NOT LISTED FOR SALE

620 Ruby St Otsego, MI 49078

Estimated Value: $303,000 - $395,000

4 Beds
2.5 Baths
2,198 Sq Ft
$154/Sq Ft Est. Value

Last Sold April 23, 2021

Last sale price $220,000 $100 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $2,098/month

3 Days on Market

Highlights

  • Corner Lot: Yes
  • 2 Car Attached Garage
  • Shed
  • Otsego High School Rated 9+
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of April 2021

Sellers reviewing offers on Friday March 19th at 11:00 AM. This Otsego Township home is conveniently located within walking distance to the library, parks, schools & shopping. Featuring a spacious kitchen w/eating area, new laminate flooring & sliders to the backyard. The living room has a wood burning fireplace and a bay window to let in lots of sunshine. There are 3 main floor bedrooms in the original floor plan w/one having a private half bath. An additional bedroom was added w/full bath & laundry hookup. It would be a great in-law suite or master bedroom. Basement is mostly finished w/family room/rec room area. There is also laundry hookup in the basement. Two car attached garage and an additional storage shed in the backyard. Central air, new roof & sellers will be crediting buyers for a new septic system. This home is part of an estate and will be selling in "as is" condition. Water Softener is rented.

Last Agent to Sell the Property

Denise Atwood

Berkshire Hathaway HomeServices MI Listed on: 03/16/2021

Last Buyer's Agent

Denise Atwood

Five Star Real Estate License #6501265347

Five Star Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,902

Year Built

  • Built in 1973

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 106 x 169.50
  • Corner Lot: Yes
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Laminate Flooring
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater
  • Septic System
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,902

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1973
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 106 x 169.50
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2198.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1902.0
  • Tax Info:Zoning3: Residential
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Water Heater:Natural Gas4: Yes
  • Additional Items:Home Warranty: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1604.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate Floor: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Flooring: Laminate
  • Interior Amenities: Garage Door Opener, Eat-in Kitchen
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space, Full
  • LivingArea: 2198.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Finished SQFT: 594.0
  • Basement Rooms:Total Basement SQFT: 1604.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Fireplace:Wood Burning: Yes
  • Below Grade Sq Ft: 594.0

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • Home Warranty: Yes
  • List Price: 217900.0
  • Lot Features: Corner Lot, Level
  • Other Structures: Shed(s)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected
  • Water Source: Well
  • Water Well: Yes

Lot Info

  • Lot Size Acres: 0.41
  • Lot Size Area: 0.41
  • Lot Dimensions: 106 x 169.50
  • Lot Size Sq Ft: 17947.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1902.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2021
Closed on
Apr 23, 2021
Sold by
Paputa Judy A and Estate Of Harold J Elenbaas
Bought by
Rogrs Amanda
Seller's Agent
Denise Atwood
Berkshire Hathaway HomeServices MI
Buyer's Agent
Denise Atwood
Five Star Real Estate
List Price
$217,900
Sold Price
$220,000
Premium/Discount to List
$2,100
0.96%
Current Estimated Value
$339,295

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,295
Avg. Annual Appreciation
8.54%
Original Mortgage
$176,000
Outstanding Balance
$160,849
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$155,220
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogrs Amanda $220,000 Title Resource Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogers Amanda Joy $14,000
Open Rogers Amanda $176,000
Closed Rogrs Amanda $176,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2021 04/23/21 Sold $220,000 +1.0% $100 / Sq Ft
03/19/2021 03/19/21 Pending -- -- --
03/16/2021 03/16/21 For Sale $217,900 -- $99 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,673 $128,000 $8,700 $119,300
2024 $3,097 $123,600 $7,400 $116,200
2023 $3,153 $105,200 $7,400 $97,800
2022 $3,097 $97,000 $7,200 $89,800
2021 $1,925 $91,400 $6,600 $84,800
2020 $1,902 $82,600 $6,600 $76,000
2019 $1,838 $80,700 $6,600 $74,100
2018 $1,804 $75,800 $6,600 $69,200
2017 $0 $74,100 $5,600 $68,500
2016 $0 $66,300 $4,000 $62,300
2015 -- $66,300 $4,000 $62,300
2014 $1,760 $63,900 $5,300 $58,600
2013 $1,760 $54,300 $6,000 $48,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21008064

Southwestern Michigan Association of REALTORS®

APN: 17-461-051-00