NOT LISTED FOR SALE

627 Charles St Schenectady, NY 12302

Estimated Value: $189,000 - $251,180

2 Beds
1 Bath
825 Sq Ft
$272/Sq Ft Est. Value

Last Sold April 13, 2018

Last sale price $75,000 $91 Per Sq Ft

Est. 200% increase in value since last sale

Current estimated payment $1,617/month

16 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Porch
  • Deck
  • 2 Car Detached Garage
  • Sliding Doors

About This Home

As of April 2018

A great opportunity for a handy buyer. Solid 2 bedroom Cape that needs updating. . Corner lot and a nice Scotia location. Buyer to verify taxes.This is a FNMA First Look Asset & the for the first 21 days on the market we can only accept owner occupant offers. Fair Condition

Last Agent to Sell the Property

Thomas Trevett

Trevett Group LLC License #49TR0800581 Listed on: 03/07/2018

Last Buyer's Agent

John DiGesualdo

Howard Hanna Capital Inc License #10301209600

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,321

Year Built

  • Built in 1937

Lot Details

  • 0.28 Acre Lot
  • Fenced
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Wood Siding
  • Asphalt

Interior Spaces

  • 825 Sq Ft Home
  • Paddle Fans
  • Sliding Doors

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Porch

Utilities

  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 2.1 / 2
  • Assessor Parcel Number 422201 38.11--2-2.1

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,321

Year Built

Built in 1937

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1937
  • Directions: Rt 5 (Mohawk Ave) to S Holmes to Charles Street.
  • Above Grade Finished Sq Ft: 825.0
  • Architectural Style: Cape Cod
  • Lot Size Acres: 0.28
  • New Construction: No
  • Possession Possession Legacy: At Closing
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Architectural Style:Cape Cod: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Living Area: 825.0
  • Fireplace: No
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Wood Siding
  • Fencing: Fenced
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Wood Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Heating: Hot Water, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Lot Features: Level
  • Parcel #: 422201 38.11--2-2.1
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3321.0
  • Tax Block: 2
  • Tax Lot: 2.1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 4, 2021
Sold by
Fraser Alex and Fraser John
Bought by
Fraser Alex
Current Estimated Value
$224,727

Purchase Details

Listed on
Mar 7, 2018
Closed on
Apr 9, 2018
Sold by
Prof 2013 M4 Legal Title Trust Ii
Bought by
Fraser Alex and Fraser Lori
Seller's Agent
Thomas Trevett
Trevett Group LLC
Buyer's Agent
John DiGesualdo
Howard Hanna Capital Inc
List Price
$64,900
Sold Price
$75,000
Premium/Discount to List
$10,100
15.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.47%

Purchase Details

Closed on
Dec 20, 2017
Sold by
Hamm Andrew C and Doe John
Bought by
Legal Little Trust Ii and Us Bank National Association

Purchase Details

Closed on
Jun 5, 2008
Sold by
Grover Diane E
Bought by
Hamm Andrew C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,500
Interest Rate
6.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fraser Alex -- None Available
Fraser Alex -- None Listed On Document
Fraser Alex $75,000 None Available
Legal Little Trust Ii $50,500 None Available
Hamm Andrew C $145,000 William Reynolds
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hamm Andrew C $101,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/13/2018 04/13/18 Sold $75,000 +15.6% $91 / Sq Ft
03/21/2018 03/21/18 Pending -- -- --
03/05/2018 03/05/18 For Sale $64,900 -- $79 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,165 $129,100 $18,400 $110,700
2023 $5,152 $129,100 $18,400 $110,700
2022 $5,053 $129,100 $18,400 $110,700
2021 $5,006 $129,100 $18,400 $110,700
2020 $4,790 $129,100 $18,400 $110,700
2019 $4,217 $109,100 $18,400 $90,700
2018 $4,217 $109,100 $18,400 $90,700
2017 $3,609 $109,100 $18,400 $90,700
2016 $3,391 $109,100 $18,400 $90,700
2015 -- $109,100 $18,400 $90,700
2014 -- $109,100 $18,400 $90,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201813761

Global MLS

APN: 038-011-0002-002-001-0000