NOT LISTED FOR SALE

628 Ruble Ave Albert Lea, MN 56007

Estimated Value: $92,000 - $132,450

3 Beds
1.5 Baths
1,061 Sq Ft
$111/Sq Ft Est. Value

Last Sold February 24, 2023

Last sale price $103,900 $98 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $745/month

241 Days on Market

Highlights

  • No HOA
  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System
  • The kitchen features windows
  • Living Room
  • 4-minute walk to New Denmark Park

About This Home

As of February 2023

Nice 3 bedroom home , with loads of charm with all the wood work. Open staircase, formal dining room , open to living room area. Kitchen with appliances and patio that leads to deck for entertaining. # bedrooms on upper level, with full bath. (Updated ). Porch off front of the home and a single stall attached garage. Updated metal shingle roof, and newer mechanicals ! A block a way from beautiful Fountain Lake and all the recreation it has to offer. Also get a little glimpse of Fountain Lake from far away. Don't let this one get away.

Last Agent to Sell the Property

Josh Harmdierks

Listed on: 06/07/2022

Last Buyer's Agent

Shannon Johnson

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $980

Year Built

  • Built in 1917

Lot Details

  • 3,833 Sq Ft Lot
  • Irregular Lot

Parking

  • 1 Car Attached Garage

Interior Spaces

  • 1,061 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Dining Room

Kitchen

  • Range
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rubles North Side Park Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 341850010

Home Details

Home Type

Single Family

Est. Annual Taxes

$980

Year Built

Built in 1917

Lot Details

0

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1917
  • Above Grade Finished Sq Ft: 1061
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Full
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 1061
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bathroom

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • One Quarter Bathrooms: 1

Exterior Features

  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Frame

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Minnesota Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Window,Porch,Washer/Dryer Hookup

Schools

  • Junior High Dist: Albert Lea
  • SchoolDistrictPhone: 507-379-4800

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: .08
  • Lot Size Sq Ft: 3833.28
  • Land Lease: No
  • Lot Features: Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Slate

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 341850010
  • Tax Annual Amount: 980
  • TaxWithAssessments: 1034.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2022
Closed on
Feb 17, 2023
Sold by
Krosch Brandon and Krosch Ebony
Bought by
Sauter Frank
Seller's Agent
Josh Harmdierks
Buyer's Agent
Shannon Johnson
List Price
$104,900
Sold Price
$103,900
Premium/Discount to List
-$1,000
-0.95%
Views
230
Current Estimated Value
$117,363

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,463
Avg. Annual Appreciation
4.46%
Original Mortgage
$82,900
Outstanding Balance
$80,369
Interest Rate
6.48%
Mortgage Type
New Conventional
Estimated Equity
$36,994

Purchase Details

Closed on
Jan 5, 2011
Sold by
Bac Home Loans Servicing Lp
Bought by
Federal National Mortgage Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sauter Frank $103,900 --
Federal National Mortgage Association -- Minnesota Abstract & Title C
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sauter Frank $82,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/24/2023 02/24/23 Sold $103,900 -1.0% $98 / Sq Ft
02/03/2023 02/03/23 Pending -- -- --
02/01/2023 02/01/23 For Sale $104,900 +1.0% $99 / Sq Ft
01/31/2023 01/31/23 Off Market $103,900 -- --
11/28/2022 11/28/22 Price Changed $104,900 -8.8% $99 / Sq Ft
09/25/2022 09/25/22 Price Changed $114,999 -4.2% $108 / Sq Ft
08/22/2022 08/22/22 Price Changed $119,999 -6.2% $113 / Sq Ft
08/18/2022 08/18/22 For Sale $127,900 0.0% $121 / Sq Ft
07/23/2022 07/23/22 Pending -- -- --
07/06/2022 07/06/22 Price Changed $127,900 -5.2% $121 / Sq Ft
06/07/2022 06/07/22 For Sale $134,900 -- $127 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,554 $95,400 $14,700 $80,700
2024 $1,370 $96,700 $14,700 $82,000
2023 $1,670 $87,400 $14,700 $72,700
2022 $1,034 $92,500 $14,700 $77,800
2021 $1,020 $55,800 $11,800 $44,000
2020 $932 $49,700 $11,800 $37,900
2019 $806 $43,600 $10,400 $33,200
2018 $782 $0 $0 $0
2016 $832 $0 $0 $0
2015 $846 $0 $0 $0
2014 $850 $0 $0 $0
2012 $1,014 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6215397

NorthstarMLS

APN: 34.185.0010