$340,000
SOLD DEC 5, 2025
Last list price

631 Overlook Point Brandon, MS 39047

4 Beds
2 Baths
2,366 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$144 Per Sq Ft

60 Days on Market

Highlights

  • Clubhouse
  • Deck
  • Main Floor Primary Bedroom
  • Highland Bluff Elementary School Rated A-
  • Vaulted Ceiling
  • Hydromassage or Jetted Bathtub

About This Home

As of December 2025

**THIS HOME OFFERS AN ASSUMABLE FHA MORTGAGE at 3.5% SUBJECT TO LENDER APPROVAL. Also eligible for a ZERO-DOWN PAYMENT, USDA loan for qualified buyers. This 4-bedroom, 2-bath home in Hidden Hills (located across Lakeland Drive from Northwest Elementary and Middle) features a timeless brick exterior complemented by many windows allowing the natural light to flow in. The home is mostly on one-level and features a split plan with the primary suite on one side and 2 guest bedrooms and a bath on the other side. The only room upstairs is the large 4th bedroom, which could also be used as a bonus room. Upon entry, you'll see soaring ceilings in the open living space with a gas fireplace and beautiful, luxury vinyl plank flooring in a light, neutral tone which hides dirt very well. The mantel, fireplace, and built-ins have been painted black and they are stunning. The kitchen has lots of counter space, stainless appliances, an island, pantry, and a breakfast room with pretty woven shades (also in the living room). Across from the kitchen, there's a flex space (with a door) that could be used for a formal dining room, office or play room, or maybe even a 5th bedroom if a closet was added. The primary suite has an updated, tiled walk-in shower, a corner tub, large walk-in closet, and a sitting area in the bedroom. There's an expansive back deck overlooking a fully fenced backyard with not much grass to mow. The 2-car garage has a large storage room big enough for a workspace, as well as a storage closet. The home has a TANKLESS hot water heater, Ring doorbell, and security system. Hidden Hills is accessible from Spillway Rd or Lakeland and offers sidewalks, a pool, clubhouse, and workout room. You are close to EVERYTHING that Dogwood and the Reservoir have to offer including walking trails, boat ramps, and parks, and shopping, grocery stores, restaurants, and medical facilities. TV shall remain with acceptable offer. Basketball goal will be removed.

Last Agent to Sell the Property

Emily Clayton

EXIT Realty Collective License #S55428 Listed on: 09/06/2025

Last Buyer's Agent

Creighton King

Millennium Realty Inc License #S58207

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,487

Year Built

  • Built in 2001

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 70x141x77x114
  • Fenced
  • Interior Lot
  • Front Yard

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,366 Sq Ft Home
  • 1.5-Story Property
  • Bookcases
  • Crown Molding
  • Sheet Rock Walls or Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Blinds
  • Entrance Foyer
  • Living Room with Fireplace
  • Formal Dining Room
  • Play Room
  • Storage
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Built-In Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Tile Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Walk-in Shower
  • Ceramic Tile in Bathrooms

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Outdoor Storage

Schools

  • Northwest Elementary School
  • Northwest Rankin Middle School
  • Northwest Rankin High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Natural Gas Connected
  • Tankless Water Heater
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number H11l-000008-00240

Community Details

Overview

  • Association fees include pool service
  • Hidden Hills Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,487

Year Built

Built in 2001

Lot Details

9,148 Sq Ft Lot

HOA Fees

$33 per month

Parking

2

Listing Details

  • Unit Levels: One and One Half
  • Lot Size: 70x141x77x114
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2001
  • Lot Size Acres: 0.21
  • Subdivision Name: Hidden Hills
  • Directions: *This way goes by the pool* From Spillway Rd, pass Grants Ferry, then take right into Hidden Hills subdivision. Right onto Eastside Drive. Left on Eastside Cove. Left on Overlook Point. **Can also enter subdivision from Lakeland across from Northwest Elementary.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 143.7
  • Special Features: VirtualTour

