B
Seller's Agent in 2025
Bayli Young Williams
simpliHOM
(855) 856-9466
94 Total Sales
631 Lakeshore Cove Dr Fort Oglethorpe, GA 30742
4
Beds
2.5
Baths
2,309
Sq Ft
9,148
Sq Ft Lot
Highlights
- River Access
- Gated Community
- Open Floorplan
- Heritage Middle School Rated A-
- Waterfront
- Clubhouse
About This Home
As of January 2022Beautiful home with four bedrooms PLUS a bonus in the gated community Lakeshore Cove. As you enter the home, you'll notice the formal dining room with custom trim work and hardwood floors. The half bath is off the foyer as you step into the spacious living room with soaring ceilings, fireplace and hardwood floors. The eat-in kitchen is open to the living room and features granite countertops, an island work center, and updated appliances. The master bedroom is on the main level with a huge walk-in closet, double vanity, separate jetted tub and shower. Upstairs there are 3 good sized bedrooms, a full bathroom, bonus room and a walk-out attic with tons of storage. Step outside onto your deck that overlooks the level backyard. Both HVAC units were replaced within the last 3 years! Lakeshore Cove is Fort Oglethorpe's premier gated community and located just minutes from shopping and dining!
Last Agent to Sell the Property
Keller Williams Realty License #325426 Listed on: 01/06/2021
Last Buyer's Agent
Michael Lee
Keller Williams Realty
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 2006
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 90x100
- Waterfront
- Level Lot
- Front and Back Yard Sprinklers
- May Be Possible The Lot Can Be Split Into 2+ Parcels
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Accessed On Kitchen Level
- Garage Door Opener
- Off-Street Parking
Home Design
- Brick Exterior Construction
- Brick Foundation
- Stone Foundation
- Shingle Roof
Interior Spaces
- 2,309 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Gas Log Fireplace
- Insulated Windows
- Entrance Foyer
- Family Room with Fireplace
- Formal Dining Room
- Den with Fireplace
- Bonus Room
- Basement
- Crawl Space
- Walk-In Attic
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Free-Standing Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Whirlpool Bathtub
- Separate Shower
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- River Access
- Deck
- Covered patio or porch
Schools
- Battlefield Elementary School
- Lakeview Middle School
- Lakeview-Ft. Oglethorpe High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 0004a-023
Community Details
Overview
- Lakeshore Cove Subdivision
Additional Features
- Clubhouse
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 9, 2021
Closed on
Jan 14, 2022
Sold by
Layne Thomas
Bought by
Hancock Derrick and Hancock Erin
Seller's Agent
Michael Lee
Keller Williams Realty
Buyer's Agent
Michael Lee
Keller Williams Realty
List Price
$374,900
Sold Price
$355,000
Premium/Discount to List
-$19,900
-5.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.83%
Original Mortgage
$284,000
Outstanding Balance
$264,735
Interest Rate
3.22%
Mortgage Type
Cash
Estimated Equity
$168,206
Purchase Details
Listed on
Jan 6, 2021
Closed on
Feb 23, 2021
Sold by
Carter Ruth A
Bought by
Layne Thomas and Layne Jymea
Seller's Agent
Jake Kellerhals
Keller Williams Realty
Buyer's Agent
Michael Lee
Keller Williams Realty
List Price
$299,900
Sold Price
$298,597
Premium/Discount to List
