Seller's Agent in 2026
Haig Istamboulian
Arterra Realty Michigan LLC
(248) 379-6547
5 in this area
247 Total Sales
631 Spencer St Ferndale, MI 48220
3
Beds
1
Bath
1,137
Sq Ft
4,356
Sq Ft Lot
Highlights
- No HOA
- 2 Car Detached Garage
- Bungalow
- Covered Patio or Porch
- Fireplace
- Forced Air Heating System
About This Home
As of January 2026GREAT STARTER OR INVESTMENT HOME !!! Spacious 3 Bedroom, 1 Full Bath Home. Generous Living Room w/Hardwood Floor, Natural Fireplace w/Brick Hearth & Built-In Shelving. Remodeled Kitchen w/White Shaker Cabinets, Quartz Countertop, New Faucet & Vinyl Flooring. Generously Sized Dining Room w/New Vinyl Floors & Door Wall to Fenced Back Yard. Upstairs Features 3 Bedrooms w/Hardwood Floors. Full Bathroom w/Ceramic Tile. Full Basement w/Laundry & Plenty of Storage Area. 2 Car Detached Garage. Great Location, Minutes to I-75, Detroit Zoo, Detroit Golf Club, Beaumont Hospital, Shopping & Restaurants. If you are looking for your First Home, with payments less than rent, this is it! (Taxes will be LOWER with Owner-Occupant.)
Last Agent to Sell the Property
Arterra Realty Michigan LLC License #6501304368 Listed on: 10/31/2024
Last Buyer's Agent
Arterra Realty Michigan LLC License #6501304368 Listed on: 10/31/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1926
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 35x119x35x119
- Back Yard Fenced
Parking
- 2 Car Detached Garage
Home Design
- Bungalow
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1,137 Sq Ft Home
- 2-Story Property
- Fireplace
- Unfinished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Covered Patio or Porch
- Ground Level
Community Details
- No Home Owners Association
- Hugo Scherer's Sub Subdivision
Listing and Financial Details
- Assessor Parcel Number 2535306049
- Seller Concessions Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 31, 2024
Closed on
Jan 20, 2026
Sold by
Sk Agam Delaware Ii Llc
Bought by
Patrus Alexander R
Seller's Agent
Haig Istamboulian
Arterra Realty Michigan LLC
Buyer's Agent
Haig Istamboulian
Arterra Realty Michigan LLC
List Price
$189,900
Sold Price
$181,000
Premium/Discount to List
-$8,900
-4.69%
Views
188
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
148.03%
Original Mortgage
$162,900
Outstanding Balance
$162,900
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$46,415
Purchase Details
Closed on
Feb 28, 2022
Sold by
Rudalev 1 Refinance Llc
Bought by
Sk Agam Delaware Ii Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,735,650
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2017
Sold by
Rudalev Finance Llc
Bought by
Rudalev 1 Refinance Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$4,207,000
Interest Rate
3.89%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Apr 19, 2015
Sold by
Rudalev Llc
Bought by
Rudalev Finance Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,950,000
Interest Rate
3.64%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Apr 23, 2012
Closed on
Jun 25, 2012
Sold by
Secretary Of Housing & Urban Development
Bought by
Rudalev Llc
Seller's Agent
Michael Frank
Frank Real Estate Inc
List Price
$30,000
Sold Price
$27,100
Premium/Discount to List
-$2,900
-9.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.07%
Purchase Details
Closed on
Mar 8, 2011
Sold by
Bac Home Loans Servicing Lp
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
May 4, 2010
Sold by
Smith Dianne L and Smith Kenneth
Bought by
Bac Home Loans Servicing Lp
Purchase Details
Closed on
Mar 14, 2005
Sold by
Smith Kenneth and Smith Dianne L
Bought by
Smith Dianne L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,196
Interest Rate
5.89%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 15, 1999
Sold by
Compton Elsie
Bought by
Smith Kenneth
Purchase Details
Closed on
Feb 15, 1998
Sold by
Brouckaert Ronald J
Bought by
Compton Elsie M
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $181,000 | Sterling Title Agency | |
| Warranty Deed | -- | None Listed On Document | |
| Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Deed | $27,100 | None Available | |
| Warranty Deed | -- | None Available | |
| Sheriffs Deed | $122,637 | None Available | |
| Interfamily Deed Transfer | -- | Devon Title Agency | |
| Deed | $49,396 | -- | |
| Deed | $49,396 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $162,900 | New Conventional | |
| Previous Owner | $7,735,650 | New Conventional | |
| Previous Owner | $4,207,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,950,000 | Purchase Money Mortgage | |
| Previous Owner | $118,196 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/20/2026 01/20/26 | Sold | $181,000 | -4.7% | $159 / Sq Ft | |
| 01/19/2026 01/19/26 | Pending | -- | -- | -- | |
| 11/14/2025 11/14/25 | For Sale | $189,900 | 0.0% | $167 / Sq Ft | |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- | |
| 11/21/2024 11/21/24 | Price Changed | $189,900 | -2.6% | $167 / Sq Ft | |
| 11/08/2024 11/08/24 | Price Changed | $194,900 | -2.5% | $171 / Sq Ft | |
| 10/31/2024 10/31/24 | For Sale | $199,900 | +637.6% | $176 / Sq Ft | |
| 07/03/2012 07/03/12 | Sold | $27,100 | -9.7% | $24 / Sq Ft | View Prior Sale |
| 06/01/2012 06/01/12 | Pending | -- | -- | -- | |
| 04/23/2012 04/23/12 | For Sale | $30,000 | -- | $26 / Sq Ft |
Source: Realcomp
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,961 | $112,610 | $0 | $0 |
| 2024 | $5,792 | $109,770 | $0 | $0 |
| 2023 | $6,864 | $103,090 | $0 | $0 |
| 2022 | $5,445 | $91,260 | $0 | $0 |
| 2021 | $5,251 | $85,730 | $0 | $0 |
| 2020 | $5,025 | $78,650 | $0 | $0 |
| 2019 | $5,063 | $72,720 | $0 | $0 |
| 2018 | $5,049 | $66,900 | $0 | $0 |
| 2017 | $4,975 | $66,850 | $0 | $0 |
| 2016 | $5,120 | $64,320 | $0 | $0 |
| 2015 | -- | $59,170 | $0 | $0 |
| 2014 | -- | $51,260 | $0 | $0 |
| 2011 | -- | $41,870 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Haig Istamboulian
-
M
Seller's Agent in 2012
Michael Frank
Frank Real Estate Inc
Map
Source: Realcomp
MLS Number: 20240075430
APN: 25-35-306-049
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Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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