629 N Water St South Elgin, IL 60177
3
Beds
1.5
Baths
1,763
Sq Ft
6,098
Sq Ft Lot
Highlights
- Boat Dock
- Boat Slip
- Cape Cod Architecture
- South Elgin High School Rated A-
- River Front
- Deck
About This Home
As of November 2024Beautiful Cape Cod Cottage on river front lot. Main floor features Renovated Eat in Kitchen ( 2020), New cabinetry, quartz countertop, and hardwood floors and stainless steel appliances overlooking Fox River. Perfect place to enjoy morning coffee with perfect views through large windows and french doors. First floor bedroom, full bath, office and laundry room. Cute living room, dining room combo with hardwood floors. Second floor has two additional rooms and half bath. Backyard wood deck and paver deck for you to bring your own decorating ideas. Garage + parking for 3 cars.
Last Agent to Sell the Property
United Real Estate - Chicago License #475133310 Listed on: 08/05/2024
Last Buyer's Agent
Christy Alwin
Redfin Corporation License #471005185
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,464
Year Built
- Built in 1951 | Remodeled in 2020
Lot Details
- 6,098 Sq Ft Lot
- Lot Dimensions are 40x133
- River Front
- Fenced Yard
- Paved or Partially Paved Lot
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,763 Sq Ft Home
- 1.5-Story Property
- Dry Bar
- Family Room
- Combination Dining and Living Room
- Home Office
- Water Views
- Crawl Space
- Dormer Attic
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Tideland Water Rights
- Boat Slip
- Deck
- Shed
Location
- Property is near a park
Schools
- Willard Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Fox River Beach Subdivision
Recreation
- Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 5, 2024
Closed on
Nov 1, 2024
Sold by
Delfin-Tejeda Flor and Voelz Daniel
Bought by
Alwin Jason L
Seller's Agent
Rosa Bueno
United Real Estate - Chicago
Buyer's Agent
Christy Alwin
Redfin Corporation
List Price
$275,000
Sold Price
$250,000
Premium/Discount to List
-$25,000
-9.09%
Views
322
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,592
Avg. Annual Appreciation
7.70%
Original Mortgage
$200,000
Outstanding Balance
$199,010
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$64,699
Purchase Details
Listed on
Dec 27, 2019
Closed on
May 16, 2020
Sold by
Zhang Junwei and He Shen
Bought by
Voelz Daniel and Delfin Tejeda Flor
Seller's Agent
Clark Zhu
Real People Realty
Buyer's Agent
Rosa Bueno
United Real Estate - Chicago
List Price
$199,000
Sold Price
$176,000
Premium/Discount to List
-$23,000
-11.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.21%
Original Mortgage
$172,812
Interest Rate
3.2%
Mortgage Type
FHA
Purchase Details
Listed on
Sep 23, 2016
Closed on
Nov 8, 2016
Sold by
Secretary Of Hud Of Washington Dc
Bought by
Zhang Junwei and He Shen
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Clark Zhu
Real People Realty
List Price
$77,300
Sold Price
$100,000
Premium/Discount to List
$22,700
29.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.32%
Purchase Details
Closed on
Jun 16, 2016
Sold by
Wells Fargo Bank Na
Bought by
The Secretary Of Hud
Purchase Details
Closed on
Apr 26, 2016
Sold by
Eejam Jonathan
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
May 13, 2008
Sold by
Tredup Shane
Bought by
Meehan Jonathan and Nguyen Lucia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,340
Interest Rate
6.05%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 30, 2001
Sold by
Reuter Richard I
Bought by
Tredup Shane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.97%
Similar Homes in South Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | None Listed On Document | |
| Warranty Deed | $176,000 | Old Republic National Title | |
| Special Warranty Deed | -- | Stewart Title | |
| Special Warranty Deed | -- | None Available | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $204,500 | Burnet Title Llc | |
| Warranty Deed | $115,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $172,812 | FHA | |
| Previous Owner | $204,360 | FHA | |
| Previous Owner | $201,340 | FHA | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $128,600 | Unknown | |
| Previous Owner | $18,200 | Credit Line Revolving | |
| Previous Owner | $125,000 | Unknown | |
| Previous Owner | $115,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/01/2024 11/01/24 | Sold | $250,000 | 0.0% | $142 / Sq Ft |
| 10/01/2024 10/01/24 | Pending | -- | -- | -- |
| 09/27/2024 09/27/24 | Price Changed | $250,000 | -3.8% | $142 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $259,900 | -1.9% | $147 / Sq Ft |
| 09/06/2024 09/06/24 | Price Changed | $265,000 | -3.6% | $150 / Sq Ft |
| 09/04/2024 09/04/24 | For Sale | $275,000 | 0.0% | $156 / Sq Ft |
| 08/28/2024 08/28/24 | Pending | -- | -- | -- |
| 08/21/2024 08/21/24 | For Sale | $275,000 | 0.0% | $156 / Sq Ft |
| 08/16/2024 08/16/24 | Pending | -- | -- | -- |
| 08/05/2024 08/05/24 | For Sale | $275,000 | +56.3% | $156 / Sq Ft |
| 05/22/2020 05/22/20 | Sold | $176,000 | -4.9% | $100 / Sq Ft |
| 04/16/2020 04/16/20 | Pending | -- | -- | -- |
| 03/11/2020 03/11/20 | Price Changed | $185,000 | -7.0% | $105 / Sq Ft |
| 12/27/2019 12/27/19 | For Sale | $199,000 | +99.0% | $113 / Sq Ft |
| 11/08/2016 11/08/16 | Sold | $100,000 | +29.4% | $57 / Sq Ft |
| 10/12/2016 10/12/16 | Pending | -- | -- | -- |
| 09/23/2016 09/23/16 | For Sale | $77,300 | -- | $44 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,464 | $73,123 | $12,371 | $60,752 |
| 2022 | $5,221 | $66,675 | $11,280 | $55,395 |
| 2021 | $4,906 | $62,336 | $10,546 | $51,790 |
| 2020 | $5,284 | $59,510 | $10,068 | $49,442 |
| 2019 | $5,108 | $56,687 | $9,590 | $47,097 |
| 2018 | $5,033 | $53,402 | $9,034 | $44,368 |
| 2017 | $4,807 | $50,484 | $8,540 | $41,944 |
| 2016 | $4,020 | $46,836 | $7,923 | $38,913 |
| 2015 | -- | $42,929 | $7,262 | $35,667 |
| 2014 | -- | $42,399 | $7,172 | $35,227 |
| 2013 | -- | $43,517 | $7,361 | $36,156 |
Source: Public Records
Agents Affiliated with this Home
-
Rosa Bueno
Seller's Agent in 2024
Rosa Bueno
United Real Estate - Chicago
(630) 222-1534
156 Total Sales
-
C
Buyer's Agent in 2024
Christy Alwin
Redfin Corporation
-
Clark Zhu
Seller's Agent in 2020
Clark Zhu
Real People Realty
(815) 469-7449
36 Total Sales
-
Cathy Barbaccia
C
Seller's Agent in 2016
Cathy Barbaccia
Partners Real Estate of IL
(847) 301-0300
90 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12129231
APN: 06-26-379-019
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