$512,000 - $572,000
RENTED JUL 1, 2025

633 Amberjack Dr Panama City Beach, FL 32408

Upper Grand Lagoon Neighborhood
3 Beds
2 Baths
2,148 Sq Ft
$250 Price per Sq Ft

Last Sold May 31, 2022

Last sale price $515,000 $240 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,227/month

Highlights

  • Golf Course Community
  • 24-Hour Security
  • Contemporary Architecture
  • J.R. Arnold High School Rated A-
  • Gated Community
  • Cathedral Ceiling

About This Home

As of July 2025

Welcome to the Bay Point community located on Panama City Beach! This community is one of the most prestigious and desirable neighborhoods in the area. Coming available July 1st, this gorgeous renovated home features a 3 bedroom, 2 full bath with a split floorplan tucked away on a peaceful cul-de-sac.
This well designed layout and has approximately 2,148 SF of indoor living space. The Great Room features a vault ceiling, a sleek wet bar and is completed with a cozy wood burning fireplace. The kitchen comes fully equipped with appliances, custom cabinetry, granite counters, tile back-splash, a breakfast bar, and a dining nook with sliding glass doors leading to a brand new open deck ideal for outdoor grilling & entertaining. Just off the great room, there is a formal dining area for those special occasions.

The master suite is very spacious, and features a walk-in-closet, along with a spa-like en-suite bath with a double vanity, walk-in tile shower, plus a separate soaking tub. The master provides private access to enclosed porch and the backyard. The enclosed porch provides a peaceful, private retreat with views of the fenced backyard. However, it could be utilized for additional flex-space such as a home office or indoor play area.

This exclusive gated community offers 24-hour Security, a championship Nicklaus golf course and deep-water marina. Go for sunset walks and bike rides, golfing, and fishing. St. Andrews State Park is conveniently located nearby if you enjoy kayaking, paddle boarding, snorkeling, and hiking trails. Also in close proximity to the Navy Base, schools, shopping, dining, and the vibrant nightlife of Panama City Beach. 1 year lease, no short-term. *Pets Are subject to approval by the property owner* Quarterly pest control included.
*The homeowner is willing to partially furnish the home with an adjusted rent rate*
Come join this resort like community and coastal lifestyle you dream about and deserve. The property is also available for purchase or rent with an option to purchase -Call for details and schedule your private tour today!

Last Agent to Rent the Property

Adam Drysdale

St Andrew Shores Realty Serv License #658272 Listed on: 05/29/2025

Co-Listed By

Amanda Vanover

St Andrew Shores Realty Serv

Last Renter's Agent

Adam Drysdale

St Andrew Shores Realty Serv License #658272 Listed on: 05/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,391

Year Built

  • Built in 1986

Lot Details

  • Property fronts a private road
  • Cul-De-Sac
  • Sprinkler System

Home Design

  • Contemporary Architecture
  • Wood Siding
  • Stucco

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Skylights
  • Recessed Lighting
  • Fireplace
  • Window Treatments
  • Breakfast Room
  • Dining Room
  • Sun or Florida Room
  • Storage
  • Washer and Dryer Hookup
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • Garage
  • Garage Door Opener
  • Driveway

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Cooling Available
  • Central Heating

Listing and Financial Details

  • Tenant pays for all utilities, electricity, exterior maintenance, sewer, trash collection
  • Tax Block BAY POINT UNIT 1 LOT 37 O

Community Details

Overview

  • Association fees include security
  • Bay Point Unit 1 Subdivision

Recreation

  • Golf Course Community

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,391

Year Built

Built in 1986

Lot Details

0

Rental Info

  • Tenant Pays: All Utilities, Electricity, Exterior Maintenance, Sewer, Trash Collection

Listing Details

  • Property Type: Residential Lease
  • Year Built: 1986
  • Property Sub Type: Single Family Residence
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: BLCK
  • Co List Office Phone: 850-763-0320
  • Subdivision Name: Bay Point Unit 1
  • Architectural Style: Contemporary
  • Unit Levels: One
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator
  • Interior Amenities: Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Fireplace, Pantry, Recessed Lighting, Storage, Skylights, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Flooring: Tile
  • Dining Room Type: Breakfast Room/Nook, Bedroom, Dining Room, Full Bath, Kitchen, Primary Bathroom, Primary Bedroom, Sunroom
  • Stories: 1
  • Window Features: Skylight(s), Some Window Treatments

Exterior Features

  • Disclosures: Covenants/Restrictions Disclosure
  • Construction Type: Stucco, Wood Siding
  • Exterior Features: Sprinkler/Irrigation

Garage/Parking

  • Parking Features: Driveway, Garage, Garage Door Opener
  • Garage: Yes

Utilities

  • Utilities: Sewer Available, Water Connected
  • Security Features: Gated Community, 24 Hour Security, Smoke Detector(s)
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Golf, Gated
  • Amenities: Gated

