$176,000
SOLD MAY 22, 2020

629 N Water St South Elgin, IL 60177

3 Beds
2 Baths
1,763 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$100 Per Sq Ft

12% Below List Price

111 Days on Market

Highlights

  • Boat Slip
  • River Front
  • Deck
  • South Elgin High School Rated A-
  • Cape Cod Architecture
  • Main Floor Bedroom

About This Home

As of November 2024

Cape Cod on riverfront lot. Most rehab by owner. 1st fl Bedrm or office. Large combo liv-fam room. Bamboo hard floor. Backyard dock. Garage + parking for 3 cars.

Last Agent to Sell the Property

Clark Zhu

Real People Realty License #475166165 Listed on: 12/27/2019

Real People Realty

Last Buyer's Agent

Rosa Bueno

United Real Estate - Chicago License #475133310

United Real Estate - Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,464

Year Built | Renovated

  • 1951 | 2018

Lot Details

  • River Front
  • Fenced Yard

Parking

  • Attached Garage
  • Driveway
  • Garage Is Owned

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Main Floor Bedroom
  • Dry Bar
  • Water Views
  • Crawl Space

Outdoor Features

  • Boat Slip
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,464

Year Built | Renovated

1951 | 2018

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Age: 61-70 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Rehab Year: 2018
  • Total Full or Half Bathrooms: 1.1
  • Style Of House: Cape Cod
  • Type Detached: 1.5 Story
  • Estimated Year Built: 1951
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1951
  • Year Renovated: 2018

Interior Features

  • Interior Property Features: Bar-Dry, 1st Floor Bedroom
  • Number Of Rooms: 7
  • Living Room: Dimensions: 20X10, On Level: Main Level
  • Attic: Dormer
  • Basement: Crawl
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 15X7, On Level: Main Level
  • Dining Room: Dimensions: 11X10, On Level: Main Level
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X11, On Level: 2nd Level
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level
  • Bedroom 3: Dimensions: 10X9, On Level: Main Level
  • Estimated Sq Ft: 1763
  • Family Room: Dimensions: 10X10, On Level: Main Level

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Deck, Boat Slip
  • Acreage: 0.14

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Concrete
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Willard Elementary School
  • Middle School: Kenyon Woods Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 40X133
  • Lot Description: Fenced Yard, River Front, Water View
  • Parcel Identification Number: 0626379019

Tax Info

  • Taxes: 5033.16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2024
Closed on
Nov 1, 2024
Sold by
Delfin-Tejeda Flor and Voelz Daniel
Bought by
Alwin Jason L
Seller's Agent
Rosa Bueno
United Real Estate - Chicago
Buyer's Agent
Christy Alwin
Redfin Corporation
List Price
$275,000
Sold Price
$250,000
Premium/Discount to List
-$25,000
-9.09%
Views
322
Current Estimated Value
$269,592

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,592
Avg. Annual Appreciation
7.70%
Original Mortgage
$200,000
Outstanding Balance
$199,010
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$64,699

Purchase Details

Listed on
Dec 27, 2019
Closed on
May 16, 2020
Sold by
Zhang Junwei and He Shen
Bought by
Voelz Daniel and Delfin Tejeda Flor
Seller's Agent
Clark Zhu
Real People Realty
Buyer's Agent
Rosa Bueno
United Real Estate - Chicago
List Price
$199,000
Sold Price
$176,000
Premium/Discount to List
-$23,000
-11.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.21%
Original Mortgage
$172,812
Interest Rate
3.2%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 23, 2016
Closed on
Nov 8, 2016
Sold by
Secretary Of Hud Of Washington Dc
Bought by
Zhang Junwei and He Shen
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Clark Zhu
Real People Realty
List Price
$77,300
Sold Price
$100,000
Premium/Discount to List
$22,700
29.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.32%

Purchase Details

Closed on
Jun 16, 2016
Sold by
Wells Fargo Bank Na
Bought by
The Secretary Of Hud

Purchase Details

Closed on
Apr 26, 2016
Sold by
Eejam Jonathan
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
May 13, 2008
Sold by
Tredup Shane
Bought by
Meehan Jonathan and Nguyen Lucia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,340
Interest Rate
6.05%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 30, 2001
Sold by
Reuter Richard I
Bought by
Tredup Shane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.97%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 None Listed On Document
Warranty Deed $176,000 Old Republic National Title
Special Warranty Deed -- Stewart Title
Special Warranty Deed -- None Available
Sheriffs Deed -- None Available
Warranty Deed $204,500 Burnet Title Llc
Warranty Deed $115,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $172,812 FHA
Previous Owner $204,360 FHA
Previous Owner $201,340 FHA
Previous Owner $30,000 Credit Line Revolving
Previous Owner $128,600 Unknown
Previous Owner $18,200 Credit Line Revolving
Previous Owner $125,000 Unknown
Previous Owner $115,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2024 11/01/24 Sold $250,000 0.0% $142 / Sq Ft
10/01/2024 10/01/24 Pending -- -- --
09/27/2024 09/27/24 Price Changed $250,000 -3.8% $142 / Sq Ft
09/19/2024 09/19/24 Price Changed $259,900 -1.9% $147 / Sq Ft
09/06/2024 09/06/24 Price Changed $265,000 -3.6% $150 / Sq Ft
09/04/2024 09/04/24 For Sale $275,000 0.0% $156 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
08/21/2024 08/21/24 For Sale $275,000 0.0% $156 / Sq Ft
08/16/2024 08/16/24 Pending -- -- --
08/05/2024 08/05/24 For Sale $275,000 +56.3% $156 / Sq Ft
05/22/2020 05/22/20 Sold $176,000 -4.9% $100 / Sq Ft
04/16/2020 04/16/20 Pending -- -- --
03/11/2020 03/11/20 Price Changed $185,000 -7.0% $105 / Sq Ft
12/27/2019 12/27/19 For Sale $199,000 +99.0% $113 / Sq Ft
11/08/2016 11/08/16 Sold $100,000 +29.4% $57 / Sq Ft
10/12/2016 10/12/16 Pending -- -- --
09/23/2016 09/23/16 For Sale $77,300 -- $44 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,464 $73,123 $12,371 $60,752
2022 $5,221 $66,675 $11,280 $55,395
2021 $4,906 $62,336 $10,546 $51,790
2020 $5,284 $59,510 $10,068 $49,442
2019 $5,108 $56,687 $9,590 $47,097
2018 $5,033 $53,402 $9,034 $44,368
2017 $4,807 $50,484 $8,540 $41,944
2016 $4,020 $46,836 $7,923 $38,913
2015 -- $42,929 $7,262 $35,667
2014 -- $42,399 $7,172 $35,227
2013 -- $43,517 $7,361 $36,156
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10597892

Midwest Real Estate Data (MRED)

APN: 06-26-379-019