$3,395,000

628 Ayrlie Water Rd Gibson Island, MD 21056

Estimated payment $21,816/month

Total Views 640
4 Beds
4.5 Baths
3,760 Sq Ft
$903 Price per Sq Ft

Highlights

  • Hot Property
  • Boat Dock
  • Water Oriented
  • Water Views
  • Beach
  • Gourmet Kitchen

About This Home

Welcome to 628 Ayrlie Water Road, an extraordinarily lovely 3,760 square foot turn-key house built in 2017. This beautifully built gem is located on a .84 level, gorgeously landscaped lot on a very pretty, quiet street across from the Chesapeake Bay, walking distance to both a private sandy beach on the Bay, and to the Gibson Island Club. From the first and second floors are Chesapeake Bay water views as well as spectacular sunrises every morning. The property is wooded in the back, and lined on both sides with plantings, creating extraordinary privacy in the back where there is an outdoor deck and outdoor fireplace and built-in grill. The backyard boasts a simply stunning, large lawn. From the property, one can take just a thirty second walk down the street to the private Gibson Island beach reserved for the use of homeowners.
Designed by Vincent Greene Architects and built by Danny Plitt Construction, this special property provides an open-floor plan, boasts stunning interior design throughout, and has four en suite bedrooms. The ceiling levels throughout are tall, and the ceiling designs are unique and attractive. Overlooking the private backyard is a large attractive glass porch with a stone paved floor, beadboard ceiling, propane fireplace and a stone paved exterior deck next to it, perfect for grilling and entertaining.
With an outdoor porch on the front exterior of the house, one enters the front door to a nicely proportioned foyer with a den to the left and half bath to the right. A simply delightful gourmet kitchen with plentiful cabinetry has an island with plentiful seating, top of the line appliances, and opens to a wonderful great room with an attractive wood burning fireplace. There is a large wine storage cabinet on the wall of the great room. Directly behind the kitchen is a butler pantry with a desk area, additional built-in cabinetry, a second sink and dishwasher and an extra refrigerator. Also located on the main level is a nicely sized en suite bedroom that could operate as a primary bedroom or guest suite. There is a mud/laundry room on the main level.
Ascend to the second floor where barn doors at the top of the stairs slide open to a large entertainment room with an area for recreational activities and bunk beds. This room opens to a large Epay deck overlooking the beautiful backyard. An additional front deck spans the front of the house and can be accessed through two front bedrooms, one of which is the primary suite. An additional bedroom tops off the second level.
Outside is a large oversized two car garage with dog shower (which could also be used to rinse pond and Bay floats) and an outside shower. With a charming front deck on either side of the front door, the house’s exterior is Hardie Plank or a similar material. This is a wonderful home with a great amount of curb appeal and high-end finishes. Move right on in without lifting a finger!
Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the HOA. There is no Bay Bridge crossing! On the Island is a 43-acre spring fed freshwater lake where one can enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming.
The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Corporation's Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. The Island is a 20-minute drive to BWI Airport and the Amtrak Station. There is a private country club (membership by invitation) offering yachting, fine dining year-round, an award-winning golf course, swimming, tennis, pickleball, croquet, skeet shooting, and more! (c)

Listing Agent

Sarah Kanne

Gibson Island Real Estate INC License #651972 Listed on: 08/14/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $28,103

Year Built

  • Built in 2017

Lot Details

  • 0.84 Acre Lot
  • East Facing Home
  • Stone Retaining Walls
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Premium Lot
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Backs to Trees or Woods
  • Back Yard
  • Comprises one lot and part of another lot
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $976 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Electric Vehicle Home Charger
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Rear-Facing Garage
  • Garage Door Opener

Property Views

  • Water
  • Scenic Vista
  • Woods
  • Garden

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Asphalt Roof
  • HardiePlank Type

Interior Spaces

  • 3,760 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Sound System
  • Built-In Features
  • Crown Molding
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Casement Windows
  • French Doors
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Family Room Overlook on Second Floor
  • Family Room Off Kitchen
  • Dining Room
  • Den
  • Sun or Florida Room
  • Crawl Space
  • Attic

Kitchen

  • Gourmet Kitchen
  • Butlers Pantry
  • Double Self-Cleaning Oven
  • Gas Oven or Range
  • Built-In Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Wine Rack
  • Disposal

Flooring

  • Solid Hardwood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Stacked Washer and Dryer

Home Security

  • Surveillance System
  • Fire and Smoke Detector
  • Fire Sprinkler System

Accessible Home Design

  • Grab Bars

Outdoor Features

  • Outdoor Shower
  • Water Oriented
  • Property near a bay
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Terrace
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters
  • Porch

