Seller's Agent in 2023
Melina Rissone
Coldwell Banker West
(619) 678-1350
1 in this area
56 Total Sales
626 8th St Ramona, CA 92065
Estimated Value: $688,000 - $820,000
3
Beds
2
Baths
1,446
Sq Ft
$511/Sq Ft
Est. Value
Highlights
- RV Access or Parking
- RV Parking in Community
- Bonus Room
- Solar Power System
- Gated Parking
- 4-minute walk to Collier County Park
About This Home
As of June 2023Price range: $649K to $699K or more. One of a kind opportunity. Not comparable to the other homes recently sold. See for yourself. Access to property on 2 sides of lot. Easy storing your toys or built! Amazing move in ready home centrally located in the heart of Ramona on corner lot. 3 bedrooms; recently renovated 2 baths, with bonus space for office/gym or storage (buyer to check permit status). Kitchen/Dining combo with lovely fireplace. Energy efficient upgrades throughout house incl. leased solar. Large blank canvas backyard to transforms in to your entertainers vision or the potential for an additional stream of income by adding an accessory dwelling unit (ADU) to the property. Buyer to investigate if possible. Broker did not verify. See document section for sample drawing. Or built a Pool? Buyer to investigate with city's permit department. Agt did not verify. Walk to "Old Town" restaurants and shops. Also near: Collier park. Newer vinyl fence installed and easy access to street via newer vinyl gate. Park your toys, boats, RV's etc. This property address qualifies for the USDA Rural No $ Down; Owner Occupied Loan Program. The loan program highlights are: No down payment required, competitive fixed rate, possible lender credits to help with closing costs depending upon market conditions and applicants credit scores. This is not a commitment to lend. Room Dimensions approx. BUYER AND BUYERS AGENT MUST VERIFY ACCURACY OF ALL INFORMATION.
Last Agent to Sell the Property
Coldwell Banker West License #01498140 Listed on: 04/29/2023
Last Buyer's Agent
Meryl Bennan
BarbCo License #01988493
Home Details
Home Type
- Single Family
Year Built
- Built in 1977
Lot Details
- 0.25 Acre Lot
- Gated Home
- Property is Fully Fenced
- Vinyl Fence
- New Fence
- Corner Lot
- Sprinkler System
- Private Yard
- Property is zoned R-1:SINGLE
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Gated Parking
- RV Access or Parking
Home Design
- Additions or Alterations
- Composition Roof
- Wood Siding
- Stucco Exterior
Interior Spaces
- 1,446 Sq Ft Home
- 1-Story Property
- Dining Room with Fireplace
- Bonus Room
- Interior Storage Closet
Kitchen
- Microwave
- Dishwasher
- ENERGY STAR Qualified Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub
- Shower Only
Laundry
- Laundry in Garage
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Separate Water Meter
- Gas Water Heater
- Water Softener
- Cable TV Available
Community Details
- RV Parking in Community
Listing and Financial Details
- Assessor Parcel Number 284-192-19-00
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2023
Closed on
May 26, 2023
Sold by
Unterwegner Lesley and Unterwegner Jesse
Bought by
Diaz Moses Vasquez and Vasquez Arely
Seller's Agent
Melina Rissone
Coldwell Banker West
Buyer's Agent
Meryl Bennan
BarbCo
List Price
$699,000
Sold Price
$670,000
Premium/Discount to List
-$29,000
-4.15%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,596
Avg. Annual Appreciation
3.84%
Original Mortgage
$657,864
Outstanding Balance
$640,273
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
$99,323
Purchase Details
Listed on
Jan 10, 2019
Closed on
Feb 27, 2019
Sold by
Uber Channing Lane
Bought by
Unterwegner Lesley and Unterwegner Jesse
Seller's Agent
Afroditi Krozos
Real Broker
Buyer's Agent
Melina Rissone
Coldwell Banker West
List Price
$465,000
