$560,000

623 Elins Lake Rd SE Cambridge, MN 55008

Estimated payment $3,138/month

Total Views 672
4 Beds
3 Baths
2,505 Sq Ft
$224 Price per Sq Ft

Highlights

  • 45 Feet of Waterfront
  • Deck
  • No HOA
  • Beach Access
  • 1 Fireplace
  • Stainless Steel Appliances

About This Home

You will love this beautiful custom built home on Elins Lake. This full recreation lake is also known as Elms Lake and it connects to Pauls Lake (Florence). Enjoy the private views from this home and the usable lakeside yard space including the firepit; which is a great spot to entertain as is the 16'x24' deck; which is also a great place to relax or enjoy a meal. There is room for a future dock at the lake and this lake is wonderful to not only kayak and canoe on, but also for tubing, waterskiing, fishing and other recreational lake activities. Inside this well maintained home you will find lots of windows for natural light as well as modern light fixtures, recessed lights, knock down ceilings, a tray ceiling in the living & dining rooms along with a shiplap accent wall above the gas fireplace; which is a perfect spot to cozy up next to on those chilly MN nights. Enjoy an open living concept that flows nicely with brand new LVP flooring throughout the main living areas, a beautiful kitchen with stainless steel appliances and a large island that is perfect for kitchen prep or gathering around as well as a dining room that walks out onto the deck. This kitchen also boasts custom soft close cabinets & drawers, quartz countertops and subway tile backsplash. The main level laundry room is also a mudroom that opens into the oversized garage with 11' foot ceilings and 8' foot garage doors. The primary bedroom suite is off of the kitchen with a generous walk-in closet and a 3/4 private bathroom. The additional two main level bedrooms and the full bathroom are on the other side of the living room and there is a fourth bedroom in the lower level. The walkout lower level boasts a spacious family room, a 3/4 bathroom and an additional room that could be a future bedroom and is currently being used as an exercise room. There are poured concrete walls, a large mechanical room and lots of storage space. This home is on a large 3/4 acre lot and is located in an established neighborhood close to walking and biking paths, neighborhood parks and all of the amenities of town. Welcome Home!

Last Listed By

Michelle Lundeen

RE/MAX RESULTS Listed on: 05/23/2025

RE/MAX RESULTS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,986

Year Built

  • Built in 2022

Lot Details

  • 0.74 Acre Lot
  • Lot Dimensions are 70x276x153x26x66x67x259
  • 45 Feet of Waterfront
  • Lake Front

Parking

  • 3 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • 1 Fireplace
  • Family Room
  • Living Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Drainage System
  • Drain
  • Basement Storage
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bridgewater Third Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 151670430

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,986

Year Built

Built in 2022

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 2022
  • Above Grade Finished Sq Ft: 1558
  • Water Body Name: Elms
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, Drainage System, Egress Window(s), Finished, Full, Concrete, Storage Space, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Range, Refrigerator, Stainless Steel Appliances
  • Fireplace Features: Gas
  • Living Area: 2505
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 947
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Dining Room, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • ConstructionMaterialsDesc: Concrete,Frame
  • PatioPorchType: Deck
  • Lake Acres: 51
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 45

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage
  • Garage Square Feet: 758

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Paneled Doors,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Cambridge-Isanti
  • SchoolDistrictNumber: 911
  • SchoolDistrictPhone: 763-689-6188

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 70x276x153x26x66x67x259
  • Lot Size Sq Ft: 32234.4
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Cedar, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 151670430
  • Tax Annual Amount: 1986
  • TaxWithAssessments: 1986.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,308 $389,800 $56,600 $333,200
2023 $1,780 $389,800 $56,600 $333,200
2022 $932 $116,000 $56,600 $59,400
2021 $819 $41,000 $41,000 $0
2020 $794 $35,800 $35,800 $0
2019 $816 $35,800 $0 $0
2018 $854 $35,800 $0 $0
2016 $742 $0 $0 $0
2015 $962 $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 For Sale $560,000 +6.9% $224 / Sq Ft
03/03/2023 03/03/23 Sold $524,000 +9.2% $336 / Sq Ft
01/10/2023 01/10/23 Pending -- -- --
01/10/2023 01/10/23 For Sale $480,000 +1677.8% $308 / Sq Ft
04/29/2014 04/29/14 Sold $27,000 -16.9% --
04/18/2014 04/18/14 Pending -- -- --
07/12/2013 07/12/13 For Sale $32,500 -- --
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $524,000 --
Warranty Deed $38,500 --
Deed $46,000 --
Deed $53,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $523,000 New Conventional
Closed $39,000 No Value Available
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6697641

NorthstarMLS

APN: 15.167.0430