Fee Information

  • Association Fee Includes: Security

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cul-De-Sac, Paved
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Block: BAY POINT UNIT 1 LOT 37 O

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2022
Closed on
May 18, 2022
Sold by
Demis John D and Demis Marisa E
Bought by
Libby Natashia and Dejesus Christopher
Seller's Agent
Beth Christie
Coldwell Banker Realty
Buyer's Agent
Cecilia Kiikonen
Blue Bird Woliver Realty
List Price
$495,000
Sold Price
$515,000
Premium/Discount to List
$20,000
4.04%
Current Estimated Value
$536,979

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,979
Avg. Annual Appreciation
1.27%
Original Mortgage
$492,494
Outstanding Balance
$469,393
Interest Rate
5.3%
Mortgage Type
VA
Estimated Equity
$67,586

Purchase Details

Closed on
Jul 2, 2019
Sold by
Millsan Harold and Millsap Leslie C
Bought by
Demis John D and Demis Marisa E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$347,310
Interest Rate
3.9%
Mortgage Type
VA

Purchase Details

Closed on
May 8, 2017
Sold by
Gheitanchi Joseph
Bought by
Millsap Harold and Millsap Leslie C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,020
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2015
Sold by
Nationstar Mortgage Llc
Bought by
Gheitanchi Joseph

Purchase Details

Closed on
Sep 1, 2015
Sold by
Hamm Donald E
Bought by
Nationstar Mortgage Llc

Purchase Details

Closed on
Nov 20, 2009
Sold by
Fannie Mae
Bought by
Hamm Donald E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,139
Interest Rate
4.98%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2009
Sold by
Enright Thomas and Enright Patricia
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 20, 2003
Sold by
Smith Joyce Tarnutzer
Bought by
Enright Thomas and Enright Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Libby Natashia $515,000 Mti Title
Demis John D $340,000 Mti Title Insurance Agcy Inc
Millsap Harold $280,000 Attorney
Gheitanchi Joseph $172,000 None Available
Nationstar Mortgage Llc $155,100 Attorney
Hamm Donald E $185,500 Attorney
Federal National Mortgage Association -- Attorney
Enright Thomas $200,000 Lanco Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Libby Natashia $492,494
Previous Owner Demis John D $347,310
Previous Owner Millsap Harold $286,020
Previous Owner Gheitanchi Joseph M $171,600
Previous Owner Hamm Donald E $182,139
Previous Owner Enright Thomas $300,000
Previous Owner Enright Thomas $89,000
Previous Owner Enright Thomas $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 Rented $3,000 0.0% --
06/04/2025 06/04/25 Under Contract -- -- --
05/29/2025 05/29/25 For Rent $3,000 0.0% --
10/20/2022 10/20/22 Off Market $515,000 -- --
05/31/2022 05/31/22 Sold $515,000 +4.0% $240 / Sq Ft
03/06/2022 03/06/22 Pending -- -- --
03/01/2022 03/01/22 For Sale $495,000 -- $230 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,391 $396,787 $112,545 $284,242
2023 $4,391 $387,008 $99,027 $287,981
2022 $3,179 $309,531 $0 $0
2021 $3,191 $300,516 $0 $0
2020 $3,186 $296,367 $77,349 $219,018
2019 $2,646 $211,528 $71,000 $140,528
2018 $2,741 $215,774 $0 $0
2017 $2,519 $196,704 $0 $0
2016 $2,475 $189,702 $0 $0
2015 $1,874 $175,914 $0 $0
2014 $1,891 $177,371 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Adam Drysdale

    Landlord's Agent in 2025

    Adam Drysdale

    St Andrew Shores Realty Serv

    (850) 832-2316

    1 in this area

    51 Total Sales

    Adam Drysdale
    Section Image

  • A

    Landlord's Co-Listing Agent in 2025

    Amanda Vanover

    St Andrew Shores Realty Serv

    (850) 818-2349

    21 Total Sales

    Amanda Vanover
    Section Image
  • Beth Christie

    Seller's Agent in 2022

    Beth Christie

    Coldwell Banker Realty

    (850) 832-9417

    22 in this area

    171 Total Sales

    Beth Christie
    Section Image

  • C

    Buyer's Agent in 2022

    Cecilia Kiikonen

    Blue Bird Woliver Realty

    (850) 387-5180

    5 in this area

    21 Total Sales

    Cecilia Kiikonen
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 774134

Central Panhandle Association of REALTORS®

APN: 30933-086-000

Florida Bay County Panama City Beach 32408 Upper Grand Lagoon

633 Amberjack Dr, Panama City Beach, FL

This home is located at 633 Amberjack Dr, Panama City Beach, FL 32408 since 29 May 2025 and is currently priced at $536,979. This property was built in 1986. 633 Amberjack Dr is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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