$3,000,000
SOLD MAY 12, 2025
3 Beds
3.5 Baths
3,551 Sq Ft
0.37 Acres

Recently Sold

$845 Per Sq Ft

2% Above List Price

Highlights

  • Ocean View
  • Primary Bedroom Suite
  • Contemporary Architecture
  • Westlake Elementary School Rated A-
  • Deck
  • Family Room with Fireplace

About This Home

As of May 2025

This remarkable custom-built Santa Cruz home offers a rare opportunity to own a piece of history on a premium front row, 16,000 square foot lot. This charming residence boasts breathtaking panoramic views of the ocean, bay, and distant mountains, providing an unparalleled backdrop for everyday living. The expansive 3,500 sf interior is designed to embrace natural light, featuring a living room with high ceilings and walls of windows that seamlessly integrate the serene surroundings. This spacious home includes 4 bedrooms and 3.5 bathrooms, with two primary suites located on the ground level. A soothing natural water feature and the secluded setting off the main road create a private oasis, enhanced by lush gardens adorned with fruit trees, blooming flowers, and herbs. The expansive backyard includes a deck and patio, ideal for entertaining or enjoying quiet moments outdoors. This property's charm is further highlighted by its retro finishes reminiscent of a time long past, and offers room to build an Additional Dwelling Unit (ADU) if desired. An exceptional blend of history and elegance awaits at this unique Santa Cruz residence. Discover the unmatched beauty and tranquility of 627 High Streeta perfect sanctuary to call home.

Last Agent to Sell the Property

Teresa Marlow

Compass License #01733164 Listed on: 05/10/2025

Compass

Last Buyer's Agent

Kimberly Ward

Compass License #01976643

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $23,833

Year Built

  • Built in 1960

Lot Details

  • 0.37 Acre Lot
  • Wood Fence
  • Flag Lot
  • Mostly Level
  • Grass Covered Lot
  • Back Yard
  • Zoning described as R1

Parking

  • 2 Car Garage
  • Guest Parking
  • Off-Street Parking

Property Views

  • Ocean
  • Bay

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,551 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Skylights
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Dishwasher
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks
  • Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • Balcony
  • Deck

Utilities

  • Forced Air Heating System
  • Wall Furnace
  • Heating System Uses Gas

Community Details

  • Courtyard

Listing and Financial Details

  • Assessor Parcel Number 006-071-45-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$23,833

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Style: Contemporary
  • Age: 65
  • Listing Class: Residential
  • Structure Sq Ft: 3551
  • Year Built: 1960
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Family Room, Gas Burning, Gas Starter, Living Room
  • Dining Room: Dining Area
  • Kitchen: Countertop - Tile, Dishwasher, Garbage Disposal
  • Living Sq Ft: 3551
  • Stories: 2
  • Bedrooms: More than One Primary Bedroom on Ground Floor, Primary Suite / Retreate - 2+, Walk-in Closet
  • Laundry: In Garage, In Utility Room
  • Flooring: Tile, Vinyl / Linoleum, Wood
  • Additional Rooms: Laundry Room
  • Fireplaces Min: 2
  • Maximum Numberof Bedrooms: 3
  • Minimum Numberof Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Bathroom: Double Sinks, Full on Ground Floor, Half on Ground Floor, Primary - Stall Shower(s), Stall Shower - 2+, Tub in Primary Bedroom, Tubs - 2+
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • View: Bay, Ocean
  • Yard/Grounds: Back Yard, Balcony / Patio, Courtyard, Deck, Fenced, Low Maintenance
  • Fencing: Mixed Height / Type, Wood
  • Construction Type: Wood

Garage/Parking

  • Garage Spaces: 2
  • Parking Spaces: 7
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Attached Garage, Guest / Visitor Parking, Off-Street Parking, Room for Oversized Vehicle

Utilities

  • Heating System: Fireplace, Forced Air, Gas, Wall Furnace
  • Sewer/Septic System: Sewer - Public

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Skylight, Walk-in Closet

Schools

  • School District: Santa Cruz City Elementary

Lot Info

  • Lot Description: Flag Lot, Grade - Mostly Level, Grade - Varies, Views
  • Parcel Number: 006-071-45-000
  • Lot Acres: 0.3670
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 15987.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 15987.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Santa Cruz City Elementary

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2025
Closed on
May 7, 2025
Sold by
Swanberg Living Trust and Swanberg Jan T
Bought by
Rialto Llc
Seller's Agent
Teresa Marlow
Compass
Buyer's Agent
Kimberly Ward
Compass
List Price
$2,950,000
Sold Price
$3,000,000
Premium/Discount to List
$50,000
1.69%
Total Days on Market
0
Views
11
Current Estimated Value
$2,929,948

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$70,052
Avg. Annual Appreciation
-8.09%
Original Mortgage
$300,000
Interest Rate
6.65%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Dec 8, 2015
Sold by
Swanberg Jan T and Swanberg Elsy M
Bought by
Swanberg Living Trust

Purchase Details

Closed on
Jan 13, 2005
Sold by
Makris Paul and Maktris Astrid S
Bought by
Swanberg Jan T and Swanberg Elsy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 2003
Sold by
Makris Paul and Makris Astrid S
Bought by
Makris Paul and Makris Astrid S
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $3,000,000 First American Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $1,600,000 --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $300,000 Seller Take Back
Open $2,400,000 Construction
Previous Owner $625,500 New Conventional
Previous Owner $250,000 Credit Line Revolving
Previous Owner $500,000 Credit Line Revolving
Previous Owner $457,279 Credit Line Revolving
Previous Owner $245,000 Credit Line Revolving
Previous Owner $1,000,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $3,000,000 +1.7% $845 / Sq Ft
05/10/2025 05/10/25 Pending -- -- --
05/10/2025 05/10/25 For Sale $2,950,000 -- $831 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $23,833 $2,230,271 $1,338,164 $892,107
2023 $23,533 $2,143,667 $1,286,201 $857,466
2022 $23,258 $2,101,634 $1,260,981 $840,653
2021 $22,754 $2,060,425 $1,236,256 $824,169
2020 $22,568 $2,039,299 $1,223,580 $815,719
2019 $22,098 $1,999,312 $1,199,588 $799,724
2018 $19,870 $1,783,229 $1,069,939 $713,290
2017 $18,865 $1,682,291 $1,009,376 $672,915
2016 $16,791 $1,557,676 $934,607 $623,069
2015 $15,888 $1,469,505 $881,704 $587,801
2014 $14,343 $1,323,878 $794,327 $529,551
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML82006368

MLSListings

APN: 006-071-45-000