$656,000
SOLD SEP 5, 2025

620 Zaidee Ln Stevensville, MD 21666

3 Beds
3.5 Baths
3,117 Sq Ft
14,375 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

4% Below List Price

172 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • View of Trees or Woods
  • Matapeake Elementary School Rated A-
  • Fishing Allowed
  • 0.33 Acre Lot

About This Home

As of September 2025

• Secluded & quiet location in the sought after, water privileged community of Bay City. • Spectacular home for living and gathering. Lots of open space! • Meticulously maintained; spacious and comfy with lots of natural light. • 3 BR; 3.5 BA; plus main level guest suite with private entrance. • Large Master suite with bay windows facing east toward the bay (beautiful sunset skies) looking out to an amazing backyard. Spa bath with heated floors, rainfall shower head, marble topped double sink vanity and full-size tub. • Spacious bedrooms big enough to share comfortably. • Great room with substantial working kitchen. Abundant countertop area for food prep, meal assembly and serving. Open dining room fantastic for everyday living and entertaining. Woodstove creates a warm & inviting atmosphere and serves as supplemental heat in the coldest of winter. • Guest suite/studio with kitchenette, full bath and private entrance: great for in-laws, au pair, nanny, visitors, home business (massage, skin care, consulting, etc.), home office or rented out as a studio apartment with full bath. • Gardens curated by landscape architect burst with texture and color throughout the seasons offering privacy and beautiful vistas from inside. The grounds support lots of wildlife including hummingbirds, rabbits, a resident Maryland box turtle, blue jays, robins, finches, bats, dragonflies, honeybees and, of course, squirrels. Luscious, thick evergreens and sky-high oaks create a private enclave here. • Uber workspace for home office, home schooling, crafting, gaming, etc. • Many large windows and slider doors bring the “outside” in. Bright and cheery with beautiful sunrise skies at the front of the house and lovely pastel sunset skies in the back (facing the Bay). • Homes in the waterfront community of Bay City don’t come available often. Large park and playground with direct frontage on the Chesapeake Bay, as well as a community pavilion and boat ramp on Broad Creek. • Highly rated Matapeake Elementary (10/10) and Matapeake Middle (9/10) serve the community. • Front concrete driveway (not asphalt or gravel) can accommodate 4+ cars on-site. • Architectural red stone side driveway parks 5+ cars on-site. • 2 car garage with large workshop and lots of “conditioned” storage space. • 4 skylights: 2 with solar-powered remote operation for opening, shading. • New windows (2022) • New siding (2018) • New roof (2018) • Whole house water filtration system. • Timed recirculating hot water system. • Exterior water and electrical (50 amp) hookups for EV charging, RV, boat, etc. • Multi-gen, multi-purpose, income potential, flexible layout. • Covered composite front porch (8x18) (2018). • Large composite back deck (14x36) (2018).

Last Agent to Sell the Property

Jonathan Minerick

(888) 400-2513 info@homecoin.com Homecoin.com License #2329805 Listed on: 01/24/2025

Last Buyer's Agent

Jennifer Schimpf

(443) 901-2200 jen@nextsteprealtymd.com Next Step Realty

Next Step Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,857

Year Built

  • Built in 1978 | Remodeled in 2018

Lot Details

  • 14,578 Sq Ft Lot
  • Home fronts navigable water
  • East Facing Home
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Level Lot
  • Wooded Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned NC-20

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Stone Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Studio
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Copper Plumbing

Interior Spaces

  • 3,117 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Dual Staircase
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Stove
  • Insulated Windows
  • Double Hung Windows
  • Bay Window
  • Sliding Windows
  • Casement Windows
  • Sliding Doors
  • Six Panel Doors
  • Great Room
  • Home Office
  • Loft
  • Views of Woods
  • Crawl Space

Kitchen

  • Kitchenette
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Down Draft Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • In-Law or Guest Suite

Laundry

  • Electric Dryer
  • Washer

Home Security

  • Exterior Cameras
  • Fire and Smoke Detector

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Limit On Boat Length
  • Powered Boats Permitted
  • Deck
  • Porch

Location

  • Suburban Location

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • 100 Amp Service
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number 1804007999

Community Details

Overview

  • Association fees include pier/dock maintenance, common area maintenance
  • Bay City Subdivision
  • Electric Vehicle Charging Station

