Seller's Agent in 2025
Annette Boggs
Above and Beyond Real Estate
(831) 601-5800
16 in this area
133 Total Sales
630 Terry St Monterey, CA 93940
New Monterey Neighborhood
3
Beds
2
Baths
1,315
Sq Ft
4,251
Sq Ft Lot
Highlights
- Bay View
- Post and Beam
- 2 Car Attached Garage
- Monterey High School Rated A
- Quartz Countertops
- Bathtub with Shower
About This Home
As of July 2025Stunning Bay Views & Modern Upgrades in Prime Monterey Location! Enjoy sweeping views of the bay from this beautifully remodeled home, ideally situated just moments from Cannery Row, the Monterey Bay Aquarium, shopping, and top local restaurants. Thoughtfully updated inside and out, this home offers a seamless blend of comfort and style with an open floor plan that maximizes natural light and captures water views from the living room, kitchen, dining area, and spacious primary bedroom. Step into a bright, modern interior featuring a sleek breakfast bar perfect for casual dining or entertaining. The sunny front patio provides a perfect outdoor retreat, while the finished 2-car garage with epoxy flooring adds both functionality and flair. Whether you're relaxing at home or enjoying all that Monterey has to offer, this turnkey property delivers the best of coastal living. This home has it all -- great views, a great vibe, and a great location. THIS IS A MUST-SEE HOME!!!
Last Agent to Sell the Property
Above and Beyond Real Estate License #01317801 Listed on: 06/17/2025
Last Buyer's Agent
Jennifer Loskamp
eXp Realty of California Inc License #01375818
Home Details
Home Type
- Single Family
Year Built
- Built in 1973
Lot Details
- 4,251 Sq Ft Lot
- Zoning described as R1
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Post and Beam
- Traditional Architecture
- Composition Roof
- Stucco
Interior Spaces
- 1,315 Sq Ft Home
- 1-Story Property
- Dining Area
- Bay Views
- Washer and Dryer
Kitchen
- Built-In Oven
- Microwave
- Dishwasher
- Quartz Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Utilities
- Forced Air Heating System
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 001-168-020
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 17, 2025
Closed on
Jul 17, 2025
Sold by
Cowles Family Trust and Cowles Joseph W
Bought by
Lessie Tate Miller Trust and Miller
Seller's Agent
Annette Boggs
Above and Beyond Real Estate
Buyer's Agent
Jennifer Loskamp
eXp Realty of California Inc
List Price
$1,585,000
Sold Price
$1,590,000
Premium/Discount to List
$5,000
0.32%
Views
69
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$54,897
Avg. Annual Appreciation
-6.08%
Purchase Details
Listed on
Oct 6, 2022
Closed on
Nov 23, 2022
Sold by
Cowles Joseph W and Cowles Felisa M
Bought by
Cowles Family Trust
Seller's Agent
Sandra Schirmer
Sotheby’s International Realty
Buyer's Agent
Annette Boggs
Above and Beyond Real Estate
List Price
$1,250,000
Sold Price
$1,500,000
Premium/Discount to List
$250,000
20%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.13%
Original Mortgage
$679,000
Interest Rate
7.08%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 6, 2022
Closed on
Oct 17, 2022
Sold by
Sayles Wally D
Bought by
Cowles Joseph W and Cowles Felisa M
Seller's Agent
Sandra Schirmer
Sotheby’s International Realty
Buyer's Agent
Annette Boggs
Above and Beyond Real Estate
List Price
$1,250,000
Sold Price
$1,500,000
Premium/Discount to List
$250,000
20%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$679,000
Interest Rate
7.08%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2021
Sold by
Nasri Paul
Bought by
Sayles Wally D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$733,600
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 28, 2016
Sold by
Nasri Fares and Nasri Sylvia
Bought by
Nasri Paul
Purchase Details
Closed on
May 10, 1999
Sold by
Nasri Fares and Nasri Sylvia
Bought by
Nasri Fares and Nasri Sylvia
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,590,000 | Old Republic Title Company | |
| Grant Deed | -- | Chicago Title | |
| Grant Deed | $1,500,000 | Chicago Title | |
| Grant Deed | $917,000 | Chicago Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $679,000 | New Conventional | |
| Previous Owner | $1,575,000 | New Conventional | |
| Previous Owner | $733,600 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $1,590,000 | +0.3% | $1,209 / Sq Ft | |
| 07/16/2025 07/16/25 | Pending | -- | -- | -- | |
| 06/17/2025 06/17/25 | For Sale | $1,585,000 | +5.7% | $1,205 / Sq Ft | |
| 10/20/2022 10/20/22 | Sold | $1,500,000 | +20.0% | $1,141 / Sq Ft | View Prior Sale |
| 10/09/2022 10/09/22 | Pending | -- | -- | -- | |
| 10/06/2022 10/06/22 | For Sale | $1,250,000 | -- | $951 / Sq Ft |
Source: MLSListings
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $16,598 | $802,357 | $457,344 | $345,013 |
| 2024 | $16,598 | $1,530,000 | $867,000 | $663,000 |
| 2023 | $16,316 | $1,500,000 | $850,000 | $650,000 |
| 2022 | $10,075 | $917,000 | $522,000 | $395,000 |
| 2021 | $2,121 | $917,000 | $522,000 | $395,000 |
| 2020 | $2,044 | $182,447 | $50,728 | $131,719 |
| 2019 | $2,138 | $178,871 | $49,734 | $129,137 |
| 2018 | $2,057 | $175,364 | $48,759 | $126,605 |
| 2017 | $1,911 | $171,926 | $47,803 | $124,123 |
| 2016 | $1,877 | $168,556 | $46,866 | $121,690 |
| 2015 | $1,851 | $166,026 | $46,163 | $119,863 |
| 2014 | $1,821 | $162,775 | $45,259 | $117,516 |
Source: Public Records
Agents Affiliated with this Home
-
Annette Boggs
-
J
Buyer's Agent in 2025
Jennifer Loskamp
eXp Realty of California Inc
-
Sandra Schirmer
Seller's Agent in 2022
Sandra Schirmer
Sotheby’s International Realty
(831) 869-2424
2 in this area
49 Total Sales
Map
Source: MLSListings
MLS Number: ML82011257
APN: 001-168-020-000
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