NOT LISTED FOR SALE

622 Silver Rock Rd Lusby, MD 20657

Estimated Value: $385,000 - $446,000

4 Beds
3 Baths
2,164 Sq Ft
$194/Sq Ft Est. Value

Last Sold May 29, 2024

Last sale price $427,000 $197 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,694/month

32 Days on Market

Highlights

  • Beach
  • Cathedral Ceiling
  • Stainless Steel Appliances
  • Lake Privileges
  • Corner Lot
  • Double Pane Windows

About This Home

As of May 2024

***MAJOR Price Reduction*** Welcome to your Dream Home in sought after Chesapeake Ranch Estates, nestled on a picturesque corner lot just minutes from the Bay! Completely renovated, this meticulously upgraded Split/Tri-Level home offers the perfect blend of style, functionality and convenience. Four bedrooms and three full bathrooms, offer ample space for comfortable living. As you step inside the main level, you'll immediately notice the open layout. Vaulted/Cathedral ceilings in the living room flow seamlessly into the dining room and kitchen. The kitchen boasts a large center island, quartz countertops and brand new, modern stainless steel appliances. A spacious deck off the dining room overlooks a huge fenced-in backyard. The upper level hosts 3 bedrooms. The primary bedroom is a homeowner's retreat. Double doors open to a large suite with a skylight and his and hers closets. An en-suite bath with double vanity and custom tiled stand up shower feature the finest finishes. Bedrooms 2 and 3 share a full bath with tub/shower. The fully finished lower level entertainment space is a blank canvas ready for your imagination. A pool table, bar or just some TV time will be ideal for hosting family and friends in a relaxed environment. The bonus 4th bedroom offers endless possibilities to suit your lifestyle, large enough for an office/gym or even a playroom for the kids. The lower level also features a 3rd full bath, walkout to the backyard and laundry with NEW full size washer and dryer. Nothing went overlooked from finishes, to NEW windows, NEW doors, NEW appliances, NEW septic distribution box, NEW hot water heater and so much more. The outside is fully fenced and freshly painted. Community is home to two private beaches on the Chesapeake Bay, a freshwater lake with swimming, fishing and sailing. Close to campgrounds, tot lots, shopping, restaurants and marinas. Easy access to Route 4 and only 50 minutes from Washington, DC. With over 2100 square feet of finished living space, 622 Silver Rock won't disappoint! Don't miss this opportunity to make this beauty your own. Schedule your private showing today. WELCOME HOME!

Last Agent to Sell the Property

Anita Lolin

Coldwell Banker Realty License #667563 Listed on: 03/28/2024

Coldwell Banker Realty

Last Buyer's Agent

Jessica Shipman

CENTURY 21 New Millennium

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,818

Year Built

  • Built in 1995

Lot Details

  • 0.36 Acre Lot
  • Corner Lot
  • Back and Front Yard
  • Property is in excellent condition

HOA Fees

  • $47 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Split Level Home
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 2,164 Sq Ft Home
  • Property has 2 Levels
  • Cathedral Ceiling
  • Double Pane Windows
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Tile or Brick
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Energy-Efficient Windows
  • Lake Privileges

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 0501118625

Community Details

Overview

  • Property Owners Associatin Chesapeake Ranch Estate HOA
  • Chesapeake Ranch Estates Subdivision

Amenities

  • Common Area

Recreation

  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,818

Year Built

Built in 1995

Lot Details

0

HOA Fees

$47 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Exclusions: Staging and Decorations.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-03-28
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Remarks Public: ***MAJOR Price Reduction*** Welcome to your Dream Home in sought after Chesapeake Ranch Estates, nestled on a picturesque corner lot just minutes from the Bay! Completely renovated, this meticulously upgraded Split/Tri-Level home offers the perfect blend of style, functionality and convenience. Four bedrooms and three full bathrooms, offer ample space for comfortable living. As you step inside the main level, you'll immediately notice the open layout. Vaulted/Cathedral ceilings in the living room flow seamlessly into the dining room and kitchen. The kitchen boasts a large center island, quartz countertops and brand new, modern stainless steel appliances. A spacious deck off the dining room overlooks a huge fenced-in backyard. The upper level hosts 3 bedrooms. The primary bedroom is a homeowner's retreat. Double doors open to a large suite with a skylight and his and hers closets. An en-suite bath with double vanity and custom tiled stand up shower feature the finest finishes. Bedrooms 2 and 3 share a full bath with tub/shower. The fully finished lower level entertainment space is a blank canvas ready for your imagination. A pool table, bar or just some TV time will be ideal for hosting family and friends in a relaxed environment. The bonus 4th bedroom offers endless possibilities to suit your lifestyle, large enough for an office/gym or even a playroom for the kids. The lower level also features a 3rd full bath, walkout to the backyard and laundry with NEW full size washer and dryer. Nothing went overlooked from finishes, to NEW windows, NEW doors, NEW appliances, NEW septic distribution box, NEW hot water heater and so much more. The outside is fully fenced and freshly painted. Community is home to two private beaches on the Chesapeake Bay, a freshwater lake with swimming, fishing and sailing. Close to campgrounds, tot lots, shopping, restaurants and marinas. Easy access to Route 4 and only 50 minutes from Washington, DC. With over 2100 square feet of finished living space, 622 Silver Rock won't disappoint! Don't miss this opportunity to make this beauty your own. Schedule your private showing today. WELCOME HOME!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Oven/Range - Electric
  • Flooring Type: Luxury Vinyl Plank, Tile/Brick, Ceramic Tile
  • Interior Amenities: Combination Kitchen/Dining
  • Window Features: Double Pane, Energy Efficient
  • Fireplace: No
  • Wall Ceiling Types: Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2164
  • Living Area Sq Ft: 2164
  • Price Per Sq Ft: 201.94
  • Above Grade Finished Sq Ft: 2164
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 622

