Seller's Agent in 2025
Emily Clayton
Exit New Door Realty
(850) 259-5455
48 Total Sales
Last list price
631 Overlook Point Brandon, MS 39047
4
Beds
2
Baths
2,366
Sq Ft
9,148
Sq Ft Lot
Highlights
- Clubhouse
- Deck
- Traditional Architecture
- Highland Bluff Elementary School Rated A-
- Vaulted Ceiling
- Main Floor Primary Bedroom
About This Home
As of December 2025**THIS HOME OFFERS AN ASSUMABLE FHA MORTGAGE at 3.5% SUBJECT TO LENDER APPROVAL. Also eligible for a ZERO-DOWN PAYMENT, USDA loan for qualified buyers. This 4-bedroom, 2-bath home in Hidden Hills (located across Lakeland Drive from Northwest Elementary and Middle) features a timeless brick exterior complemented by many windows allowing the natural light to flow in. The home is mostly on one-level and features a split plan with the primary suite on one side and 2 guest bedrooms and a bath on the other side. The only room upstairs is the large 4th bedroom, which could also be used as a bonus room. Upon entry, you'll see soaring ceilings in the open living space with a gas fireplace and beautiful, luxury vinyl plank flooring in a light, neutral tone which hides dirt very well. The mantel, fireplace, and built-ins have been painted black and they are stunning. The kitchen has lots of counter space, stainless appliances, an island, pantry, and a breakfast room with pretty woven shades (also in the living room). Across from the kitchen, there's a flex space (with a door) that could be used for a formal dining room, office or play room, or maybe even a 5th bedroom if a closet was added. The primary suite has an updated, tiled walk-in shower, a corner tub, large walk-in closet, and a sitting area in the bedroom. There's an expansive back deck overlooking a fully fenced backyard with not much grass to mow. The 2-car garage has a large storage room big enough for a workspace, as well as a storage closet. The home has a TANKLESS hot water heater, Ring doorbell, and security system. Hidden Hills is accessible from Spillway Rd or Lakeland and offers sidewalks, a pool, clubhouse, and workout room. You are close to EVERYTHING that Dogwood and the Reservoir have to offer including walking trails, boat ramps, and parks, and shopping, grocery stores, restaurants, and medical facilities. TV shall remain with acceptable offer. Basketball goal will be removed.
Last Agent to Sell the Property
Exit New Door Realty License #S55428 Listed on: 09/06/2025
Last Buyer's Agent
Creighton King
Millennium Realty Inc License #S58207
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,487
Year Built
- Built in 2001
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 70x141x77x114
- Interior Lot
- Back Yard Fenced and Front Yard
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Front Facing Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Architectural Shingle Roof
Interior Spaces
- 2,366 Sq Ft Home
- 1.5-Story Property
- Bookcases
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Blinds
- Entrance Foyer
- Living Room with Fireplace
- Storage
- Laundry Room
Kitchen
- Eat-In Kitchen
- Self-Cleaning Oven
- Built-In Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Tile Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Double Vanity
- Hydromassage or Jetted Bathtub
- Bathtub Includes Tile Surround
- Separate Shower
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Deck
- Outdoor Storage
- Rain Gutters
Schools
- Northwest Elementary School
- Northwest Rankin Middle School
- Northwest Rankin High School
Utilities
- Cooling System Powered By Gas
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Hot Water Heating System
- Natural Gas Connected
- Tankless Water Heater
- Gas Water Heater
- Fiber Optics Available
Listing and Financial Details
- Assessor Parcel Number H11l-000008-00240
Community Details
Overview
- Association fees include pool service
- Hidden Hills Subdivision
- The community has rules related to covenants, conditions, and restrictions
Amenities
- Clubhouse
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2025
Closed on
Dec 5, 2025
Sold by
Alford Tony and Alford Lauren
Bought by
Gardner Maria
Seller's Agent
Emily Clayton
Exit New Door Realty
Buyer's Agent
Creighton King
Millennium Realty Inc
List Price
$371,000
Views
181
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.23%
Original Mortgage
$333,841
Outstanding Balance
$333,841
Interest Rate
6.17%
Mortgage Type
FHA
Estimated Equity
$5,775
Purchase Details
Listed on
Sep 7, 2021
Closed on
Oct 25, 2021
Sold by
Spence Joe
Bought by
Spence Joe and Spence Shannon
Seller's Agent
Susan Dill
Back Porch Realty, LLC
Buyer's Agent
Emily Clayton
Exit New Door Realty
List Price
$290,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$284,747
Interest Rate
2.88%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 31, 2009
Sold by
Howard G Howard G and Errington Diana J
Bought by
Spence Joseph M and Spence Shannon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,607
Interest Rate
5.19%
Mortgage Type
FHA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $284,747 | FHA | |
| Previous Owner | $205,607 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/05/2025 12/05/25 | Sold | -- | -- | -- | |
| 11/05/2025 11/05/25 | Pending | -- | -- | -- | |
| 11/03/2025 11/03/25 | Price Changed | $340,000 | -1.4% | $144 / Sq Ft | |
| 10/20/2025 10/20/25 | Price Changed | $345,000 | -3.4% | $146 / Sq Ft | |
| 09/29/2025 09/29/25 | Price Changed | $357,000 | -1.4% | $151 / Sq Ft | |
| 09/17/2025 09/17/25 | Price Changed | $362,000 | -2.4% | $153 / Sq Ft | |
| 09/06/2025 09/06/25 | For Sale | $371,000 | +27.9% | $157 / Sq Ft | |
| 10/22/2021 10/22/21 | Sold | -- | -- | -- | View Prior Sale |
| 09/19/2021 09/19/21 | Pending | -- | -- | -- | |
| 06/23/2021 06/23/21 | For Sale | $290,000 | -- | $126 / Sq Ft |
Source: MLS United
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,487 | $25,878 | $0 | $0 |
| 2023 | $2,470 | $25,717 | $0 | $0 |
| 2022 | $2,431 | $25,717 | $0 | $0 |
| 2021 | $2,431 | $25,717 | $0 | $0 |
| 2020 | $2,431 | $25,717 | $0 | $0 |
| 2019 | $2,208 | $23,015 | $0 | $0 |
| 2018 | $2,162 | $23,015 | $0 | $0 |
| 2017 | $2,162 | $23,015 | $0 | $0 |
| 2016 | $1,984 | $22,396 | $0 | $0 |
| 2015 | $1,984 | $22,396 | $0 | $0 |
| 2014 | $1,936 | $22,396 | $0 | $0 |
| 2013 | $1,936 | $22,396 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Emily Clayton
-
C
Buyer's Agent in 2025
Creighton King
Millennium Realty Inc
-
Susan Dill
Seller's Agent in 2021
Susan Dill
Back Porch Realty, LLC
(662) 207-2645
35 Total Sales
Map
Source: MLS United
MLS Number: 4124811
APN: H11L-000008-00240
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.
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