$998,500

631 Gulf Shore Dr Destin, FL 32541

Estimated payment $5,442/month

Total Views 1,202
3 Beds
2 Baths
1,760 Sq Ft
$567 Price per Sq Ft

Highlights

  • Deeded access to the beach
  • Gulf View
  • Cathedral Ceiling
  • Destin Elementary School Rated A-
  • Deck
  • Beach House

About This Home

Coastal Living in the Heart of Destin- Holiday Isle!
Welcome to 631 Gulf Shore Drive in Destin Florida, directly across from the Gulf with deeded access. This charming 3-bedroom, 2-bath home featuring an additional heated and cooled apartment downstairs, plus a bonus room for even more living space or storage is a must see. Built in 1985, this home captures the relaxed coastal vibe Destin Florida is famous for. Step inside and you'll be greeted by amazing vaulted ceilings and expansive windows that fill the entire living and dining area with natural light. The views are absolutely stunning, the photos just don't capture their full beauty. You truly have to see it in person to appreciate the impact! To the west of home the neighbors driveway adds more open area with great views. Step inside to the open design that creates a spacious and airy feel, perfect for entertaining or relaxing after a day on the water or beach. Gulf Beach access is just a short distance away with private entrance and deck path. The primary suite includes its own private balcony with sliding glass doors and offers breathtaking views of Destin's sparkling waters and Gulf Breeze. And from inside the home you have Gulf views and spectacular sunrises and sunsets.
The front spare bedroom features a sliding glass door that opens to its own private deck which is perfect to enjoy your morning coffee or take in the view of the Gulf. Downstairs, you'll find an additional fully equipped apartment with a kitchen, full bath, and brand new mini-split unit which is ideal for guests, extended family, or potential rental income. An additional heated and cooled downstairs area for a game room, office or storage or whatever you desire. Home also features an enclosed garage for keeping your car nice and cool in the summer months. Roof 2024 - AC 2025 - Splitter unit 2025(apt) Located near Destin's beautiful emerald water beaches and sugary white sands, world-class dining, best fishing village in the world, boating, and entertainment, this home offers the ultimate blend of comfort, flexibility, and fun in one of the Emerald Coast's most sought-after areas.

Listing Agent

Danie Bell

COLDWELL BANKER REALTY License #SL3268981 Listed on: 11/19/2025

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,686

Year Built

  • Built in 1985

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 100x120
  • Interior Lot

HOA Fees

  • $39 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Beach House
  • Dimensional Roof
  • Stucco

Interior Spaces

  • 1,760 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Gulf Views
  • Home Security System

Kitchen

  • Cooktop
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Deck

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Association fees include accounting, ground keeping
  • Holiday Isle Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-2186-000D-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,686

Year Built

Built in 1985

Lot Details

0

HOA Fees

$39 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 100x120
  • Road Frontage Type: City Street
  • Subdivision Name: HOLIDAY ISLE
  • Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right, second home as you come into Holiday Isle.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1985
  • Remarks Misc:Remarks: Coastal Living in the Heart of Destin- Holiday Isle! Welcome to 631 Gulf Shore Drive in Destin Florida, directly across from the Gulf with deeded access. This charming 3-bedroom, 2-bath home featuring an additional heated and cooled apartment downstairs, plus a bonus room for even more living space or storage is a must see. Built in 1985, this home captures the relaxed coastal vibe Destin Florida is famous for. Step inside and you'll be greeted by amazing vaulted ceilings and expansive windows that fill the entire living and dining area with natural light. The views are absolutely stunning, the photos just don't capture their full beauty. You truly have to see it in person to appreciate the impact! To the west of home the neighbors driveway adds more open area with great views.
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Family Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Security System, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Ceiling Cathedral
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Floor WW Carpet: Yes
  • Appliances:Security System: Yes

Exterior Features

  • Lot Features: Interior
  • View: Gulf
  • Construction Type: Stucco
  • Patio And Porch Features: Deck Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Deck Open: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Public Water

Condo/Co-op/Association

  • Community Features: Deed Access
  • Association #2 Fee: 473.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Parcel #: 00-2S-24-2186-000D-0040
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1686.4
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,639 $181,002 -- --
2023 $1,639 $175,730 $0 $0
2022 $1,593 $170,612 $0 $0
2021 $1,585 $165,643 $0 $0
2020 $1,569 $163,356 $0 $0
2019 $1,546 $159,683 $0 $0
2018 $1,529 $156,706 $0 $0
2017 $1,517 $153,483 $0 $0
2016 $1,476 $150,326 $0 $0
2015 $1,552 $149,281 $0 $0
2014 $1,556 $148,096 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/19/2025 11/19/25 For Sale $998,500 0.0% $567 / Sq Ft
11/12/2025 11/12/25 Pending -- -- --
11/10/2025 11/10/25 For Sale $998,500 -- $567 / Sq Ft
Source: Emerald Coast Association of REALTORS®

About the Listing Agent

Danie Bell

COLDWELL BANKER REALTY

(448) 678-0163

Section Image

Danie K Bell is a highly experienced realtor who has been in the industry since 2013. As a military relocation specialist, she has helped numerous families find their perfect home in the Navarre Fl. area. With a strong commitment to her clients and a passion for real estate, Danie has become a trusted name in the local real estate community.

Danie's early life was shaped by her Greek-American heritage and her upbringing in Charlotte, NC. After moving to Navarre Florida in 1996 and

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Source: Emerald Coast Association of REALTORS®

MLS Number: 989365

Emerald Coast Association of REALTORS®

APN: 00-2S-24-2186-000D-0040