$475,000
PENDING

620 Waterfall Ln Unit 1 Elgin, IL 60124

Providence Neighborhood

Estimated payment $3,454/month

Total Views 13,825
5 Beds
2.5 Baths
3,308 Sq Ft
$144 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Landscaped Professionally
  • Deck
  • Howard B. Thomas Grade School Rated 9+
  • Mature Trees
  • 4-minute walk to Millennium Park

About This Home

Some homes just check the boxes... This one delivers the space, comfort, and lifestyle you've been searching for! Whether you're hosting holiday dinners in the formal dining room, helping with homework at the kitchen counter, or working from the cozy comfort of your first-floor office, this home was designed to bring the household together while still giving everyone room to spread out. From the moment you step inside, you'll love the easy layout, spacious room sizes, and so much more! The heart of this home is the spacious kitchen, featuring stainless steel appliances, abundant cabinet space, and plenty of room for everything from busy weekday mornings to weekend gatherings. The open breakfast room flows directly to the family room, where you can slow down and relax beside the fireplace as you watch the seasons change outside. Upstairs, you'll find generously sized bedrooms, ample closet space, and a private primary suite complete with a beautifully appointed bath. It's the kind of space that makes unwinding at the end of the day peaceful and easy. You'll also love the enormous loft, which offers endless possibilities as a second family room, game room, or study area. Its size and layout also allow for easy conversion into a sixth bedroom if desired. A partially finished basement adds even more flexibility for a home gym, recreation room, playroom, media space, or all of the above! But I've saved the best for last: the backyard. Imagine sunny summer afternoons by the pool, evenings on the deck with friends, fresh vegetables from the raised garden beds, and weekends spent enjoying your own private retreat without ever leaving home! Located in highly sought-after District 301 and just minutes from Randall Road shopping, dining, parks, entertainment, Route 20, and I-90, this is more than a house-it's a place to create your next chapter. Make an appointment and get ready to fall in love today!

Listing Agent

Stewart Ramirez

E- Signature Realty License #471020107 Listed on: 06/25/2026

Co-Listing Agent

Michael Crawford

E- Signature Realty License #471022784

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,672

Year Built

  • Built in 1990

Lot Details

  • 9,801 Sq Ft Lot
  • Lot Dimensions are 70x140
  • Fenced
  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,308 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Double Pane Windows
  • Tilt-In Windows
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Loft
  • Workshop
  • Lower Floor Utility Room
  • Storage Room
  • Utility Room with Study Area
  • Full Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump
  • Bedroom in Basement
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Above Ground Pool
  • Deck
  • Patio
  • Shed
  • Pergola

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Woodbridge North Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,672

Year Built

Built in 1990

Lot Details

9,801 Sq Ft Lot

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Woodbridge North
  • Year Built: 1990
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Partially Finished, Egress Window, 8 ft + pour, Sleeping Area, Storage Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Attached Fireplace Doors/Screen, Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Laminate, Carpet
  • Interior Amenities: Vaulted Ceiling(s), Cathedral Ceiling(s), Wet Bar, Walk-In Closet(s)
  • LivingArea: 3308
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Room Type: Loft, Bedroom 5, Breakfast Room, Foyer, Utility Room-Lower Level, Storage, Walk In Closet, Deck, Workshop, Pantry
  • Window Features: Screens, All, Double Pane Windows, Some Tilt-In Windows
  • Estimated Total Finished Sq Ft: 2792
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 3308
  • Attic: Full
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Mature Trees
  • OtherStructures: Pergola, Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Pool Features: Above Ground
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: N/A
  • Management Contact Name: N/A
  • Management Phone: 555-555-5555
  • Master Association Fee: 175

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.225
  • Lot Dimensions: 70x140
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10672
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,967 $132,886 $28,317 $104,569
2023 $10,510 $120,052 $25,582 $94,470
2022 $9,912 $109,466 $23,326 $86,140
2021 $9,583 $102,343 $21,808 $80,535
2020 $9,303 $97,702 $20,819 $76,883
2019 $9,020 $93,067 $19,831 $73,236
2018 $8,555 $87,675 $18,682 $68,993
2017 $8,231 $82,884 $17,661 $65,223
2016 $8,196 $76,894 $16,385 $60,509
2015 -- $70,480 $15,018 $55,462
2014 -- $63,477 $14,833 $48,644
2013 -- $65,151 $15,224 $49,927
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/09/2026 07/09/26 Pending -- -- --
06/25/2026 06/25/26 For Sale $475,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- Citywide Title Corp
Joint Tenancy Deed $194,500 Ticor Title Insurance
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $125,000 New Conventional
Closed $77,250 Credit Line Revolving
Closed $148,000 Unknown
Closed $150,000 Unknown
Closed $26,000 Unknown
Closed $25,000 Unknown
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12672405

Midwest Real Estate Data (MRED)

APN: 06-21-352-047

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