$226,500
SOLD AUG 4, 2014

634 Charolotte Ln Unit 2 Oswego, IL 60543

North Oswego Neighborhood
4 Beds
3 Baths
2,070 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$109 Per Sq Ft

3% Below List Price

10 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Play Room
  • Oswego High School Rated A-
  • Wood Flooring
  • Walk-In Pantry

About This Home

As of August 2014

Beautiful home, open floor plan! Hardwood floors on 1st. level, vaulted living & dining rm. Wonderful spacious kitchen and counters have been updated w/granite tile. The remodeled fireplace and lovely built-ins are the highlights for the family rm. Lovely master suite w/ large private bath. Nicely sized fenced back yard w/play set. Garage has large workshop/storage area, partly finished basement. Close to shopping.

Last Agent to Sell the Property

Susan Baltaragis

Coldwell Banker Realty License #475122456

Coldwell Banker Realty

Last Buyer's Agent

Susan Schmitz

Century 21 Circle License #475133749

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,779

Year Built

  • 1996

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Play Room
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Fenced Yard

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,779

Year Built

1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1996
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 9
  • Living Room: Dimensions: 17X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Equipment: Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 8X6, On Level: Main Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 18X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Play Room
  • Master Bedroom: Dimensions: 14X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Playroom, Dimensions: 17X14, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2070
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X15, On Level: Main Level

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Acreage: 0.2105

Garage/Parking

  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2.5
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 70X130
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0309203008

Tax Info

  • Taxes: 6971.48

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2014
Closed on
Jul 10, 2014
Sold by
Nwatuobi Joyce and Nwatuobi Eze U
Bought by
Perry Ryan and Perry Nicole
Seller's Agent
Susan Baltaragis
Coldwell Banker Realty
Buyer's Agent
Susan Schmitz
Century 21 Circle
List Price
$232,900
Sold Price
$226,500
Premium/Discount to List
-$6,400
-2.75%
Total Days on Market
10
Current Estimated Value
$398,195

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,695
Avg. Annual Appreciation
5.22%
Original Mortgage
$203,850
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 10, 2013
Closed on
Jul 29, 2013
Sold by
Head Gregory A and Head Shana E
Bought by
Nwatuobi Loyce
Seller's Agent
Nancy Desino
john greene, Realtor
Buyer's Agent
Rich Hartmann
Coldwell Banker Real Estate Group
List Price
$234,900
Sold Price
$225,700
Premium/Discount to List
-$9,200
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.35%
Original Mortgage
$214,300
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 21, 2011
Sold by
Watrob James J and Watrob Jaime L
Bought by
Head Gregory A and Head Shana E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,580
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 5, 2006
Sold by
Morton Brian J and Morton Constance M
Bought by
Watrob James J and Watrob Jaime L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,780
Interest Rate
6.25%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 18, 1996
Sold by
D R Horton Inc
Bought by
Morton Brian J and Morton Constance M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
8.32%

Purchase Details

Closed on
Sep 1, 1994
Bought by
D R Harton Inc

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $226,500 Stewart Title
Warranty Deed $226,000 First American Title
Warranty Deed $212,000 First American Title
Warranty Deed $274,000 First American Title Ins Co
Warranty Deed $175,000 --
Deed $2,420,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $185,000 New Conventional
Closed $203,850 New Conventional
Previous Owner $214,300 New Conventional
Previous Owner $204,580 FHA
Previous Owner $211,500 New Conventional
Previous Owner $35,000 Unknown
Previous Owner $14,780 Stand Alone Second
Previous Owner $219,120 New Conventional
Previous Owner $185,000 Credit Line Revolving
Previous Owner $100,000 Unknown
Previous Owner $50,000 Unknown
Previous Owner $105,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2014 08/04/14 Sold $226,500 -2.7% $109 / Sq Ft
06/25/2014 06/25/14 Pending -- -- --
06/15/2014 06/15/14 For Sale $232,900 +3.2% $113 / Sq Ft
07/31/2013 07/31/13 Sold $225,700 -3.9% $109 / Sq Ft
06/20/2013 06/20/13 Pending -- -- --
06/10/2013 06/10/13 For Sale $234,900 -- $113 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,779 $100,439 $21,013 $79,426
2022 $7,779 $92,146 $19,278 $72,868
2021 $7,891 $90,339 $18,900 $71,439
2020 $7,563 $86,037 $18,000 $68,037
2019 $7,816 $87,426 $18,000 $69,426
2018 $7,679 $85,231 $18,112 $67,119
2017 $7,438 $78,554 $16,693 $61,861
2016 $7,120 $74,459 $15,823 $58,636
2015 $6,866 $68,944 $14,651 $54,293
2014 -- $65,042 $13,822 $51,220
2013 -- $67,053 $14,249 $52,804
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08646150

Midwest Real Estate Data (MRED)

APN: 03-09-203-008