Dawn Larsen
Baird & Warner
(386) 888-4346
147 Total Sales
1 in Providence
$609,000 Price
620 Waterfall Ln Unit 1 Elgin, IL 60124
Providence Neighborhood
5
Beds
2.5
Baths
3,308
Sq Ft
9,801
Sq Ft Lot
Highlights
- Above Ground Pool
- Landscaped Professionally
- Deck
- Howard B. Thomas Grade School Rated 9+
- Mature Trees
- 4-minute walk to Millennium Park
About This Home
As of August 2026Some homes just check the boxes... This one delivers the space, comfort, and lifestyle you've been searching for! Whether you're hosting holiday dinners in the formal dining room, helping with homework at the kitchen counter, or working from the cozy comfort of your first-floor office, this home was designed to bring the household together while still giving everyone room to spread out. From the moment you step inside, you'll love the easy layout, spacious room sizes, and so much more! The heart of this home is the spacious kitchen, featuring stainless steel appliances, abundant cabinet space, and plenty of room for everything from busy weekday mornings to weekend gatherings. The open breakfast room flows directly to the family room, where you can slow down and relax beside the fireplace as you watch the seasons change outside. Upstairs, you'll find generously sized bedrooms, ample closet space, and a private primary suite complete with a beautifully appointed bath. It's the kind of space that makes unwinding at the end of the day peaceful and easy. You'll also love the enormous loft, which offers endless possibilities as a second family room, game room, or study area. Its size and layout also allow for easy conversion into a sixth bedroom if desired. A partially finished basement adds even more flexibility for a home gym, recreation room, playroom, media space, or all of the above! But I've saved the best for last: the backyard. Imagine sunny summer afternoons by the pool, evenings on the deck with friends, fresh vegetables from the raised garden beds, and weekends spent enjoying your own private retreat without ever leaving home! Located in highly sought-after District 301 and just minutes from Randall Road shopping, dining, parks, entertainment, Route 20, and I-90, this is more than a house-it's a place to create your next chapter. Make an appointment and get ready to fall in love today!
Last Agent to Sell the Property
E- Signature Realty License #471020107 Listed on: 06/25/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,672
Year Built
- Built in 1990
Lot Details
- 9,801 Sq Ft Lot
- Lot Dimensions are 70x140
- Fenced
- Landscaped Professionally
- Mature Trees
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2.5 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 3,308 Sq Ft Home
- 2-Story Property
- Wet Bar
- Cathedral Ceiling
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Double Pane Windows
- Tilt-In Windows
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Loft
- Workshop
- Lower Floor Utility Room
- Storage Room
- Utility Room with Study Area
- Full Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8+ Feet High
- Sump Pump
- Basement Storage
- Basement Window Egress
Outdoor Features
- Above Ground Pool
- Deck
- Patio
- Shed
- Pergola
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Gas Water Heater
- Cable TV Available
Community Details
- Woodbridge North Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 5, 2021
Sold by
Higa Brian A and Higa Dawn
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Outstanding Balance
$111,375
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$362,709
Purchase Details
Closed on
Apr 19, 1996
Sold by
American National Bk & Tr Co Of Chicago
Bought by
Higa Brian A and Higa Dawn
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Providence, IL
-
Dawn Larsen
-
Juana Fuentes
Juana Fuentes
Exclusive Living, Inc
(224) 255-4532
75 Total Sales
1 in Providence
$93,500 Price
-
Elizabeth Goodchild
Elizabeth Goodchild
Realty of America
(224) 479-1826
471 Total Sales
1 in Providence
$375,000 Price
-
Joanna Krzepkowska
Joanna Krzepkowska
HomeSmart Connect LLC
(630) 250-2995
154 Total Sales
1 in Providence
$410,000 Price
-
Caroline Starr
Caroline Starr
@properties Christie's International Real Estate
(224) 801-3051
361 Total Sales
6 in Providence
$250K - $746K Price Range
-
Carol O'Malley
Carol O'Malley
HomeSmart Connect LLC
(708) 859-6089
96 Total Sales
1 in Providence
$205,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Citywide Title Corp | |
| Joint Tenancy Deed | $194,500 | Ticor Title Insurance |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $125,000 | New Conventional | |
| Previous Owner | $77,250 | Credit Line Revolving | |
| Previous Owner | $148,000 | Unknown | |
| Previous Owner | $150,000 | Unknown | |
| Previous Owner | $26,000 | Unknown | |
| Previous Owner | $25,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/22/2026 08/22/26 | Sold | $463,125 | -2.5% | $140 / Sq Ft |
| 07/09/2026 07/09/26 | Pending | -- | -- | -- |
| 06/25/2026 06/25/26 | For Sale | $475,000 | -- | $144 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,672 | $144,275 | $30,744 | $113,531 |
| 2024 | $10,672 | $132,886 | $28,317 | $104,569 |
| 2023 | $10,510 | $120,052 | $25,582 | $94,470 |
| 2022 | $9,912 | $109,466 | $23,326 | $86,140 |
| 2021 | $9,583 | $102,343 | $21,808 | $80,535 |
| 2020 | $9,303 | $97,702 | $20,819 | $76,883 |
| 2019 | $9,020 | $93,067 | $19,831 | $73,236 |
| 2018 | $8,555 | $87,675 | $18,682 | $68,993 |
| 2017 | $8,231 | $82,884 | $17,661 | $65,223 |
| 2016 | $8,196 | $76,894 | $16,385 | $60,509 |
| 2015 | -- | $70,480 | $15,018 | $55,462 |
| 2014 | -- | $63,477 | $14,833 | $48,644 |
| 2013 | -- | $65,151 | $15,224 | $49,927 |
Source: Public Records
Agents Affiliated with this Home
-
Stewart Ramirez
Seller's Agent in 2026
Stewart Ramirez
E- Signature Realty
(773) 988-1710
1 in this area
317 Total Sales
-
Michael Crawford
Seller Co-Listing Agent in 2026
Michael Crawford
E- Signature Realty
(224) 428-4270
1 in this area
125 Total Sales
-
Alex Valenzuela
Buyer's Agent in 2026
Alex Valenzuela
Realty Resolution
(224) 999-3951
2 in this area
6 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12672405
APN: 06-21-352-047
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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