Seller's Agent in 2025
Chris Deighton
EXP Realty Main
(248) 320-4618
1 in this area
92 Total Sales
631 Cathay St Saginaw, MI 48601
Northeast Neighborhood
3
Beds
1
Bath
988
Sq Ft
8,712
Sq Ft Lot
Highlights
- Raised Ranch Architecture
- 1 Car Attached Garage
- Forced Air Heating and Cooling System
- No HOA
- 1-Story Property
About This Home
As of November 2025Charming and fully updated 3 bedroom, 1 bath home located on a quiet street in Saginaw. The fenced backyard offers plenty of space to enjoy with a large deck for entertaining, while the attached garage provides convenience year-round. Inside you will find tasteful updates and a comfortable floor plan with the plus of a full partially finished basement for extra living or storage space. Move in and enjoy this turnkey property in a great neighborhood.
Last Agent to Sell the Property
EXP Realty Main License #6501371740 Listed on: 09/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1968
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 60x147.08
- Back Yard Fenced
Parking
- 1 Car Attached Garage
Home Design
- Raised Ranch Architecture
- Brick Foundation
- Asphalt Roof
- Vinyl Construction Material
Interior Spaces
- 988 Sq Ft Home
- 1-Story Property
- Partially Finished Basement
Kitchen
- Free-Standing Gas Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Location
- Ground Level
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- Eddy Urban Renewal Rep 2 Subdivision
Listing and Financial Details
- Assessor Parcel Number 210875C35000
- $5,088 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2025
Closed on
Nov 6, 2025
Sold by
Rigas Steven G and Rigas Ryan H
Bought by
Olender Stephanie and Young Matthew
Seller's Agent
Chris Deighton
EXP Realty Main
Buyer's Agent
Paige Weishuhn
The Brand Real Estate
List Price
$80,000
Sold Price
$84,800
Premium/Discount to List
$4,800
6%
Views
17
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.15%
Original Mortgage
$83,264
Outstanding Balance
$83,264
Interest Rate
6.34%
Mortgage Type
FHA
Estimated Equity
-$2,013
Purchase Details
Listed on
Dec 12, 2022
Closed on
May 16, 2023
Sold by
Cardenas-Leal Naydel
Bought by
Rigas Steven G
Seller's Agent
David O'Toole
REMAX Prime Properties
Buyer's Agent
Jesusita (Jessi) Houthoofd
JPAR - Great Lakes Bay Region
List Price
$85,000
Sold Price
$78,000
Premium/Discount to List
-$7,000
-8.24%
Views
440
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.41%
Original Mortgage
$59,200
Interest Rate
6.28%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 12, 2022
Closed on
May 12, 2023
Sold by
Cardenas-Leal Naydel
Bought by
Rigas Steven G
Seller's Agent
David O'Toole
REMAX Prime Properties
Buyer's Agent
Jesusita (Jessi) Houthoofd
JPAR - Great Lakes Bay Region
List Price
$85,000
Sold Price
$78,000
Premium/Discount to List
-$7,000
-8.24%
Views
440
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,200
Interest Rate
6.28%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 6, 2022
Closed on
Jun 29, 2022
Sold by
Citimortgage Inc
Bought by
Cardenas-Leal Naydel
Seller's Agent
Paul Wellman
RE/MAX New Image
Buyer's Agent
David O'Toole
REMAX Prime Properties
List Price
$39,900
Sold Price
$36,000
Premium/Discount to List
-$3,900
-9.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
156.75%
Purchase Details
Closed on
Feb 25, 2022
Sold by
Sheriff Of Saginaw County
Bought by
Citimortgage Inc
Purchase Details
Closed on
Jun 23, 1995
Sold by
Haynes Lillie B
Bought by
Land Veleria
Purchase Details
Closed on
Jun 1, 1995
Purchase Details
Closed on
Nov 17, 1975
Sold by
Haynes Henry
Bought by
Haynes Lillie B
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $84,800 | First American Title | |
| Warranty Deed | $78,000 | Crossroads Title | |
| Warranty Deed | $78,000 | Crossroads Title | |
| Warranty Deed | $78,000 | Crossroads Title | |
| Deed | $36,000 | New Title Company Name | |
| Sheriffs Deed | $44,122 | None Listed On Document | |
| Deed | $28,000 | -- | |
| Deed | $28,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $83,264 | FHA | |
| Previous Owner | $59,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $84,800 | +6.0% | $86 / Sq Ft | |
| 09/22/2025 09/22/25 | Pending | -- | -- | -- | |
| 09/16/2025 09/16/25 | For Sale | $80,000 | +2.6% | $81 / Sq Ft | |
| 05/12/2023 05/12/23 | Sold | $78,000 | -8.2% | $79 / Sq Ft | View Prior Sale |
| 05/01/2023 05/01/23 | For Sale | $85,000 | 0.0% | $86 / Sq Ft | |
| 04/08/2023 04/08/23 | Pending | -- | -- | -- | |
| 04/07/2023 04/07/23 | Pending | -- | -- | -- | |
| 12/12/2022 12/12/22 | For Sale | $85,000 | +136.1% | $86 / Sq Ft | |
| 07/15/2022 07/15/22 | Sold | $36,000 | -9.8% | $23 / Sq Ft | View Prior Sale |
| 06/14/2022 06/14/22 | Pending | -- | -- | -- | |
| 06/06/2022 06/06/22 | For Sale | $39,900 | -- | $25 / Sq Ft |
Source: Realcomp
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | -- | $15,600 | $0 | $0 |
| 2022 | $872 | $12,900 | $0 | $0 |
| 2021 | $842 | $12,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chris Deighton
-
Aaron Bedor
Seller Co-Listing Agent in 2025
Aaron Bedor
EXP Realty Main
(248) 535-2161
1 in this area
67 Total Sales
-
Paige Weishuhn
P
Buyer's Agent in 2025
Paige Weishuhn
The Brand Real Estate
(989) 751-5396
1 in this area
11 Total Sales
-
David O'Toole
Seller's Agent in 2023
David O'Toole
RE/MAX Michigan
(810) 309-5070
2 in this area
52 Total Sales
-
J
Buyer's Agent in 2023
Jesusita (Jessi) Houthoofd
JPAR - Great Lakes Bay Region
-
Paul Wellman
Seller's Agent in 2022
Paul Wellman
RE/MAX Michigan
(989) 797-3629
5 in this area
167 Total Sales
Map
Source: Realcomp
MLS Number: 20251036909
APN: 92100875C35000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
Copyright 2025 Realcomp II Ltd. Shareholders
IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
Nearby Homes
- 2422 Snelling Place
- 2621 Wadsworth Ave
- 996 Athens St
- 1810 Carroll St
- 116 N 24th St
- 2617 Janes Ave
- 206 S 25th St
- 315 S 19th St
- 427 S 24th St
- 3333 Janes Ave
- 3366 Janes Ave
- 228 N 3rd Ave
- 523 S 28th St
- 544 S 13th St
- 548 S 26th St
- 523 S 29th St
- 924 Federal Ave
- 1919 Perkins St
- 2420 Bancroft St
- 612 S 31st St