen—perfect for gathering and entertaining. The kitchen has been recently renovated with modern finishes and high-end design, while the master bath has been reimagined as a spa-like retreat. Step outside to enjoy sweeping water views from the newly redone upper deck. The backyard has been completely transformed with a new pool, all-new upper and lower decking, fresh stonework, fencing, landscaping, and an outdoor grill. Boaters will appreciate the fully redone sea walls and pilons, along with all-new docks and three boat slips (two equipped with lifts) for effortless access to the water. Notable upgrades include new doors and sliders throughout, new exterior lighting, two new tankless water heaters, a whole-house water filtration system, a new roof, and new storm force shutters. Adding to its appeal, the property includes deeded beach access just a short .24-mile walk to the Gulf, making it easy to enjoy sugar-white sand and emerald waters whenever you please.

Holiday Isle is a private three-mile peninsula nestled between the Gulf of Mexico and Destin Harbor, celebrated for its pristine beaches, scenic walking and biking trails, and tranquil neighborhoods. Residents enjoy convenient access to dining, shopping, golf, fishing, and all the entertainment Destin has to offer while still living in a quiet, resort-style community.

Whether you're seeking a primary residence, second home, or investment property, 620 Lagoon is a rare opportunity to experience the best of Destin living. Schedule your private showing today and discover why Holiday Isle is one of Destin's most treasured communities.

Listing Agent

Amy Wiggins

The Beach Group Properties LLC License #3485239 Listed on: 09/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,959

Year Built

  • Built in 1983

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 80 x 130
  • Home fronts a seawall
  • Home fronts a canal
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $39 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking available for a boat

Property Views

  • Gulf
  • Canal

Home Design

  • Beach House
  • Newly Painted Property
  • Metal Roof
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 2,211 Sq Ft Home
  • 2-Story Property
  • Window Treatments
  • Living Room

Kitchen

  • Gas Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Bulkhead
  • Boat Lift
  • Boat Slip
  • Docks
  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Tankless Water Heater
  • Multiple Water Heaters

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-2186-000E-0740

Community Details

Overview

  • Association fees include management, master
  • Holiday Isle Subdivision

Recreation

  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,959

Year Built

Built in 1983

Lot Details

0

HOA Fees

$39 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 80 x 130
  • Road Frontage Type: City Street
  • Subdivision Name: HOLIDAY ISLE
  • Directions: From Hwy 98, turn on Gulf Shore Drive. Follow Gulf Shore Drive and turn right on Moreno Point Drive, then turn left on Lagoon. 620 Lagoon Drive will be on your left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1983
  • Remarks Misc:Remarks: Located in the exclusive and highly sought-after community of Holiday Isle, 620 Lagoon Drive offers the ultimate coastal lifestyle. This beautifully maintained two-story home sits on a serene waterfront lot with immaculate landscaping and an oversized driveway, perfect for guests. The large two-car garage offers ample storage, a work area, and hurricane-resistant garage doors. Inside, the first floor offers a spacious bedroom with an ensuite bath and a walk-in closet. Upstairs, the heart of the home unfolds with an open-concept living, dining, and eat-in kitchen—perfect for gathering and entertaining. The kitchen has been recently renovated with modern finishes and high-end design, while the master bath has been reimagined as a spa-like retreat.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Balcony2: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Energy:Water Heater - Two: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Newly Painted, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Newly Painted: Yes

Exterior Features

  • Fencing: Fenced Lot-All
  • Lot Features: Bulkhead/Seawall, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Gulf, Canal
  • Waterfront Features: Canal
  • Waterfront: Yes
  • Construction Type: Siding CmntFbrHrdBrd, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Dock, Fenced Back Yard, Pool - Gunite Concrt, Sprinkler System
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Boat
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Boat: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Deed Access, Dock, Fishing, Pets Allowed, Waterfront
  • Association #2 Fee: 473.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 00-2S-24-2186-000E-0740
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 14959.08
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,604 $1,356,526 $775,174 $581,352
2024 $14,719 $1,301,380 $745,360 $556,020
2023 $14,719 $1,270,662 $745,360 $525,302
2022 $4,676 $426,412 -- --
2021 $4,676 $413,992 $0 $0
2020 $4,634 $408,276 $0 $0
2019 $4,583 $399,097 $0 $0
2018 $4,546 $391,656 $0 $0
2017 $4,525 $383,600 $0 $0
2016 $4,403 $375,710 $0 $0
2015 $4,477 $370,119 $0 $0
2014 $4,567 $372,618 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 For Sale $2,380,000 -- $1,076 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $403,696 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 986414

Emerald Coast Association of REALTORS®

APN: 00-2S-24-2186-000E-0740