-$1,303
-0.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.46%
Original Mortgage
$293,092
Interest Rate
2.7%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 27, 2018
Sold by
Cloud Ronald Matthew
Bought by
Carter Ruth A and Carter Teri
Purchase Details
Closed on
Apr 21, 2009
Sold by
Pratt & Associates Llc
Bought by
Cloud Ronald Matthew and Cloud Kelly D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
4.86%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 7, 2007
Sold by
Not Provided
Bought by
Cloud Ronald Matthew and Cloud Kelly D
Purchase Details
Closed on
Apr 17, 2006
Sold by
Not Provided
Bought by
Cloud Ronald Matthew and Cloud Kelly D
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $355,000 | -- | |
| Warranty Deed | $298,597 | -- | |
| Warranty Deed | $251,400 | -- | |
| Deed | -- | -- | |
| Deed | $235,000 | -- | |
| Deed | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $284,000 | Cash | |
| Previous Owner | $293,092 | FHA | |
| Previous Owner | $202,671 | New Conventional | |
| Previous Owner | $215,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | For Sale | $489,000 | +37.7% | $212 / Sq Ft |
| 01/14/2022 01/14/22 | Sold | $355,000 | 0.0% | $154 / Sq Ft |
| 01/14/2022 01/14/22 | Sold | $355,000 | -5.3% | $154 / Sq Ft |
| 12/09/2021 12/09/21 | Pending | -- | -- | -- |
| 12/09/2021 12/09/21 | For Sale | $374,900 | 0.0% | $162 / Sq Ft |
| 12/09/2021 12/09/21 | Pending | -- | -- | -- |
| 11/11/2021 11/11/21 | For Sale | $374,900 | +25.6% | $162 / Sq Ft |
| 02/23/2021 02/23/21 | Sold | $298,597 | 0.0% | $129 / Sq Ft |
| 02/23/2021 02/23/21 | Sold | $298,597 | -0.4% | $129 / Sq Ft |
| 01/25/2021 01/25/21 | Pending | -- | -- | -- |
| 01/25/2021 01/25/21 | Pending | -- | -- | -- |
| 01/06/2021 01/06/21 | For Sale | $299,900 | 0.0% | $130 / Sq Ft |
| 12/10/2020 12/10/20 | For Sale | $299,900 | -- | $130 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,250 | $161,536 | $16,000 | $145,536 |
| 2023 | $3,819 | $135,948 | $16,000 | $119,948 |
| 2022 | $3,060 | $108,941 | $16,000 | $92,941 |
| 2021 | $2,207 | $108,941 | $16,000 | $92,941 |
| 2020 | $2,861 | $96,898 | $16,000 | $80,898 |
| 2019 | $2,115 | $93,858 | $12,960 | $80,898 |
| 2018 | $2,680 | $85,528 | $12,960 | $72,568 |
| 2017 | $2,561 | $85,421 | $12,960 | $72,461 |
| 2016 | $2,555 | $81,675 | $12,960 | $68,715 |
| 2015 | -- | $81,675 | $12,960 | $68,715 |
| 2014 | -- | $81,675 | $12,960 | $68,715 |
| 2013 | -- | $81,674 | $12,960 | $68,714 |
Source: Public Records
Agents Affiliated with this Home
-
Bayli Young Williams
-
M
Seller's Agent in 2022
Michael Lee
Keller Williams Realty
-
Jake Kellerhals
Seller's Agent in 2021
Jake Kellerhals
Keller Williams Realty
(706) 217-8133
42 in this area
1,578 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1328503
APN: 0004A-023
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited
Copyright© 2025 by Chattanooga Association of REALTORS®
Nearby Homes
- 646 Lakeshore Cove Dr
- 614 Lakeshore Cove Dr Unit 19
- 614 Lakeshore Cove Dr
- 254 Shoreline Trace
- 144 Ridgelake Cir
- 490 Lakeshore Cove Dr Unit 10
- 490 Lakeshore Cove Dr
- 39 Rock Haven Ln
- 0 Battlefield Pkwy Unit 129870
- 9 Maple Ln
- 64 Stovall St
- 1305 Park Forrest Dr
- 1510 Cannon Dr
- 300 Dogwood Ln
- 19 Hickory Ln
- 3100 Westside Country Dr
- 1506 Wildwood Trail
- 48 Pegram Cir
- 132 Holli Ln
- 600 Forrest Rd