623 Charles St Schenectady, NY 12302
Estimated Value: $244,491 - $296,000
3
Beds
1.5
Baths
1,078
Sq Ft
$250/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- No HOA
- Enclosed Glass Porch
- Deck
- 2 Car Detached Garage
- Built-In Features
About This Home
As of October 2016Move right in to this beautifully updated home. Features include a gorgeous cherry kitchen w/ walk-in pantry. 1st fl. bedroom and a new 1st. floor bathroom. Open concept living room, kitchen and dining room with lots of natural light for entertaining. The entire 2nd. floor can be your master bedroom: ample closet space and a modern half bath to make life easy. Newer driveway, windows, roof, gas steam furnace, updated electrical, new front porch, dry basement, 2 car garage! Superior Condition
Last Agent to Sell the Property
Holly Polsinelli
Ron DiDonna Real Estate & Appraisals Listed on: 08/03/2016
Last Buyer's Agent
Christine VanGarderen
Alpha Omega Homes LLC License #10401215616
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,760
Year Built
- Built in 1943
Lot Details
- Lot Dimensions are 40 x 150
- Fenced
- Landscaped
- Level Lot
- Garden
Parking
- 2 Car Detached Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Aluminum Siding
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,078 Sq Ft Home
- Built-In Features
- Ceramic Tile Flooring
- Dormer Attic
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Screened Patio
- Exterior Lighting
- Enclosed Glass Porch
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- Heating System Uses Steam
- Water Softener
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Cape Cod
Listing and Financial Details
- Legal Lot and Block 4 / 2
- Assessor Parcel Number 422289 38.11-2-4
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 10, 2018
Sold by
Houlihan Daniel
Bought by
Czaban Vanesa M
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,809
Outstanding Balance
$126,798
Interest Rate
4.37%
Mortgage Type
FHA
Estimated Equity
$129,785
Purchase Details
Listed on
Aug 3, 2016
Closed on
Oct 7, 2016
Sold by
Lane Margaret L and Gustafson Jean M
Bought by
Houlihan Daniel
Seller's Agent
Holly Polsinelli
Ron DiDonna Real Estate & Appraisals
Buyer's Agent
Christine VanGarderen
Alpha Omega Homes LLC
List Price
$144,900
Sold Price
$140,000
Premium/Discount to List
-$4,900
-3.38%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$133,000
Interest Rate
4.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 22, 2010
Sold by
Lane Margaret L
Bought by
Lane Margaret L and Gustafson Jean M
Purchase Details
Closed on
Oct 22, 2010
Sold by
Lane Margaret
Bought by
Lane Margaret
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Czaban Vanesa M | $148,500 | None Available | |
| Houlihan Daniel | $140,000 | None Available | |
| Lane Margaret L | -- | None Available | |
| Lane Margaret | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Czaban Vanesa M | $23,841 | |
| Closed | Czaban Vanesa M | $23,841 | |
| Open | Czaban Vanesa M | $145,809 | |
| Previous Owner | Houlihan Daniel | $133,000 | |
| Previous Owner | Gustafson Jean M | $14,000 | |
| Previous Owner | Lane Margaret L | $16,620 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/07/2016 10/07/16 | Sold | $140,000 | -3.4% | $130 / Sq Ft |
| 08/18/2016 08/18/16 | Pending | -- | -- | -- |
| 08/03/2016 08/03/16 | For Sale | $144,900 | -- | $134 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,333 | $117,000 | $9,900 | $107,100 |
| 2023 | $5,333 | $117,000 | $9,900 | $107,100 |
| 2022 | $4,610 | $117,000 | $9,900 | $107,100 |
| 2021 | $4,569 | $117,000 | $9,900 | $107,100 |
| 2020 | $4,948 | $117,000 | $9,900 | $107,100 |
| 2019 | $1,773 | $117,000 | $9,900 | $107,100 |
| 2018 | $4,491 | $117,000 | $9,900 | $107,100 |
| 2017 | $3,731 | $117,000 | $9,900 | $107,100 |
| 2016 | $3,709 | $117,000 | $9,900 | $107,100 |
| 2015 | -- | $117,000 | $9,900 | $107,100 |
| 2014 | -- | $117,000 | $9,900 | $107,100 |
Source: Public Records
Agents Affiliated with this Home
-
H
Seller's Agent in 2016
Holly Polsinelli
Ron DiDonna Real Estate & Appraisals
-
C
Buyer's Agent in 2016
Christine VanGarderen
Alpha Omega Homes LLC
Map
Source: Global MLS
MLS Number: 201616161
APN: 038-011-0002-004-000-0000
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