Schools

  • Bodkin Elementary School
  • Chesapeake Bay Middle School
  • Chesapeake High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Underground Utilities
  • Propane
  • Bottled Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 80
  • Assessor Parcel Number 020335033093640

Community Details

Overview

  • Association fees include common area maintenance, security gate, trash
  • Gibson Island Corporation HOA
  • Gibson Island Subdivision
  • Community Lake
  • Property is near a preserve or public land

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Dock
  • Beach
  • Jogging Path
  • Bike Trail

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$28,103

Year Built

Built in 2017

Lot Details

0

HOA Fees

$976 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Accessibility Features: Grab Bars Mod
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: TVs attached to wall
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2017
  • Building Winterized: Yes
  • Remarks Public: Welcome to 628 Ayrlie Water Road, an extraordinarily lovely 3,760 square foot turn-key house built in 2017. This beautifully built gem is located on a .84 level, gorgeously landscaped lot on a very pretty, quiet street across from the Chesapeake Bay, walking distance to both a private sandy beach on the Bay, and to the Gibson Island Club. From the first and second floors are Chesapeake Bay water views as well as spectacular sunrises every morning. The property is wooded in the back, and lined on both sides with plantings, creating extraordinary privacy in the back where there is an outdoor deck and outdoor fireplace and built-in grill. The backyard boasts a simply stunning, large lawn. From the property, one can take just a thirty second walk down the street to the private Gibson Island beach reserved for the use of homeowners. Designed by Vincent Greene Architects and built by Danny Plitt Construction, this special property provides an open-floor plan, boasts stunning interior design throughout, and has four en suite bedrooms. The ceiling levels throughout are tall, and the ceiling designs are unique and attractive. Overlooking the private backyard is a large attractive glass porch with a stone paved floor, beadboard ceiling, propane fireplace and a stone paved exterior deck next to it, perfect for grilling and entertaining. With an outdoor porch on the front exterior of the house, one enters the front door to a nicely proportioned foyer with a den to the left and half bath to the right. A simply delightful gourmet kitchen with plentiful cabinetry has an island with plentiful seating, top of the line appliances, and opens to a wonderful great room with an attractive wood burning fireplace. There is a large wine storage cabinet on the wall of the great room. Directly behind the kitchen is a butler pantry with a desk area, additional built-in cabinetry, a second sink and dishwasher and an extra refrigerator. Also located on the main level is a nicely sized en suite bedroom that could operate as a primary bedroom or guest suite. There is a mud/laundry room on the main level. Ascend to the second floor where barn doors at the top of the stairs slide open to a large entertainment room with an area for recreational activities and bunk beds. This room opens to a large Epay deck overlooking the beautiful backyard. An additional front deck spans the front of the house and can be accessed through two front bedrooms, one of which is the primary suite. An additional bedroom tops off the second level. Outside is a large oversized two car garage with dog shower (which could also be used to rinse pond and Bay floats) and an outside shower. With a charming front deck on either side of the front door, the house’s exterior is Hardie Plank or a similar material. This is a wonderful home with a great amount of curb appeal and high-end finishes. Move right on in without lifting a finger! Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the HOA. There is no Bay Bridge crossing! On the Island is a 43-acre spring fed freshwater lake where one can enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming. The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Corporation's Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. The Island is a 20-minute drive to BWI Airport and the Amtrak Station. There is a private country club (membership by invitation) offering yachting, fine dining year-round, an award-winning golf course, swimming, tennis, pickleball, croquet, skeet shooting, and more! (c)
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Front Loading, Exhaust Fan, Icemaker, Oven - Double, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater, Washer/Dryer Stacked
  • Flooring Type: Partially Carpeted, Solid Hardwood, Ceramic Tile
  • Interior Amenities: Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Sound System, Sprinkler System, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wine Storage, Wood Floors, Butlers Pantry, Kitchen - Gourmet
  • Window Features: Casement
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s), Screen, Gas/Propane, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Foyer, 2nd Stry Fam Ovrlk, Sun/Florida Room, Great Room, Laundry, Mud Room, Bathroom 2, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 3760
  • Living Area Sq Ft: 3760
  • Price Per Sq Ft: 902.93
  • Above Grade Finished Sq Ft: 3760
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 628

