631 Spencer St Ferndale, MI 48220
Estimated payment $1,192/month
Highlights
- No HOA
- 2 Car Detached Garage
- Bungalow
- Covered Patio or Porch
- Fireplace
- Forced Air Heating System
About This Home
GREAT STARTER OR INVESTMENT HOME !!! Spacious 3 Bedroom, 1 Full Bath Home. Generous Living Room w/Hardwood Floor, Natural Fireplace w/Brick Hearth & Built-In Shelving. Remodeled Kitchen w/White Shaker Cabinets, Quartz Countertop, New Faucet & Vinyl Flooring. Generously Sized Dining Room w/New Vinyl Floors & Door Wall to Fenced Back Yard. Upstairs Features 3 Bedrooms w/Hardwood Floors. Full Bathroom w/Ceramic Tile. Full Basement w/Laundry & Plenty of Storage Area. 2 Car Detached Garage. Great Location, Minutes to I-75, Detroit Zoo, Detroit Golf Club, Beaumont Hospital, Shopping & Restaurants. If you are looking for your First Home, with payments less than rent, this is it! (Taxes will be LOWER with Owner-Occupant.)
Listing Agent
Arterra Realty Michigan LLC License #6501304368 Listed on: 10/31/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1926
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 35x119x35x119
- Back Yard Fenced
Parking
- 2 Car Detached Garage
Home Design
- Bungalow
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1,137 Sq Ft Home
- 2-Story Property
- Fireplace
- Unfinished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Covered Patio or Porch
- Ground Level
Community Details
- No Home Owners Association
- Hugo Scherer's Sub Subdivision
Listing and Financial Details
- Assessor Parcel Number 2535306049
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,792 | $109,770 | $0 | $0 |
| 2023 | $6,864 | $103,090 | $0 | $0 |
| 2022 | $5,445 | $91,260 | $0 | $0 |
| 2021 | $5,251 | $85,730 | $0 | $0 |
| 2020 | $5,025 | $78,650 | $0 | $0 |
| 2019 | $5,063 | $72,720 | $0 | $0 |
| 2018 | $5,049 | $66,900 | $0 | $0 |
| 2017 | $4,975 | $66,850 | $0 | $0 |
| 2016 | $5,120 | $64,320 | $0 | $0 |
| 2015 | -- | $59,170 | $0 | $0 |
| 2014 | -- | $51,260 | $0 | $0 |
| 2011 | -- | $41,870 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/14/2025 11/14/25 | For Sale | $189,900 | 0.0% | $167 / Sq Ft | |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- | |
| 11/21/2024 11/21/24 | Price Changed | $189,900 | -2.6% | $167 / Sq Ft | |
| 11/08/2024 11/08/24 | Price Changed | $194,900 | -2.5% | $171 / Sq Ft | |
| 10/31/2024 10/31/24 | For Sale | $199,900 | +637.6% | $176 / Sq Ft | |
| 07/03/2012 07/03/12 | Sold | $27,100 | -9.7% | $24 / Sq Ft | View Prior Sale |
| 06/01/2012 06/01/12 | Pending | -- | -- | -- | |
| 04/23/2012 04/23/12 | For Sale | $30,000 | -- | $26 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Deed | $27,100 | None Available | |
| Warranty Deed | -- | None Available | |
| Sheriffs Deed | $122,637 | None Available | |
| Interfamily Deed Transfer | -- | Devon Title Agency | |
| Deed | $49,396 | -- | |
| Deed | $49,396 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $4,207,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,950,000 | Purchase Money Mortgage | |
| Previous Owner | $118,196 | FHA |
Source: Realcomp
MLS Number: 20240075430
APN: 25-35-306-049
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Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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