NOT LISTED FOR SALE

628 W Virginia St Waterville, MN 56096

Estimated Value: $467,000 - $527,000

3 Beds
2.5 Baths
1,882 Sq Ft
$262/Sq Ft Est. Value

Last Sold May 28, 2021

Last sale price $309,000 $164 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $2,952/month

Highlights

  • 85 Feet of Waterfront
  • Property fronts a channel
  • Vaulted Ceiling
  • Beach Access
  • Deck
  • Ranch Style House

About This Home

As of May 2021

Unique west facing property with level shoreline and picturesque views from the main living area and lower walk out. Enjoy the views from the spacious deck or the lower level covered patio. The lower level is open concept easily modified to suit your needs. The Tuck-under garage is used for storage, the detached garage was built for RV parking as is the Morton covered parking space. Make this your year around cabin or home on the lake!

Last Agent to Sell the Property

Julie Meister

BorgsHomes Realty, Waterville License #40450463 Listed on: 04/15/2021

Last Buyer's Agent

Non Member

Non-Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,439

Year Built

  • Built in 2000

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 85x228.7
  • Property fronts a channel
  • 85 Feet of Waterfront
  • Landscaped with Trees

Home Design

  • Ranch Style House
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Drain
  • Block Basement Construction

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Beach Access
  • Balcony
  • Deck
  • Patio
  • Storage Shed
  • Lean-To Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Water Softener is Owned
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 246800230

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,439

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Type: Single Family
  • Class: SINGLE FAMILY
  • Classification: Homestead
  • Style: Ranch/Rambler (L)
  • Amenities: Broadband Available, Ceiling Fans, Eat-In Kitchen, Garage Door Opener, Kitchen Center Island, Vaulted Ceilings, Washer/Dryer Hookups, Smoke Alarms (L), CO Detectors (L)
  • Amenities Exterior: Balcony, Deck, Driveway - Asphalt, Patio, Porch
  • Estimated Number of Acres: 0.47
  • Beach Type: Soft
  • Chain Acreage: 2500
  • Construction: Previously Owned
  • Foundation Size: 1232
  • L V T Date: 04/15/2021
  • Mechanicals: Air to Air Exchange, Water Heater-Electric, Water Softener-Owned
  • Parcel Number: 246800230
  • Price Per Square Foot: 121
  • Sold Price Per Sq Ft: 125
  • Stories: 1 Story
  • Street Designation: Street
  • Taxes With Assessments: 3454
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room: Informal Dining Room
  • Appliances: Cooktop, Disposal, Dryer, Exhaust Fan/Hood, Freezer, Microwave, Range/Stove, Refrigerator, Washer
  • Total Bedrooms: 3
  • Bathroom Description: 1/2 Basement, Full Master, Main Floor Full Bath
  • Total Bathrooms: 3
  • Half Bathrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Room 1: Living Room, 14x20, On Level: Main
  • Room 2: Kitchen, 9.5x12.5, On Level: Main
  • Room 3: Dining Room, 7.5x11, On Level: Main
  • Room 4: Master Bedroom, 12.5x13, On Level: Main
  • Room 5: Bedroom, 9.5x9, On Level: Main
  • Room 6: Bedroom, 7x10, On Level: Main
  • Room 7: 26x19, On Level: Lower
  • Room 8: Other, 6.5x6.5, On Level: Lower
  • Room 9: Other, 7x11, On Level: Lower
  • Room 10: Storage Room, 13x21, On Level: Lower
  • Basement Features: Drainage System, Partially Finished, Walkout
  • Basement Material: Concrete Block, Wood
  • Basement Style: Full, Walk-out
  • Finished Above Grade Sq Ft: 1232
  • Below Grade Finished Sq Ft: 650
  • Tot Above Grade Sq Ft: 1232
  • Total Fin Square Footage: 1882
  • Total Square Footage: 2464
  • Tot Below Grade Sq Ft: 1232

Exterior Features

  • Frontage Road: City
  • Lake Chain: Yes
  • Waterfront Name: Tetonka
  • Construction Type: Frame/Wood
  • Exterior: Vinyl
  • Out Buildings: Lean-To, Storage Shed, Garage
  • Roof: Asphalt Shingles
  • Waterfront: Yes
  • Water Frontage: 85
  • Waterfront Description: Channel

Garage/Parking

  • Garage Type: Detached
  • Garage Capacity: 2
  • Garage Square Footage: 864

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heat: Forced Air
  • Sewer: City
  • Water: City

Schools

  • School District: Waterville-Elysian-Morristown #2143

Lot Info

  • Estimated Lot Dimensions: 85x228.7
  • Lot/Land Description: Accessible Shoreline, Tree Coverage - Medium

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2021
  • Tax Value: 3439

MLS Schools

  • School District: Waterville-Elysian-Morristown #2143

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 8, 2025
Sold by
Elrod Terry W and Elrod Jennifer
Bought by
Holst Haven Llc
Current Estimated Value
$493,416
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Holst Haven Llc $499,000 Minnesota River Valley Title
Elrod Terry Terry $309,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Elrod Terry Terry $307,513
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2021 05/28/21 Sold $309,000 +3.3% $164 / Sq Ft
04/29/2021 04/29/21 Pending -- -- --
04/15/2021 04/15/21 For Sale $299,000 -- $159 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,034 $392,400 $162,500 $229,900
2024 $4,724 $366,800 $162,500 $204,300
2023 $4,336 $364,300 $162,500 $201,800
2022 $3,922 $331,200 $140,000 $191,200
2021 $3,548 $263,300 $115,000 $148,300
2020 $3,454 $233,100 $105,000 $128,100
2019 $3,270 $208,700 $97,134 $111,566
2018 $3,255 $193,100 $94,128 $98,972
2017 $2,955 $190,000 $93,861 $96,139
2016 $2,928 $180,500 $93,051 $87,449
2015 $2,913 $180,400 $93,046 $87,354
2014 $2,729 $185,900 $98,081 $87,819
2013 $2,966 $203,200 $108,693 $94,507
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 7026716

REALTOR® Association of Southern Minnesota

APN: 24.680.0230