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Hardiplank Type
  • Exterior Features: Gutter System, Underground Lawn Sprinkler, Extensive Hardscape, Exterior Lighting, Bbq Grill, Outside Shower, Stone Retaining Walls
  • Roof: Architectural Shingle, Asphalt
  • Spa: No
  • View: Trees/Woods, Scenic Vista, Garden/Lawn, Street, Water
  • Water Access: No
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Electric Vehicle Charging Station(s)
  • Garage Features: Additional Storage Area, Garage Door Opener, Garage - Front Entry, Garage - Rear Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s), Ductless/Mini-Split, Programmable Thermostat, Zoned
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s), Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: Electric, Bottled Gas
  • Security: Smoke Detector, Sprinkler System - Indoor, Surveillance Sys
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Electric Available, Water Available, Propane, Under Ground, Cable Tv Available
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 976.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Boat Dock/Slip, Common Grounds, Gated Community, Lake, Jog/Walk Path, Picnic Area, Security, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Security Gate, Trash
  • HOA Name: GIBSON ISLAND CORPORATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: BODKIN
  • Middle School: CHESAPEAKE BAY
  • High School: CHESAPEAKE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: BODKIN
  • High School: CHESAPEAKE
  • Middle Or Junior School: CHESAPEAKE BAY

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Additional Parcels Description: Comprises one lot and part of another lot
  • Land Use Code: R
  • Lot Features: Premium, Private, Level, Landscaping, Interior, Adjoins - Public Land, Backs To Trees, Rear Yard
  • Lot Size Acres: 0.84
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 36772.00
  • Outdoor Living Structures: Porch(es), Balconies- Multiple, Terrace, Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 28103.38
  • Assessor Parcel Number: 020335033093640
  • Tax Lot: 80
  • Tax Total Finished Sq Ft: 3760
  • Tax Year: 2026

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $22,782 $2,085,100 -- --
2024 $22,782 $1,681,400 $1,002,100 $679,300
2023 $22,154 $1,638,800 $0 $0
2022 $20,825 $1,596,200 $0 $0
2021 $0 $1,553,600 $972,100 $581,500
2020 $19,727 $1,510,567 $0 $0
2019 $0 $1,467,533 $0 $0
2018 $14,444 $1,424,500 $852,100 $572,400
2017 $10,321 $1,424,500 $0 $0
2016 -- $805,200 $0 $0
2015 -- $1,033,100 $0 $0
2014 -- $1,033,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 For Sale $3,395,000 +57.9% $903 / Sq Ft
12/11/2019 12/11/19 Sold $2,150,000 0.0% $572 / Sq Ft
12/10/2019 12/10/19 Pending -- -- --
12/10/2019 12/10/19 For Sale $2,150,000 +168.8% $572 / Sq Ft
04/01/2016 04/01/16 Sold $800,000 0.0% $398 / Sq Ft
04/01/2016 04/01/16 Sold $800,000 -3.0% $398 / Sq Ft
02/20/2016 02/20/16 Pending -- -- --
02/20/2016 02/20/16 Pending -- -- --
06/26/2015 06/26/15 For Sale $825,000 -11.3% $411 / Sq Ft
03/09/2015 03/09/15 For Sale $930,000 +22.4% $463 / Sq Ft
05/04/2012 05/04/12 Sold $760,000 -4.4% $378 / Sq Ft
03/26/2012 03/26/12 Pending -- -- --
03/26/2012 03/26/12 For Sale $795,000 -- $396 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $2,150,000 Atlantic Title & Escrow Co
Deed $800,000 First American Title Ins Co
Deed $760,000 First American Title Ins Co
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,720,000 New Conventional
Source: Public Records

Similar Homes in Gibson Island, MD

  • 1735 Skippers Row, Gibson Island, MD 21056

    $3,975,000

    • 4 Beds
    • 6 Baths
    • 4,634 Sq Ft
    • 1735 Skippers Row
    • Gibson Island, MD

    Sitting high above the second and third holes of the Gibson Island Club Golf Course is a beautifully renovated and expanded traditional home with beyond spectacular views of the Gibson Island Harbor, the Chesapeake Bay, and the Gibson Island Club Golf Course. On 2.7 acres, this four/five-bedroom, three full bath, three half bath, 4,592 square foot property is virtually turnkey. With one of the

    Sarah Kanne Gibson Island Real Estate INC

    Section Image
  • 730 Skywater Rd, Gibson Island, MD 21056

    $2,795,000

    • 5 Beds
    • 3.5 Baths
    • 4,829 Sq Ft
    • 730 Skywater Rd
    • Gibson Island, MD

    Just in time for summer! Tucked away from the hustle and bustle, a lovely shingle style house sits quietly nestled on a prime 1.1-acre waterfront lot offering stunning, panoramic views of the Magothy River, serene, wooded grounds, and wonderful privacy. Relax with your family and friends while watching bald eagles and osprey soaring and enjoy countless resplendent sunsets over the Magothy from

    Sarah Kanne Gibson Island Real Estate INC

    Section Image

Source: Bright MLS

MLS Number: MDAA2122930

Bright MLS

APN: 03-350-33093640