$405,000
SOLD SEP 21, 2020
4 Beds
5 Baths
3,926 Sq Ft
0.43 Acres

Recently Sold

$103 Per Sq Ft

15% Below List Price

180 Days on Market

Highlights

  • Landscaped Professionally
  • Recreation Room
  • Traditional Architecture
  • Mackeben Elementary School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of September 2020

Beautiful 5 bedroom home with a 3-car side loading garage in Terrace Lakes! Custom-designed gourmet Kitchen: white cabinets, granite countertops, stainless steel appliances, double oven and a huge center island. The spacious Eating area opens onto the Morning Room. Enjoy views of the nice back yard. The large two-story Family Room is highlighted by the brick fireplace. Adjacent is a private first floor Office and a full bathroom. There are hardwood floors on the first floor and in the Master Bedroom.The flooring in the Kitchen, Family Room & Foyer were recently refinished in June. Large first floor laundry room with a convenient side door entry. Split staircase to the second floor. All bedrooms are spacious.Note: there are 5 full bathrooms. Full basement is finished with a 5th bedroom and full bathroom. The other areas include: Recreation room, exercise room, play area and a possible Media Room. The drive-way was just resurfaced in June. The home is situated in the middle of the block and is conveniently located to schools and shopping. Come see this lovely home and fall in love! Seller is allowing physical showings, so call for an appointment. Please wear masks & gloves per state guidelines. NOTE: 2019 taxes are $11,491 (reduced by $1,688).

Last Agent to Sell the Property

Terry Kurkowski

Baird & Warner License #471004045 Listed on: 01/22/2020

Baird & Warner

Co-Listed By

George Kurkowski

Baird & Warner License #475170342

Last Buyer's Agent

Latasha Chedda

@properties Christie's International Real Estate License #475160158

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,179

Year Built

  • Built in 2004

Lot Details

  • Lot Dimensions are 119x187x179x84
  • Landscaped Professionally
  • Paved or Partially Paved Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,926 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Family Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Home Gym
  • Wood Flooring
  • Laundry on main level

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 5 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Terrace Lakes Subdivision, Hampton Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,179

Year Built

Built in 2004

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Terrace Lakes
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Cooktop
  • Basement: Full
  • Full Bathrooms: 5
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, In-Law Arrangement, 1st Floor Laundry, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s)
  • LivingArea: 3926
  • Room Type: Bedroom 5, Breakfast Room, Office, Recreation Room, Exercise Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 401900
  • Lot Features: Landscaped
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar,Frame

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Street Lights, Street Paved

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 158

Lot Info

  • Lot Dimensions: 119X187X179X84
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 13179
  • Tax Year: 2018
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2020
Closed on
Sep 22, 2020
Sold by
Laurent Yolanda and Estenord Philome
Bought by
Batila Karine and Batila Jimmy
Seller's Agent
Terry Kurkowski
Baird & Warner
Buyer's Agent
Latasha Chedda
@properties Christie's International Real Estate
List Price
$475,000
Sold Price
$405,000
Premium/Discount to List
-$70,000
-14.74%
Current Estimated Value
$654,181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$249,181
Avg. Annual Appreciation
9.44%
Original Mortgage
$380,000
Outstanding Balance
$343,639
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$292,325

Purchase Details

Listed on
Aug 4, 2016
Closed on
Dec 8, 2016
Sold by
Hudson City Savings Bank
Bought by
Laurent Yolanda
Seller's Agent
Debbie Scheitlin
Top Tier Asset Management
Buyer's Agent
TR Viswanathan
American Star Realty
List Price
$349,900
Sold Price
$315,900
Premium/Discount to List
-$34,000
-9.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$300,105
Interest Rate
3.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 2016
Sold by
Copper Richard L and Copper Richard L
Bought by
Hudson City Savings Bank

Purchase Details

Closed on
Nov 15, 2013
Sold by
Copper Richard L
Bought by
Copper Richard L

Purchase Details

Closed on
Mar 1, 2007
Sold by
Copper Richard L and Westmacott Britt M
Bought by
Copper Richard L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,600
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 20, 2004
Sold by
Home State Bank Na
Bought by
Copper Richard L and Westmacott Britt M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$446,250
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 1, 2004
Sold by
Algonquin State Bank
Bought by
Home State Bank Na
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 None Available
Special Warranty Deed $315,900 First American Title
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Prairie Title Services Inc
Deed $557,863 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $300,105 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $445,600 New Conventional
Previous Owner $445,000 Unknown
Previous Owner $446,250 Purchase Money Mortgage
Closed $26,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2020 09/21/20 Sold $405,000 +0.8% $103 / Sq Ft
07/20/2020 07/20/20 Pending -- -- --
07/14/2020 07/14/20 Price Changed $401,900 -0.7% $102 / Sq Ft
06/24/2020 06/24/20 Price Changed $404,900 -5.8% $103 / Sq Ft
05/21/2020 05/21/20 Price Changed $429,900 -4.4% $110 / Sq Ft
05/05/2020 05/05/20 Price Changed $449,900 -2.4% $115 / Sq Ft
04/20/2020 04/20/20 Price Changed $460,900 -0.9% $117 / Sq Ft
02/18/2020 02/18/20 Price Changed $464,900 -2.1% $118 / Sq Ft
01/22/2020 01/22/20 For Sale $475,000 +50.4% $121 / Sq Ft
11/29/2016 11/29/16 Sold $315,900 -1.3% $83 / Sq Ft
10/05/2016 10/05/16 Pending -- -- --
09/08/2016 09/08/16 Price Changed $319,900 -8.6% $84 / Sq Ft
08/04/2016 08/04/16 For Sale $349,900 -- $92 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,303 $175,222 $17,702 $157,520
2023 $11,960 $157,404 $15,902 $141,502
2022 $11,356 $143,329 $14,480 $128,849
2021 $10,982 $134,987 $13,637 $121,350
2020 $11,796 $142,679 $13,273 $129,406
2019 $11,491 $139,036 $12,934 $126,102
2018 $13,180 $155,030 $14,556 $140,474
2017 $13,046 $146,103 $13,718 $132,385
2016 $13,177 $138,907 $13,042 $125,865
2013 -- $134,635 $19,794 $114,841
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10608236

Midwest Real Estate Data (MRED)

APN: 18-36-177-001