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Ceramic Tile, Carpet, Simulated Wood, Luxury Vinyl
  • Window Features: Window Treatments, Blinds, Keep Treatments
  • Fireplace: Yes
  • Appliances: Disposal, Microwave, Dishwasher, Built-In Electric Range, Gas Water Heater, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
  • Bathroom Features: Ceramic Tile, Corner Tub w/Jets, Double Vanity, Separate Tub & Shower, Walk-In Shower, Soaking Tub
  • Door Features: Dead Bolt Lock(s)
  • Fireplace Features: Gas, Gas Log, Living Room

Exterior Features

  • Disclosures: USDA Rural Dev
  • Lot Features: Fenced, Interior Lot, Front Yard
  • Roof: Architectural Shingles
  • Patio And Porch Features: Deck
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Foundation Details: Slab
  • Other Structures: Storage

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Total Parking Spaces: 5.0
  • Parking Features: Driveway, Garage Door Opener, Garage, Garage Faces Front, Garage Faces Side

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Ceiling Fan(s), Central Air, Multi Units
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Fiber to the House
  • Laundry Features: Laundry Room
  • Water Heater: Natural Gas, Tankless

Condo/Co-op/Association

  • Association Fee: 400.0
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Pool, Sidewalks, Street Lights, Near Entertainment

Fee Information

  • Association Fee Includes: Pool Service

Schools

  • Elementary School: Northwest Elementary School
  • High School: Northwest Rankin
  • Middle Or Junior School: Northwest Rankin Middle
  • Junior High Dist: Rankin CO Dist

Lot Info

  • Parcel #: H11l-000008-00240
  • Lot Size Sq Ft: 9147.6

Tax Info

  • Tax Annual Amount: 2487.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2025
Closed on
Dec 5, 2025
Sold by
Alford Tony and Alford Lauren
Bought by
Gardner Maria
Seller's Agent
Emily Clayton
EXIT Realty Collective
Buyer's Agent
Creighton King
Millennium Realty Inc
List Price
$371,000
Views
182
Current Estimated Value
$340,141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.15%
Original Mortgage
$333,841
Outstanding Balance
$333,841
Interest Rate
6.17%
Mortgage Type
FHA
Estimated Equity
$6,300

Purchase Details

Listed on
Sep 7, 2021
Closed on
Oct 25, 2021
Sold by
Spence Joe
Bought by
Spence Joe and Spence Shannon
Seller's Agent
Susan Dill
Back Porch Realty, LLC
Buyer's Agent
Emily Clayton
EXIT Realty Collective
List Price
$290,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$284,747
Interest Rate
2.88%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 2009
Sold by
Howard G Howard G and Errington Diana J
Bought by
Spence Joseph M and Spence Shannon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,607
Interest Rate
5.19%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $333,841 FHA
Previous Owner $284,747 FHA
Previous Owner $205,607 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Sold -- -- --
11/05/2025 11/05/25 Pending -- -- --
11/03/2025 11/03/25 Price Changed $340,000 -1.4% $144 / Sq Ft
10/20/2025 10/20/25 Price Changed $345,000 -3.4% $146 / Sq Ft
09/29/2025 09/29/25 Price Changed $357,000 -1.4% $151 / Sq Ft
09/17/2025 09/17/25 Price Changed $362,000 -2.4% $153 / Sq Ft
09/06/2025 09/06/25 For Sale $371,000 +27.9% $157 / Sq Ft
10/22/2021 10/22/21 Sold -- -- -- View Prior Sale
09/19/2021 09/19/21 Pending -- -- --
06/23/2021 06/23/21 For Sale $290,000 -- $126 / Sq Ft
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,638 $25,878 $0 $0
2024 $2,487 $25,878 $0 $0
2023 $2,470 $25,717 $0 $0
2022 $2,431 $25,717 $0 $0
2021 $2,431 $25,717 $0 $0
2020 $2,431 $25,717 $0 $0
2019 $2,208 $23,015 $0 $0
2018 $2,162 $23,015 $0 $0
2017 $2,162 $23,015 $0 $0
2016 $1,984 $22,396 $0 $0
2015 $1,984 $22,396 $0 $0
2014 $1,936 $22,396 $0 $0
2013 $1,936 $22,396 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4124811

MLS United

APN: H11L-000008-00240

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