Recreation

  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,857

Year Built

Built in 1978 | Remodeled in 2018

Lot Details

0.33 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1978
  • Year Renovated: 2018
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Icemaker, Microwave, Refrigerator, Disposal, Oven/Range - Electric, Water Heater, Dryer - Electric, Cooktop - Down Draft, Oven - Self Cleaning, Washer
  • Flooring Type: Carpet, Ceramic Tile, Laminated
  • Interior Amenities: Combination Kitchen/Living, Kitchen - Island, Additional Stairway, Combination Dining/Living, Kitchenette, Studio, Window Treatments, Stove - Wood, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open
  • Window Features: Double Hung, Insulated, Bay/Bow, Skylights, Casement, Sliding
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings, High
  • Foundation Details: Crawl Space, Block
  • Levels Count: 2
  • Room List: Primary Bedroom, Great Room, In-Law/AuPair/Suite, Loft, Office
  • Basement: No
  • Total Sq Ft: 3117
  • Living Area Sq Ft: 3117
  • Price Per Sq Ft: 218.16
  • Above Grade Finished Sq Ft: 3117
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Copper Plumbing, Vinyl Siding
  • Exterior Features: Extensive Hardscape
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • View: Trees/Woods, Street
  • Water Access Features: Canoe/Kayak, Boat - Powered, Boat - Length Limit, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Stone Driveway, Concrete Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Inside Access, Oversized, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage, Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ductless/Mini-Split
  • Electric Service: 100 Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Water Available, Sewer Available, Electric Available, Cable Tv Available, Phone
  • Water Source: Public
  • Internet Services: Broadband, Fiber Optic, Cable

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Common Area Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Additional Parcels: No
  • Lot Features: Level, Sideyard(s), Landscaping, Front Yard, No Thru Street, Trees/Wooded, Rear Yard
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14578.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good, Excellent
  • Soil Types: Unknown
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3857.00
  • Assessor Parcel Number: 1804007999
  • Tax Lot: 23
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2025
Closed on
Sep 5, 2025
Sold by
Coscia Ann Marie
Bought by
Schimpf Daniel Alexander and Schimpf Lea
Seller's Agent
Jonathan Minerick
Homecoin.com
Buyer's Agent
Jennifer Schimpf
Next Step Realty
List Price
$680,000
Sold Price
$656,000
Premium/Discount to List
-$24,000
-3.53%
Views
253
Current Estimated Value
$680,750

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,750
Avg. Annual Appreciation
6.97%
Original Mortgage
$328,000
Outstanding Balance
$328,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$352,750

Purchase Details

Closed on
Jan 21, 2003
Sold by
Cianciolo Sebastian A and Cianciolo Jane M
Bought by
Coscia Ann Marie

Purchase Details

Closed on
Oct 11, 1990
Sold by
Fynan Roger T and Fynan Malinda S
Bought by
Cianciolo Sebastian A and Cianciolo Jane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,700
Interest Rate
10.08%

Purchase Details

Closed on
Aug 5, 1987
Sold by
Trees Douglas W and Trees Sally B
Bought by
Fynan Roger T and Fynan Malinda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,750
Interest Rate
10.27%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $656,000 Westcor Land Title
Deed $656,000 Westcor Land Title
Deed $203,500 --
Deed $123,800 --
Deed $97,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,000 New Conventional
Closed $328,000 New Conventional
Previous Owner $124,700 No Value Available
Previous Owner $87,750 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $656,000 -3.5% $210 / Sq Ft
08/12/2025 08/12/25 For Sale $680,000 0.0% $218 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
01/24/2025 01/24/25 For Sale $680,000 -- $218 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,217 $447,667 $0 $0
2024 $3,857 $409,433 $0 $0
2023 $3,497 $371,200 $160,900 $210,300
2022 $3,298 $350,100 $0 $0
2021 $3,155 $329,000 $0 $0
2020 $2,953 $307,900 $160,900 $147,000
2019 $2,620 $273,200 $0 $0
2018 $2,287 $238,500 $0 $0
2017 $1,955 $203,800 $0 $0
2016 -- $203,800 $0 $0
2015 $2,257 $203,800 $0 $0
2014 $2,257 $203,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA2011936

Bright MLS

APN: 04-007999

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