Seller's Agent in 2025
Michelle Lundeen
RE/MAX Results
(763) 300-2728
122 in this area
356 Total Sales
623 Elins Lake Rd SE Cambridge, MN 55008
4
Beds
3
Baths
2,505
Sq Ft
0.74
Acres
Highlights
- 45 Feet of Waterfront
- 32,234 Sq Ft lot
- 1 Fireplace
- Beach Access
- Deck
- No HOA
About This Home
As of July 2025You will love this beautiful custom built home on Elins Lake. This full recreation lake is also known as Elms Lake and it connects to Pauls Lake (Florence). Enjoy the private views from this home and the usable lakeside yard space including the firepit; which is a great spot to entertain as is the 16'x24' deck; which is also a great place to relax or enjoy a meal. There is room for a future dock at the lake and this lake is wonderful to not only kayak and canoe on, but also for tubing, waterskiing, fishing and other recreational lake activities. Inside this well maintained home you will find lots of windows for natural light as well as modern light fixtures, recessed lights, knock down ceilings, a tray ceiling in the living & dining rooms along with a shiplap accent wall above the gas fireplace; which is a perfect spot to cozy up next to on those chilly MN nights. Enjoy an open living concept that flows nicely with brand new LVP flooring throughout the main living areas, a beautiful kitchen with stainless steel appliances and a large island that is perfect for kitchen prep or gathering around as well as a dining room that walks out onto the deck. This kitchen also boasts custom soft close cabinets & drawers, quartz countertops and subway tile backsplash. The main level laundry room is also a mudroom that opens into the oversized garage with 11' foot ceilings and 8' foot garage doors. The primary bedroom suite is off of the kitchen with a generous walk-in closet and a 3/4 private bathroom. The additional two main level bedrooms and the full bathroom are on the other side of the living room and there is a fourth bedroom in the lower level. The walkout lower level boasts a spacious family room, a 3/4 bathroom and an additional room that could be a future bedroom and is currently being used as an exercise room. There are poured concrete walls, a large mechanical room and lots of storage space. This home is on a large 3/4 acre lot and is located in an established neighborhood close to walking and biking paths, neighborhood parks and all of the amenities of town. Welcome Home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,986
Year Built
- Built in 2022
Lot Details
- 0.74 Acre Lot
- Lot Dimensions are 70x276x153x26x66x67x259
- 45 Feet of Waterfront
- Lake Front
Parking
- 3 Car Attached Garage
- Insulated Garage
- Garage Door Opener
Interior Spaces
- 1-Story Property
- 1 Fireplace
- Family Room
- Living Room
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Range
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Drainage System
- Drain
- Basement Storage
- Basement Window Egress
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Beach Access
- Deck
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Bridgewater Third Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 151670430
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2025
Closed on
Jul 16, 2025
Sold by
Zerwas Anthony and Zerwas Shyenne
Bought by
Fosse Andrew and Fosse Raelyn
Seller's Agent
Michelle Lundeen
RE/MAX RESULTS
Buyer's Agent
Brody Bakken
Turpen Realty, Inc.
List Price
$560,000
Sold Price
$550,000
Premium/Discount to List
-$10,000
-1.79%
Views
34
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.19%
Original Mortgage
$522,500
Outstanding Balance
$521,615
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$23,695
Purchase Details
Listed on
Jan 10, 2023
Closed on
Mar 3, 2023
Sold by
Norseman Homes Llc A Minnesota Limited
Bought by
Zerwas Anthony and Zerwas Shyenne
Seller's Agent
John Jelinek
Edina Realty, Inc.
Buyer's Agent
Nate Campion
Century 21 Moline Realty Inc
List Price
$480,000
Sold Price
$524,000
Premium/Discount to List
$44,000
9.17%
Views
120
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.06%
Original Mortgage
$523,000
Interest Rate
6.15%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 16, 2017
Sold by
Hansen Norman C and Hansen Wanda M
Bought by
Kroschel Trent and Kroschel Jennifer
Purchase Details
Listed on
Jul 12, 2013
Closed on
Mar 24, 2014
Bought by
Hansen Norman Norman
Seller's Agent
Steven Howerton
RE/MAX Complete Real Estate
Buyer's Agent
Steven Howerton
RE/MAX Complete Real Estate
List Price
$32,500
Sold Price
$27,000
Premium/Discount to List
-$5,500
-16.92%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.11%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $550,000 | -- | |
| Deed | $524,000 | -- | |
| Warranty Deed | $38,500 | -- | |
| Deed | $46,000 | -- | |
| Deed | $53,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $522,500 | New Conventional | |
| Previous Owner | $523,000 | New Conventional | |
| Closed | $39,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/16/2025 07/16/25 | Sold | $550,000 | 0.0% | $220 / Sq Ft | |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- | |
| 06/09/2025 06/09/25 | Price Changed | $550,000 | -0.9% | $220 / Sq Ft | |
| 06/05/2025 06/05/25 | Price Changed | $555,000 | -0.9% | $222 / Sq Ft | |
| 05/29/2025 05/29/25 | For Sale | $560,000 | +6.9% | $224 / Sq Ft | |
| 03/03/2023 03/03/23 | Sold | $524,000 | +9.2% | $336 / Sq Ft | View Prior Sale |
| 01/10/2023 01/10/23 | Pending | -- | -- | -- | |
| 01/10/2023 01/10/23 | For Sale | $480,000 | +1677.8% | $308 / Sq Ft | |
| 04/29/2014 04/29/14 | Sold | $27,000 | -16.9% | -- | View Prior Sale |
| 04/18/2014 04/18/14 | Pending | -- | -- | -- | |
| 07/12/2013 07/12/13 | For Sale | $32,500 | -- | -- |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,986 | $437,100 | $65,000 | $372,100 |
| 2024 | $1,308 | $389,800 | $56,600 | $333,200 |
| 2023 | $1,780 | $389,800 | $56,600 | $333,200 |
| 2022 | $932 | $116,000 | $56,600 | $59,400 |
| 2021 | $819 | $41,000 | $41,000 | $0 |
| 2020 | $794 | $35,800 | $35,800 | $0 |
| 2019 | $816 | $35,800 | $0 | $0 |
| 2018 | $854 | $35,800 | $0 | $0 |
| 2016 | $742 | $0 | $0 | $0 |
| 2015 | $962 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Lundeen
-
Brody Bakken
Buyer's Agent in 2025
Brody Bakken
Turpen Realty, Inc.
(763) 300-9183
15 in this area
74 Total Sales
-
John Jelinek
J
Seller's Agent in 2023
John Jelinek
Edina Realty, Inc.
(763) 226-4699
4 in this area
6 Total Sales
-
Nate Campion
Buyer's Agent in 2023
Nate Campion
Century 21 Moline Realty Inc
(612) 986-5301
29 in this area
141 Total Sales
-
S
Seller's Agent in 2014
Steven Howerton
RE/MAX
Map
Source: NorthstarMLS
MLS Number: 6697641
APN: 15.167.0430
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