J
Seller's Agent in 2019
Jim Philbin
1 Roof Community Housing
(218) 348-6258
13 in this area
101 Total Sales
625 N 40th Ave W Duluth, MN 55807
Denfeld NeighborhoodEstimated Value: $185,000 - $204,000
2
Beds
1
Bath
1,045
Sq Ft
$186/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Fenced Yard
- Views
- Formal Dining Room
- Porch
- 3-minute walk to Merritt Park
About This Home
As of November 2019This home features natural woodwork, hardwood floors, new water heater, new windows & exterior doors, new kitchen appliances. Fully fenced back yard. Home has a market value of $137,000 but is being sold $20,000 below market value to income qualified households. Approximate house payment (principal, interest, property taxes, homeowner’s insurance & land lease fee) of $775 per month. Additional $8500 in down payment assistance available based on need, which could lower mortgage amount to $108,500. Purchase with as little as $1,500 out of pocket. Buyer’s gross annual income cannot exceed the following (household size in parenthesis): $40,550 (1); 46,350 (2); $52,150 (3); $57,900 (4); $62,550 (5); $67,200 (6).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,086
Year Built
- Built in 1923
Lot Details
- 3,485 Sq Ft Lot
- Lot Dimensions are 33' x 100'
- Fenced Yard
- Level Lot
- Land Lease of $33
Home Design
- Traditional Architecture
- Concrete Foundation
- Wood Frame Construction
- Asphalt Shingled Roof
- Metal Siding
Interior Spaces
- 1,045 Sq Ft Home
- Multi-Level Property
- Vinyl Clad Windows
- Living Room
- Formal Dining Room
- Basement Fills Entire Space Under The House
- Washer and Dryer Hookup
- Property Views
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- No Garage
- On-Street Parking
Additional Features
- Porch
- Forced Air Heating System
Listing and Financial Details
- Assessor Parcel Number 010-3400-01550
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 6, 2018
Closed on
Apr 5, 2019
Sold by
Barber Marla B
Bought by
One Roof Community Housing
Seller's Agent
Nathanael DeLoach
LPT Realty, LLC
Buyer's Agent
Jim Philbin
1 Roof Community Housing
List Price
$130,000
Sold Price
$130,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,932
Avg. Annual Appreciation
6.33%
Original Mortgage
$104,000
Interest Rate
4.3%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Listed on
Jun 7, 2017
Closed on
Aug 11, 2017
Sold by
Birman Steven
Bought by
Barber Maria B
Seller's Agent
Brandon Miskulin
National Realty Guild
Buyer's Agent
Stu Mattonen
Market Point Real Estate
List Price
$89,700
Sold Price
$89,700
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.22%
Original Mortgage
$71,760
Interest Rate
5.94%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Nov 1, 2014
Closed on
Mar 6, 2015
Sold by
Ames Mark A and Ames Elizabeth
Bought by
Birman Steven
Seller's Agent
Brenda Eisenmann
RE/MAX 1 - Duluth
Buyer's Agent
Nonmember NONMEMBER
Nonmember Office
List Price
$79,900
Sold Price
$79,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.90%
Original Mortgage
$75,900
Interest Rate
3.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 3, 2008
Sold by
Jentoft Richard H
Bought by
Ames Andrew and Ames Mark A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,880
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| One Roof Community Housing | $130,000 | Arrowhead Abstract & Ttl Co | |
| Barber Maria B | $89,700 | North Shore Title Llc | |
| Birman Steven | $79,900 | Pioneer Abstract & Title Of | |
| Ames Andrew | $84,751 | Consolidated Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Oquist Edward A | $99,840 | |
| Closed | Oquist Edward A | $107,840 | |
| Closed | Oquist Edward A | $7,500 | |
| Closed | One Roof Community Housing | $104,000 | |
| Previous Owner | Barber Maria B | $71,760 | |
| Previous Owner | Birman Steven | $75,900 | |
| Previous Owner | Ames Andrew | $86,276 | |
| Previous Owner | Ames Andrew | $89,880 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/13/2019 11/13/19 | Sold | $112,000 | 0.0% | $107 / Sq Ft |
| 10/08/2019 10/08/19 | Pending | -- | -- | -- |
| 08/08/2019 08/08/19 | For Sale | $112,000 | -13.8% | $107 / Sq Ft |
| 04/05/2019 04/05/19 | Sold | $130,000 | 0.0% | $124 / Sq Ft |
| 02/16/2019 02/16/19 | Pending | -- | -- | -- |
| 12/06/2018 12/06/18 | For Sale | $130,000 | +44.9% | $124 / Sq Ft |
| 08/11/2017 08/11/17 | Sold | $89,700 | 0.0% | $89 / Sq Ft |
| 06/09/2017 06/09/17 | Pending | -- | -- | -- |
| 06/07/2017 06/07/17 | For Sale | $89,700 | +12.3% | $89 / Sq Ft |
| 03/13/2015 03/13/15 | Sold | $79,900 | 0.0% | $79 / Sq Ft |
| 02/13/2015 02/13/15 | Pending | -- | -- | -- |
| 11/01/2014 11/01/14 | For Sale | $79,900 | -- | $79 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $1,308 | $147,000 | $8,600 | $138,400 |
| 2022 | $1,520 | $143,000 | $8,400 | $134,600 |
| 2021 | $1,430 | $115,100 | $6,800 | $108,300 |
| 2020 | $1,242 | $111,400 | $6,600 | $104,800 |
| 2019 | $1,086 | $98,700 | $6,300 | $92,400 |
| 2018 | $744 | $90,300 | $6,300 | $84,000 |
| 2017 | $1,156 | $73,700 | $5,300 | $68,400 |
| 2016 | $1,128 | $83,300 | $6,000 | $77,300 |
| 2015 | -- | $73,700 | $5,300 | $68,400 |
| 2014 | -- | $44,200 | $3,200 | $41,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Philbin
-
Nathanael DeLoach
N
Seller's Agent in 2019
Nathanael DeLoach
LPT Realty, LLC
(218) 461-2775
25 Total Sales
-
Brandon Miskulin
Seller's Agent in 2017
Brandon Miskulin
National Realty Guild
(218) 464-3126
1 in this area
111 Total Sales
-
Stu Mattonen
S
Buyer's Agent in 2017
Stu Mattonen
Market Point Real Estate
(218) 348-5821
30 Total Sales
-
B
Seller's Agent in 2015
Brenda Eisenmann
RE/MAX
-
N
Buyer's Agent in 2015
Nonmember NONMEMBER
Nonmember Office
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6085451
APN: 010340001550
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