NOT LISTED FOR SALE

624 Cook Ave E Saint Paul, MN 55130

Payne-Phalen Neighborhood

Estimated Value: $326,000 - $330,177

6 Beds
4 Baths
2,464 Sq Ft
$133/Sq Ft Est. Value

Sale Details

Date Sold: March 6, 2026

Last sale price $325,000 $132 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,188 / mo

7 Days on Market

Highlights

  • No HOA
  • Wheelchair Access
  • Forced Air Heating and Cooling System
  • 3 Car Detached Garage
  • 1-Story Property

About This Home

As of March 2026

Exceptional opportunity at 624 Cook Ave E! Built in 2003, this spacious 6-bedroom, 4-bath property offers outstanding flexibility as a duplex-style up/down layout or a large single-family home. Each level functions independently with a full kitchen, laundry hookups, separate forced-air furnace, central A/C, water heater, and separate meters—creating strong rental and income-producing potential. The home has seen extensive recent updates, including brand-new lower-level flooring (2026), fresh interior paint (2026), new light fixtures and faucets (2026), and newer laundry appliances (2024). Both kitchens offer generous cabinet space and full appliance packages, with the upper-level kitchen featuring a dishwasher and built-in microwave. With separate utilities and mechanicals, this property is well-suited for owner-occupants looking to offset their mortgage or investors seeking a low-maintenance, turn-key rental setup in a newer home with modern systems and features. A large oversized 3-car detached garage adds even more value. Located close to Lake Phalen, shopping, restaurants, and everyday amenities, this is a rare opportunity to combine space, updates, and long-term income potential in a highly convenient St. Paul location.

Last Agent to Sell the Property

Keith Czechowicz

North Oaks Realty, LLC Listed on: 01/30/2026

Last Buyer's Agent

Keith Czechowicz

North Oaks Realty, LLC Listed on: 01/30/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,834

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 35 x 137
  • Zoning described as Residential-Multi-Family,Residential-Single Family

Parking

  • 3 Car Detached Garage

Interior Spaces

  • 2,464 Sq Ft Home
  • 1-Story Property
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 6 Bedrooms

Laundry

  • Dryer
  • Washer

Additional Features

  • Wheelchair Access
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Arlington Hills Add B40&45 49 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 292922130062

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,834

Year Built

Built in 2003

Lot Details

4,792 Sq Ft Lot

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: Fully Wheelchair
  • Water Source: City Water/Connected
  • Year Built: 2003
  • Above Grade Finished Sq Ft: 2464
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Living Area: 2464
  • Fireplace: No
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Three Quarter Bathrooms: 2

Exterior Features

  • Neighborhood: 98

Garage/Parking

  • Parking Features: Detached Garage, Asphalt

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictPhone: 6517678100

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 35 X 137
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Multi-Family,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 292922130062
  • Tax Annual Amount: 5834
  • TaxWithAssessments: 5834

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2026
Closed on
Mar 6, 2026
Sold by
Bought by
Seller's Agent
Keith Czechowicz
North Oaks Realty, LLC
Buyer's Agent
Keith Czechowicz
North Oaks Realty, LLC
List Price
$329,900
Sold Price
$325,000
Premium/Discount to List
-$4,900
-1.49%
Views
24
Current Estimated Value
$327,794

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,794
Avg. Annual Appreciation
3.00%
Original Mortgage
$243,750
Outstanding Balance
$243,750
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$84,044

Purchase Details

Closed on
Sep 29, 2025
Sold by
Bought by

Purchase Details

Closed on
May 31, 2018
Sold by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,500
Interest Rate
4.5%
Mortgage Type
Commercial

Purchase Details

Listed on
Oct 22, 2012
Closed on
Jan 9, 2013
Sold by
Bought by
Seller's Agent
Mario Aguilar
Bridge Realty, LLC
Buyer's Agent
Bee Xiong
All Starz Realty
List Price
$189,900
Sold Price
$163,750
Premium/Discount to List
-$26,150
-13.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%
Original Mortgage
$160,783
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 20, 2002
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$325,000 Ancona Title
$500 Land Title
$245,000 --
$252,424 First American Title
$163,751 Triad Title & Abstract Llc
$16,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $243,750
Previous Owner $171,500
Previous Owner $160,783
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/06/2026 03/06/26 Sold $325,000 -1.5% $132 / Sq Ft
02/06/2026 02/06/26 Pending -- -- --
01/30/2026 01/30/26 For Sale $329,900 +101.5% $134 / Sq Ft
01/08/2013 01/08/13 Sold $163,750 -13.8% $66 / Sq Ft View Prior Sale
11/08/2012 11/08/12 Pending -- -- --
10/22/2012 10/22/12 For Sale $189,900 -- $77 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,046 $338,600 $25,000 $313,600
2023 $5,046 $316,200 $20,000 $296,200
2022 $4,510 $295,600 $20,000 $275,600
2021 $4,018 $267,200 $20,000 $247,200
2020 $4,310 $245,500 $10,000 $235,500
2019 $4,098 $245,500 $10,000 $235,500
2018 $3,966 $212,600 $10,000 $202,600
2017 $3,820 $206,600 $10,000 $196,600
2016 $2,676 $0 $0 $0
2015 $2,658 $159,300 $10,000 $149,300
2014 $2,170 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Keith Czechowicz

    Seller's Agent in 2026

    Keith Czechowicz

    North Oaks Realty, LLC

    (651) 492-2113

    1 in this area

    8 Total Sales

    Keith Czechowicz
    Section Image

  • M

    Seller's Agent in 2013

    Mario Aguilar

    Bridge Realty, LLC

  • B

    Buyer's Agent in 2013

    Bee Xiong

    All Starz Realty

See All Agents

Map

Source: NorthstarMLS

MLS Number: 7013618

NorthstarMLS

APN: 29-29-22-13-0062

Minnesota Ramsey County Saint Paul 55130 Payne-Phalen

624 Cook Ave E, Saint Paul, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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