NOT LISTED FOR SALE

623 Congdon Ave Elgin, IL 60120

Estimated Value: $246,000 - $281,000

2 Beds
1 Bath
832 Sq Ft
$317/Sq Ft Est. Value

Last Sold November 19, 2021

Last sale price $205,000 $246 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,739/month

Highlights

  • Formal Dining Room
  • Enclosed Patio or Porch
  • Forced Air Heating and Cooling System
  • 1 Car Detached Garage
  • 1-Story Property

About This Home

As of November 2021

Adorable 1918 bungalow with huge private back yard. Original features include hardwood floors, natural woodwork, enclosed porch and vintage kitchen. Lots of recent upgrades include painting inside, finished basement, new gas pipelines, remodeled kitchen and replaced windows. Property is under contract

Last Agent to Sell the Property

Abner Diaz

Coldwell Banker Realty License #475188949 Listed on: 09/14/2021

Coldwell Banker Realty

Last Buyer's Agent

Jose Resto

ILLINOIS ON THE MOVE, LLC License #471013698

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,407

Year Built

  • Built in 1918 | Remodeled in 2021

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 72x134

Parking

  • 1 Car Detached Garage
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 832 Sq Ft Home
  • 1-Story Property
  • Formal Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Community Details

  • Ludlows Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,407

Year Built

Built in 1918 | Remodeled in 2021

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Ludlows
  • Year Built: 1918
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2021
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2021

Interior Features

  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • LivingArea: 832
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 832
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 195900
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.22
  • Lot Dimensions: 72X134
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3407.1
  • Tax Year: 2020
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2021
Closed on
Nov 10, 2021
Sold by
Rodriguez Julio A and Rodriguez Pilar
Bought by
Avelar Edgar
Seller's Agent
Abner Diaz
Coldwell Banker Realty
Buyer's Agent
Jose Resto
ILLINOIS ON THE MOVE, LLC
List Price
$195,900
Sold Price
$205,000
Premium/Discount to List
$9,100
4.65%
Current Estimated Value
$263,878

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,878
Avg. Annual Appreciation
6.74%
Original Mortgage
$201,286
Outstanding Balance
$184,699
Interest Rate
3.09%
Mortgage Type
FHA
Estimated Equity
$79,179

Purchase Details

Listed on
May 27, 2014
Closed on
Jul 25, 2014
Sold by
Garcia Anderson Patricia L
Bought by
Rodriguez Julio A
Seller's Agent
Thomas Krebsbach
Vintage Home Realty
Buyer's Agent
Pascuale Zozzaro
Exit Realty Redefined
List Price
$95,000
Sold Price
$95,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.06%
Original Mortgage
$92,150
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 17, 2012
Closed on
Mar 29, 2012
Sold by
Alvarez Ignacio and Alvarez Dulce
Bought by
Anderson Patricia L Garcia
Seller's Agent
Ignacio Alvarez
Class REALTORS®
Buyer's Agent
Richard Mejia
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$69,900
Sold Price
$54,900
Premium/Discount to List
-$15,000
-21.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.66%

Purchase Details

Closed on
Jan 3, 2011
Sold by
Secretary Of Housing & Urban Development
Bought by
Alvarez Ignacio and Alvarez Dulce M

Purchase Details

Closed on
May 10, 2010
Sold by
Best James M and Best Brenda L
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Aug 21, 1998
Sold by
Kolling Dorothy V
Bought by
Best James M and Best Brenda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,691
Interest Rate
7.06%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Avelar Edgar $205,000 None Available
Rodriguez Julio A $95,000 Chicago Title Insurance Co
Anderson Patricia L Garcia -- Fidelity Natl Title Ins Co
Alvarez Ignacio -- Stewart Title Company
The Secretary Of Housing & Urban Develop -- None Available
Best James M $84,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Avelar Edgar $201,286
Previous Owner Rodriguez Julio A $92,150
Previous Owner Best James M $83,691
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2021 11/19/21 Sold $205,000 +4.6% $246 / Sq Ft
10/14/2021 10/14/21 For Sale $195,900 +106.2% $235 / Sq Ft
09/27/2021 09/27/21 Pending -- -- --
07/25/2014 07/25/14 Sold $95,000 0.0% $114 / Sq Ft
05/31/2014 05/31/14 Pending -- -- --
05/27/2014 05/27/14 For Sale $95,000 +73.0% $114 / Sq Ft
03/29/2012 03/29/12 Sold $54,900 -15.4% --
03/10/2012 03/10/12 Pending -- -- --
03/06/2012 03/06/12 Price Changed $64,900 -7.2% --
03/06/2012 03/06/12 Price Changed $69,900 0.0% --
02/17/2012 02/17/12 For Sale $69,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,079 $59,361 $19,230 $40,131
2023 $3,860 $53,628 $17,373 $36,255
2022 $3,692 $48,899 $15,841 $33,058
2021 $3,517 $45,417 $14,810 $30,607
2020 $3,407 $43,357 $14,138 $29,219
2019 $3,297 $41,300 $13,467 $27,833
2018 $2,874 $35,068 $12,687 $22,381
2017 $2,793 $33,152 $11,994 $21,158
2016 $2,640 $30,756 $11,127 $19,629
2015 -- $28,191 $10,199 $17,992
2014 -- $27,843 $10,073 $17,770
2013 -- $31,797 $10,339 $21,458
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11189764

Midwest Real Estate Data (MRED)

APN: 06-12-234-005