620 White St Key West, FL 33040
Old Town NeighborhoodEstimated payment $5,858/month
About This Home
This legal duplex offers fantastic potential with two separate units. The front unit is a 2-bedroom, 1-bath home and a rear unit is a 1-bedroom, 1-bath unit. The property features an in-ground pool and is ideally laid out for investment or owner-occupancy with rental income. While some work has been done, the entire property is in need of finishing renovations-- perfect for a buyer ready to customize and maximize value.
Listing Agent
Berkshire Hathaway HomeServices Knight & Gardner Realty License #3242135 Listed on: 05/12/2025
Co-Listing Agent
Berkshire Hathaway HomeServices Knight & Gardner Realty License #3451909
Map
Property Details
Home Type
Multi-Family
Year Built
1933
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Duplex
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Contingent: None
- Fee Includes: None
- Key Island: Key West
- K W Neighborhood: Old Town-N of Truman
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 1.00
- M L S Identifier: 20060123165453488875000000
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Median
- State Province: FL
- Taxes: 7611.66
- Vehicle Storage: Off Street Parking
- Year Built: 1933
- Alternate Key Number: 1010481
- Building Style: Conch
- Cooling Heating: Wall/Window Unit(s), Ceiling Fans(s)
- Lot Sq Ft: 2340.00
- Pool Info: In Ground
- Tax Exemptions: None
- Building Style Above Flood: Unknown
- Estimated Living Sq Ft: 1421.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: MultiFamily
Interior Features
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dryer
- Total Bedrooms: 3
Exterior Features
- Dockage: None
- Waterfront: None
- Waterfront: No
- Construction: Frame
- Roof: Metal Roof
- Waterview: No Waterview
- Pool: Yes
Utilities
- Utilities: FKAA, Municipal Sewer
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE,0.2 PCT ANNUAL CH
- Parcel Number: 00010200-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.05
Rental Info
- Rentals Allowed: With Restrictions
Tax Info
- Tax Year: 2024
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,612 | $873,952 | -- | -- |
| 2024 | $6,779 | $849,322 | -- | -- |
| 2023 | $6,779 | $797,338 | $0 | $0 |
| 2022 | $5,981 | $657,409 | $422,660 | $234,749 |
| 2021 | $5,039 | $522,772 | $320,468 | $202,304 |
| 2020 | $4,899 | $467,882 | $293,679 | $174,203 |
| 2019 | $4,559 | $425,540 | $286,734 | $138,806 |
| 2018 | $4,540 | $464,500 | $323,444 | $141,056 |
| 2017 | $4,401 | $465,007 | $0 | $0 |
| 2016 | $4,342 | $447,653 | $0 | $0 |
| 2015 | -- | $389,142 | $0 | $0 |
| 2014 | -- | $289,513 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/13/2025 11/13/25 | Price Changed | $999,999 | -9.0% | $704 / Sq Ft |
| 08/26/2025 08/26/25 | Price Changed | $1,099,000 | -1.4% | $773 / Sq Ft |
| 07/24/2025 07/24/25 | Price Changed | $1,115,000 | -0.9% | $785 / Sq Ft |
| 07/08/2025 07/08/25 | Price Changed | $1,125,000 | -2.2% | $792 / Sq Ft |
| 06/11/2025 06/11/25 | Price Changed | $1,150,000 | -4.1% | $809 / Sq Ft |
| 05/12/2025 05/12/25 | For Sale | $1,199,000 | -- | $844 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $725,000 | None Available | |
| Warranty Deed | $725,000 | Condella Debbie | |
| Warranty Deed | $320,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $53,000 | -- | |
| Deed | $47,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $711,868 | FHA | |
| Closed | $711,868 | FHA | |
| Previous Owner | $60,000 | Credit Line Revolving |
Source: Key West Association of REALTORS®
MLS Number: 614993
APN: 00010200-000000
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