Seller's Agent in 2025
Hillary Joy
RGM Real Estate Co.
(847) 489-1652
1 in this area
26 Total Sales
627 S 2nd St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $299,000 - $356,490
3
Beds
2
Baths
2,331
Sq Ft
$142/Sq Ft
Est. Value
Highlights
- Fenced Yard
- Enclosed Patio or Porch
- Forced Air Heating and Cooling System
- Davis Primary School Rated A-
About This Home
As of August 2025Old Charm in downtown St. Charles. 3 bedroom 2 full baths. Enclosed Front and back porches. Original woodwork and doors. 20'x20' newer detached garage. Fenced backyard with privacy, beautiful landscaping and flowers. New Stove '24 and new Fridge '23. Property being sold "as is"
Last Agent to Sell the Property
RGM Real Estate Co. License #471018985 Listed on: 04/29/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1934
Lot Details
- 6,970 Sq Ft Lot
- Fenced Yard
Home Design
- House
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Window Treatments
Kitchen
- Stove
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 2 Car Garage
- Driveway
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2025
Closed on
Aug 4, 2025
Sold by
Clark Molly J
Bought by
Benitez David Omar and Estrada Maria Antonia
Seller's Agent
Hillary Joy
RGM Real Estate Co.
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$410,000
Sold Price
$325,000
Premium/Discount to List
-$85,000
-20.73%
Views
163
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,880
Avg. Annual Appreciation
2.62%
Original Mortgage
$315,250
Outstanding Balance
$314,991
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$16,382
Purchase Details
Closed on
Jun 19, 1995
Sold by
Potapczak Michael G
Bought by
Clark Molly J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
7.9%
Purchase Details
Closed on
Mar 31, 1995
Sold by
Smith West H and Smith Deborah B
Bought by
Potapczak Michael G and Clark Molly J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
8.79%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Benitez David Omar | $325,000 | Fidelity National Title | |
| Clark Molly J | -- | Fox Title Company | |
| Clark Molly J | -- | Fox Title Company | |
| Potapczak Michael G | $139,500 | Attorneys Title Guaranty Fun |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Benitez David Omar | $315,250 | |
| Previous Owner | Clark Molly J | $127,500 | |
| Previous Owner | Potapczak Michael G | $127,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $325,000 | -9.7% | $139 / Sq Ft |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $360,000 | -8.9% | $154 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $395,000 | -3.7% | $169 / Sq Ft |
| 04/29/2025 04/29/25 | For Sale | $410,000 | -- | $176 / Sq Ft |
Source: NorthWest Illinois Alliance of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,178 | $99,230 | $32,398 | $66,832 |
| 2023 | $6,468 | $88,813 | $28,997 | $59,816 |
| 2022 | $6,293 | $83,938 | $28,406 | $55,532 |
| 2021 | $6,036 | $80,010 | $27,077 | $52,933 |
| 2020 | $5,968 | $78,518 | $26,572 | $51,946 |
| 2019 | $5,857 | $76,963 | $26,046 | $50,917 |
| 2018 | $5,524 | $72,603 | $23,429 | $49,174 |
| 2017 | $5,373 | $70,121 | $22,628 | $47,493 |
| 2016 | $5,633 | $67,658 | $21,833 | $45,825 |
| 2015 | -- | $63,945 | $21,598 | $42,347 |
| 2014 | -- | $60,702 | $21,598 | $39,104 |
| 2013 | -- | $61,512 | $21,814 | $39,698 |
Source: Public Records
Agents Affiliated with this Home
-
Hillary Joy
-
NON-NWIAR Member
N
Buyer's Agent in 2025
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
Map
Source: NorthWest Illinois Alliance of REALTORS®
MLS Number: 202502099
APN: 09-34-179-017
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