NOT LISTED FOR SALE

631 Michigan Estates Cir Saint Cloud, FL 34769

Estimated Value: $397,000 - $526,000

4 Beds
3 Baths
2,725 Sq Ft
$171/Sq Ft Est. Value

Last Sold March 13, 2024

Last sale price $492,500 $181 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $2,808/month

2 Days on Market

Highlights

  • Open Floorplan
  • Bonus Room
  • Mature Landscaping
  • Attic
  • High Ceiling
  • Den

About This Home

As of March 2024

This beautiful two story home, tucked away in Michigan Estates, includes 4 bedrooms, 3 full baths, office, formal dining and a second floor flex space that can be used as an extra living room, playroom, or multi purpose room. Upon entering the home you will notice the neutral color pallet both outside and inside! The office is located immediately to the right and has a double door entrance, along with custom built in desk and cabinets. The formal dining room, which boasts a stunning accent wall, is to the left and the open floor plan flows into the living room and kitchen. You will notice the beautiful large windows along the back of the house in the living room and eat in kitchen. These windows showcase the beautifully landscaped back yard, complete with a privacy fence. This backyard is set up to entertain and is ready for you to add a pool. The back yard also has a door to the bathroom to keep foot traffic from outside to a minimum. The kitchen has a family friendly layout and includes solid wood cabinets and stainless steel appliances. The master bedroom, complete with custom built walk in closets, is upstairs along with two additional bedrooms, a bathroom, and the laundry room. The laundry room is set up for convenience and has brand new cabinets for storage and organization. You will find many upgrades throughout this home. The entire second floor has new, high grade, ultra cushioned carpet; while the first floor has luxury hybrid vinyl plank waterproof flooring with custom base boards. Other highlights of this home include the roof being replaced in 2022, a/c in 2023, and the hot water heater installed in 2024. Not only is this home located in close proximity to downtown St Cloud, restaurants, stores, shopping, hospital(s), minutes from Floridas turnpike and about 45 minutes to Melbourne Beach, but is also walking distance (.4 mile) from both the elementary and middle school, and (.7 mile) from the high school. You have to see this home to appreciate all it has to offer.

Last Agent to Sell the Property

Erika Brown

TIE TEAM REALTY LLC Brokerage Phone: 407-556-3249 License #3170932 Listed on: 02/08/2024

Last Buyer's Agent

Bratisha Governor

DALTON WADE INC License #3409888

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,286

Year Built

  • Built in 2007

Lot Details

  • 7,563 Sq Ft Lot
  • South Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Irrigation
  • Property is zoned SR1B

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,725 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility
  • Tile Flooring
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Covered Patio or Porch

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Leslie Ludlam Association
  • Michigan Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,286

Year Built

Built in 2007

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2725
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 3478
  • Lot Size Sq Ft: 7563
  • Directions to Property: Michigan Ave to Fertic Rd; left onto Michigan Estates Cir.; first right onto Michigan Estates Cir.; house will be on left; sign in yard.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: St. Cloud
  • Escrow Postal Code: 34769
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania
  • Escrow Street Number: 1105
  • List Office Head Office Key Nume: 545722152
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 180.73
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-556-3249
  • Tax Year: 2023
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Street Number Modifier: 631
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Attic,Bonus Room,Den/Library/Office,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 253.16
  • Room Count: 13

Exterior Features

  • Direction Faces: South
  • Exterior Features: Irrigation System, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Asphalt
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Phone Available, Public, Street Lights
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Quarterly
  • Association Name: Leslie Ludlam
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify with HOA and local municipalities
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 12-26-30-0222-0001-0550
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: City Limits, Landscaped, Sidewalk, Paved
  • Flood Zone Code: x
  • Homestead YN: 1
  • Lot Size Square Meters: 703

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify leasing restrictions with HOA and local municipalities

Tax Info

  • Tax Annual Amount: 3286.06
  • Tax Block: 1
  • Tax Book Number: 19, 85-88
  • Tax Lot: 55

Multi Family

  • Approval Process: Verify with HOA and local municipalities

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2024
Closed on
Mar 13, 2024
Sold by
Muller Shane N and Muller Maggie R
Bought by
Bannister Destini and Boston Jermaine
Seller's Agent
Erika Brown
TIE TEAM REALTY LLC
Buyer's Agent
Bratisha Governor
DALTON WADE INC
List Price
$495,000
Sold Price
$492,500
Premium/Discount to List
-$2,500
-0.51%
Views
16
Current Estimated Value
$466,165

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$26,335
Avg. Annual Appreciation
0.67%
Original Mortgage
$465,500
Outstanding Balance
$459,986
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$37,292

Purchase Details

Closed on
Jan 28, 2016
Sold by
Fannie Mae
Bought by
Muller Shane N and Muller Maggie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 19, 2015
Sold by
Wu Ai Zhu
Bought by
Ditech Financial Llc and Green Tree Servicing Llc

Purchase Details

Closed on
Sep 11, 2015
Sold by
Green Tree Servicing Llc
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 19, 2014
Sold by
Wu Ai Zhu and Wang Tong Qing
Bought by
Wu Ai Zhu

Purchase Details

Closed on
Jun 25, 2007
Sold by
Meritage Homes Of Florida Inc
Bought by
Wu Ai Zhu and Wang Tong Qing

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,427
Interest Rate
6.35%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bannister Destini $492,500 Land Title
Muller Shane N $240,000 Stewart Lender Services
Ditech Financial Llc $183,000 Attorney
Federal National Mortgage Association -- Attorney
Wu Ai Zhu -- Attorney
Wu Ai Zhu $323,300 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bannister Destini $465,500
Previous Owner Muller Shane N $188,500
Previous Owner Muller Shane N $192,000
Previous Owner Wu Ai Zhu $202,525
Previous Owner Wu Ai Zhu $242,427
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/13/2024 03/13/24 Sold $492,500 -0.5% $181 / Sq Ft
02/11/2024 02/11/24 Pending -- -- --
02/08/2024 02/08/24 For Sale $495,000 -- $182 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,404 $238,096 -- --
2023 $3,404 $231,162 $0 $0
2022 $3,285 $224,430 $0 $0
2021 $3,246 $217,894 $0 $0
2020 $3,217 $214,886 $0 $0
2019 $3,172 $210,055 $0 $0
2018 $3,131 $206,139 $0 $0
2017 $3,115 $201,900 $0 $0
2016 $3,875 $198,100 $30,000 $168,100
2015 $3,609 $180,700 $28,000 $152,700
2014 $1,674 $124,076 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5099180

Stellar MLS

APN: 12-26-30-0222-0001-0550