Bernard Cobb
RE/MAX of Naperville
(708) 905-8047
164 Total Sales
1 in Southwest Saint Charles
$1,200,000 Price
627 S 2nd St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $300,000 - $377,110
3
Beds
2
Baths
2,331
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- Fenced Yard
- Enclosed Patio or Porch
- Forced Air Heating and Cooling System
- Davis Primary School Rated A-
About This Home
As of August 2025Old Charm in downtown St. Charles. 3 bedroom 2 full baths. Enclosed Front and back porches. Original woodwork and doors. 20'x20' newer detached garage. Fenced backyard with privacy, beautiful landscaping and flowers. New Stove '24 and new Fridge '23. Property being sold "as is"
Last Agent to Sell the Property
RGM Real Estate Co. License #471018985 Listed on: 04/29/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1934
Lot Details
- 6,970 Sq Ft Lot
- Fenced Yard
Home Design
- House
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Window Treatments
Kitchen
- Stove
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 2 Car Garage
- Driveway
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2025
Closed on
Aug 4, 2025
Sold by
Clark Molly J
Bought by
Seller's Agent
Hillary Joy
RGM Real Estate Co.
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$410,000
Sold Price
$325,000
Premium/Discount to List
-$85,000
-20.73%
Views
163
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,416
Avg. Annual Appreciation
7.18%
Original Mortgage
$315,250
Outstanding Balance
$312,317
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$37,961
Purchase Details
Closed on
Jun 19, 1995
Sold by
Potapczak Michael G
Bought by
Clark Molly J
Purchase Details
Closed on
Mar 31, 1995
Sold by
Smith West H and Smith Deborah B
Bought by
Potapczak Michael G and Clark Molly J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Bernard Cobb
-
Joy Baez
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
(630) 394-5253
64 Total Sales
1 in Southwest Saint Charles
$215,000 Price
-
Cory Robertson
Cory Robertson
Jameson Sotheby's Intl Realty
(312) 847-6466
89 Total Sales
1 in Southwest Saint Charles
$422,000 Price
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
395 Total Sales
9 in Southwest Saint Charles
$282K - $500K Price Range
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
111 Total Sales
7 in Southwest Saint Charles
$253K - $440K Price Range
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,087 Total Sales
8 in Southwest Saint Charles
$282K - $500K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $325,000 | Fidelity National Title | ||
| Clark Molly J | -- | Fox Title Company | |
| Clark Molly J | -- | Fox Title Company | |
| Potapczak Michael G | $139,500 | Attorneys Title Guaranty Fun |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $315,250 | ||
| Previous Owner | Clark Molly J | $135,500 | |
| Previous Owner | Clark Molly J | $30,000 | |
| Previous Owner | Clark Molly J | $147,500 | |
| Previous Owner | Clark Molly | $10,000 | |
| Previous Owner | Clark Molly J | $150,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $325,000 | -9.7% | $139 / Sq Ft |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $360,000 | -8.9% | $154 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $395,000 | -3.7% | $169 / Sq Ft |
| 04/29/2025 04/29/25 | For Sale | $410,000 | -- | $176 / Sq Ft |
Source: NorthWest Illinois Alliance of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,431 | $107,695 | $35,162 | $72,533 |
| 2024 | $6,431 | $99,230 | $32,398 | $66,832 |
| 2023 | $6,468 | $88,813 | $28,997 | $59,816 |
| 2022 | $6,293 | $83,938 | $28,406 | $55,532 |
| 2021 | $6,036 | $80,010 | $27,077 | $52,933 |
| 2020 | $5,968 | $78,518 | $26,572 | $51,946 |
| 2019 | $5,857 | $76,963 | $26,046 | $50,917 |
| 2018 | $5,524 | $72,603 | $23,429 | $49,174 |
| 2017 | $5,373 | $70,121 | $22,628 | $47,493 |
| 2016 | $5,633 | $67,658 | $21,833 | $45,825 |
| 2015 | -- | $63,945 | $21,598 | $42,347 |
| 2014 | -- | $60,702 | $21,598 | $39,104 |
| 2013 | -- | $61,512 | $21,814 | $39,698 |
Source: Public Records
Agents Affiliated with this Home
-
Hillary Joy
Seller's Agent in 2025
Hillary Joy
RGM Real Estate Co.
(847) 489-1652
1 in this area
23 Total Sales
-
NON-NWIAR Member
NM
Buyer's Agent in 2025
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
Map
Source: NorthWest Illinois Alliance of REALTORS®
MLS Number: 202502099
APN: 09-34-179-017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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