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Frame, Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 558.41
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Common Grounds, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: PROPERTY OWNERS ASSOCIATIN CHESAPEAKE RANCH ESTATE
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Corner, Front Yard, Rear Yard
  • Lot Size Acres: 0.36
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15681.60
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2818.00
  • Assessor Parcel Number: 0501118625
  • Tax Lot: 35
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 05/29/2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 17, 2023
Closed on
Sep 21, 2023
Sold by
Secretary Of Veterans Affairs
Bought by
Blue Bamboo Solutions Llc
Seller's Agent
Bill Harris
Coldwell Banker Jay Lilly Real Estate
Buyer's Agent
Anita Lolin
Coldwell Banker Realty
List Price
$207,500
Sold Price
$230,000
Premium/Discount to List
$22,500
10.84%
Views
39
Current Estimated Value
$433,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$203,123
Avg. Annual Appreciation
37.84%
Original Mortgage
$170,000
Outstanding Balance
$166,794
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$253,666

Purchase Details

Closed on
May 1, 2023
Sold by
Clarke James E
Bought by
Usaa Fsb

Purchase Details

Closed on
Apr 26, 2011
Sold by
Hart Jeffrey Michael
Bought by
Hart Jeffrey Michael and Hart Ashley Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,000
Interest Rate
4.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2011
Sold by
Hart Jeffrey Michael
Bought by
Hart Jeffrey Michael and Hart Ashley Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,000
Interest Rate
4.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2004
Sold by
Bell Abby Katherine
Bought by
Macri James W and Macri Jane E

Purchase Details

Closed on
Aug 8, 2001
Sold by
Wieckowski Timothy H
Bought by
Bell Abby Katherine and Mills Matthew M

Purchase Details

Closed on
Aug 18, 1998
Sold by
Secretary Of Veterans Affairs
Bought by
Wieckowski Timothy H

Purchase Details

Closed on
Mar 16, 1998
Sold by
Overton Kenneth L and Overton Debra A
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Aug 2, 1995
Sold by
G & B Builders
Bought by
Overton Kenneth L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,480
Interest Rate
7.48%

Purchase Details

Closed on
May 26, 1995
Sold by
Suchoski T
Bought by
G & B Builders
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Blue Bamboo Solutions Llc $230,000 Fidelity National Title
Usaa Fsb $270,641 None Listed On Document
Hart Jeffrey Michael $221,000 --
Hart Jeffrey Michael $221,000 --
Hart Jeffrey Michael $221,000 --
Hart Jeffrey Michael $221,000 --
Macri James W $228,530 --
Bell Abby Katherine $144,000 --
Wieckowski Timothy H $111,150 --
Secretary Of Veterans Affairs $102,023 --
Overton Kenneth L $124,000 --
G & B Builders $9,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Blue Bamboo Solutions Llc $170,000
Previous Owner Hart Jeffrey Michael $221,000
Previous Owner Hart Jeffrey Michael $221,000
Previous Owner G & B Builders $126,480
Closed Bell Abby Katherine --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2024 05/29/24 Sold $427,000 -2.3% $197 / Sq Ft
04/30/2024 04/30/24 Pending -- -- --
04/25/2024 04/25/24 Price Changed $437,000 -2.9% $202 / Sq Ft
03/28/2024 03/28/24 For Sale $450,000 +95.7% $208 / Sq Ft
09/29/2023 09/29/23 Sold $230,000 +10.8% $106 / Sq Ft
08/23/2023 08/23/23 Pending -- -- --
08/17/2023 08/17/23 For Sale $207,500 -- $96 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,300 $290,833 $0 $0
2024 $3,300 $265,767 $0 $0
2023 $2,501 $240,700 $55,200 $185,500
2022 $2,408 $231,733 $0 $0
2021 $2,834 $222,767 $0 $0
2020 $2,652 $213,800 $55,200 $158,600
2019 $2,205 $210,167 $0 $0
2018 $2,167 $206,533 $0 $0
2017 $2,532 $202,900 $0 $0
2016 -- $202,900 $0 $0
2015 $2,886 $202,900 $0 $0
2014 $2,886 $205,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2015044

Bright MLS

APN: 01-118625