Seller's Agent in 2026
Keith Czechowicz
North Oaks Realty, LLC
(651) 492-2113
1 in this area
7 Total Sales
624 Cook Ave E Saint Paul, MN 55130
Payne-Phalen Neighborhood
6
Beds
4
Baths
2,464
Sq Ft
4,792
Sq Ft Lot
Highlights
- No HOA
- Wheelchair Access
- Forced Air Heating and Cooling System
- 3 Car Detached Garage
- 1-Story Property
About This Home
As of March 2026Exceptional opportunity at 624 Cook Ave E! Built in 2003, this spacious 6-bedroom, 4-bath property offers outstanding flexibility as a duplex-style up/down layout or a large single-family home. Each level functions independently with a full kitchen, laundry hookups, separate forced-air furnace, central A/C, water heater, and separate meters—creating strong rental and income-producing potential. The home has seen extensive recent updates, including brand-new lower-level flooring (2026), fresh interior paint (2026), new light fixtures and faucets (2026), and newer laundry appliances (2024). Both kitchens offer generous cabinet space and full appliance packages, with the upper-level kitchen featuring a dishwasher and built-in microwave. With separate utilities and mechanicals, this property is well-suited for owner-occupants looking to offset their mortgage or investors seeking a low-maintenance, turn-key rental setup in a newer home with modern systems and features. A large oversized 3-car detached garage adds even more value. Located close to Lake Phalen, shopping, restaurants, and everyday amenities, this is a rare opportunity to combine space, updates, and long-term income potential in a highly convenient St. Paul location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,834
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 35 x 137
- Zoning described as Residential-Multi-Family,Residential-Single Family
Parking
- 3 Car Detached Garage
Interior Spaces
- 2,464 Sq Ft Home
- 1-Story Property
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
Bedrooms and Bathrooms
- 6 Bedrooms
Laundry
- Dryer
- Washer
Additional Features
- Wheelchair Access
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Arlington Hills Add B40&45 49 Subdivision
Listing and Financial Details
- Assessor Parcel Number 292922130062
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 30, 2026
Closed on
Mar 6, 2026
Sold by
Recovery First Cook Llc
Bought by
Greenrock Equity Llc
Seller's Agent
Keith Czechowicz
North Oaks Realty, LLC
Buyer's Agent
Keith Czechowicz
North Oaks Realty, LLC
List Price
$329,900
Sold Price
$325,000
Premium/Discount to List
-$4,900
-1.49%
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.34%
Original Mortgage
$243,750
Outstanding Balance
$243,750
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$85,208
Purchase Details
Closed on
Sep 29, 2025
Sold by
Recovery First Homes Llc
Bought by
Recovery First Cook Llc
Purchase Details
Closed on
May 31, 2018
Sold by
Xiong Davis Davis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,500
Interest Rate
4.5%
Mortgage Type
Commercial
Purchase Details
Listed on
Oct 22, 2012
Closed on
Jan 9, 2013
Sold by
North Real Estate Llc
Bought by
Xiong David Mongo
Seller's Agent
Mario Aguilar
Bridge Realty, LLC
Buyer's Agent
Bee Xiong
All Starz Realty
List Price
$189,900
Sold Price
$163,750
Premium/Discount to List
-$26,150
-13.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$160,783
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 20, 2002
Sold by
White Julius and White Bobbie Jean
Bought by
Miller Jason A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | Ancona Title | |
| Quit Claim Deed | $500 | Land Title | |
| Deed | $245,000 | -- | |
| Warranty Deed | $252,424 | First American Title | |
| Warranty Deed | $163,751 | Triad Title & Abstract Llc | |
| Warranty Deed | $16,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $243,750 | New Conventional | |
| Previous Owner | $171,500 | Commercial | |
| Previous Owner | $160,783 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/06/2026 03/06/26 | Sold | $325,000 | -1.5% | $132 / Sq Ft | |
| 02/06/2026 02/06/26 | Pending | -- | -- | -- | |
| 01/30/2026 01/30/26 | For Sale | $329,900 | +101.5% | $134 / Sq Ft | |
| 01/08/2013 01/08/13 | Sold | $163,750 | -13.8% | $66 / Sq Ft | View Prior Sale |
| 11/08/2012 11/08/12 | Pending | -- | -- | -- | |
| 10/22/2012 10/22/12 | For Sale | $189,900 | -- | $77 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,046 | $338,600 | $25,000 | $313,600 |
| 2023 | $5,046 | $316,200 | $20,000 | $296,200 |
| 2022 | $4,510 | $295,600 | $20,000 | $275,600 |
| 2021 | $4,018 | $267,200 | $20,000 | $247,200 |
| 2020 | $4,310 | $245,500 | $10,000 | $235,500 |
| 2019 | $4,098 | $245,500 | $10,000 | $235,500 |
| 2018 | $3,966 | $212,600 | $10,000 | $202,600 |
| 2017 | $3,820 | $206,600 | $10,000 | $196,600 |
| 2016 | $2,676 | $0 | $0 | $0 |
| 2015 | $2,658 | $159,300 | $10,000 | $149,300 |
| 2014 | $2,170 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Keith Czechowicz
-
M
Seller's Agent in 2013
Mario Aguilar
Bridge Realty, LLC
-
B
Buyer's Agent in 2013
Bee Xiong
All Starz Realty
Map
Source: NorthstarMLS
MLS Number: 7013618
APN: 29-29-22-13-0062
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Based on information submitted to the MLS GRID
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