Sold Price
$450,000
Premium/Discount to List
-$15,000
-3.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.97%
Original Mortgage
$390,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 1, 2016
Sold by
Duffney Barbara Dean
Bought by
Uber Channing Lane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$377,955
Interest Rate
3.54%
Mortgage Type
VA
Purchase Details
Closed on
Jul 11, 2016
Sold by
Kruso Stephen L and Kruso Crystal F
Bought by
Uber Channing Lane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$377,955
Interest Rate
3.54%
Mortgage Type
VA
Purchase Details
Closed on
May 30, 2006
Sold by
Clapp Morley J and Clapp Diane M
Bought by
Kruso Stephen L and Kruso Crystal F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.55%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 4, 2006
Sold by
Clapp Michael J
Bought by
Clapp Morley J
Purchase Details
Closed on
Jun 24, 2002
Sold by
Thomas David E
Bought by
Clapp Michael J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,400
Interest Rate
6.7%
Purchase Details
Closed on
Jun 25, 1998
Sold by
Thomas David E and Wood Berna J
Bought by
Thomas David E and Thomas Berna Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,800
Interest Rate
7.17%
Purchase Details
Closed on
Feb 7, 1992
Purchase Details
Closed on
Feb 28, 1985
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Diaz Moses Vasquez | $670,000 | Ticor Title | |
| Unterwegner Lesley | $450,000 | First American Title Company | |
| Uber Channing Lane | -- | Lawyers Title Company | |
| Uber Channing Lane | $370,000 | Lawyers Title Company | |
| Kruso Stephen L | $420,000 | California Title Company | |
| Clapp Morley J | -- | None Available | |
| Clapp Michael J | $220,000 | Fidelity National Title | |
| Thomas David E | -- | Southland Title | |
| -- | $148,000 | -- | |
| -- | $83,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Diaz Moses Vasquez | $657,864 | |
| Previous Owner | Unterwegner Lesley | $390,000 | |
| Previous Owner | Uber Channing Lane | $377,955 | |
| Previous Owner | Kruso Stephen L | $320,000 | |
| Previous Owner | Clapp Michael J | $213,400 | |
| Previous Owner | Thomas David E | $113,800 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/05/2023 06/05/23 | Sold | $670,000 | -4.1% | $463 / Sq Ft | |
| 05/09/2023 05/09/23 | Pending | -- | -- | -- | |
| 04/29/2023 04/29/23 | For Sale | $699,000 | +55.3% | $483 / Sq Ft | |
| 03/29/2019 03/29/19 | Sold | $450,000 | -3.2% | $311 / Sq Ft | View Prior Sale |
| 02/28/2019 02/28/19 | Pending | -- | -- | -- | |
| 01/10/2019 01/10/19 | For Sale | $465,000 | -- | $322 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,380 | $697,066 | $410,706 | $286,360 |
| 2024 | $8,380 | $683,399 | $402,653 | $280,746 |
| 2023 | $5,944 | $482,487 | $284,277 | $198,210 |
| 2022 | $6,056 | $473,027 | $278,703 | $194,324 |
| 2021 | $5,969 | $463,753 | $273,239 | $190,514 |
| 2020 | $5,920 | $458,999 | $270,438 | $188,561 |
| 2019 | $5,098 | $384,947 | $226,807 | $158,140 |
| 2018 | $6,618 | $377,400 | $222,360 | $155,040 |
| 2017 | $4,889 | $370,000 | $218,000 | $152,000 |
| 2016 | $4,782 | $370,000 | $218,000 | $152,000 |
| 2015 | $4,419 | $340,000 | $201,000 | $139,000 |
| 2014 | $3,947 | $300,000 | $178,000 | $122,000 |
Source: Public Records
Agents Affiliated with this Home
-
Melina Rissone
-
Meryl Bennan
Buyer's Agent in 2023
Meryl Bennan
BarbCo
(415) 637-7059
3 in this area
113 Total Sales
-
Carlos Figueroa
Buyer's Agent in 2023
Carlos Figueroa
BLVDS Realty
(619) 647-9178
3 in this area
146 Total Sales
-
Afroditi Krozos
Seller's Agent in 2019
Afroditi Krozos
Real Broker
(619) 964-7717
97 Total Sales
Map
Source: San Diego MLS
MLS Number: 230007904
APN: 284-192-19
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