Seller's Agent in 2024
Tracy Long
john greene Realtor
(630) 800-6853
13 in this area
51 Total Sales
636 Charolotte Ln Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $385,000 - $423,000
3
Beds
2.5
Baths
1,804
Sq Ft
$226/Sq Ft
Est. Value
Highlights
- Landscaped Professionally
- Deck
- Recreation Room
- Oswego High School Rated A-
- Property is near a park
- Vaulted Ceiling
About This Home
As of August 2024** WE HAVE RECEIVED MULTIPLE OFFERS...HIGHEST AND BEST DUE BY 5pm SUNDAY**Welcome to Your New Home in Victoria Meadows! This beautifully updated home offers modern amenities and a welcoming atmosphere, perfect for individuals seeking comfort and style. Flexible First Floor: Enjoy the open-concept living space with the added flexibility of a tucked-away home office, craft room, or first-floor bedroom. Second Floor Comfort: The second floor features two bedrooms plus a primary bedroom and ensuite. Full-Finished Basement: A huge recreation/family room awaits, along with an additional bedroom and/or office. Meticulously Landscaped Lot: The beautifully landscaped fenced lot includes an abundance of plants and fruit trees-four apple trees, a rhubarb patch, strawberries, and two raised beds for planting vegetables. This home combines functionality with aesthetic appeal, making it an ideal choice for those looking to settle in a wonderful community. Don't miss the chance to make this house your home-it will sell fast!
Last Agent to Sell the Property
john greene, Realtor License #475138608 Listed on: 07/05/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,497
Year Built
- Built in 1995
Lot Details
- 2,548 Sq Ft Lot
- Lot Dimensions are 25x40x129.59x60x131
- Fenced Yard
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Driveway
- Parking Space is Owned
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,804 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Home Office
- Recreation Room
- Wood Flooring
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Additional Features
- Deck
- Property is near a park
Community Details
- Victoria Meadows Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 5, 2024
Closed on
Jul 23, 2024
Sold by
Kernan Thomas J and Kernan Sarah P
Bought by
Lulay Christopher and Lulay Kelly
Seller's Agent
Tracy Long
john greene, Realtor
Buyer's Agent
Janet Mayer
RE/MAX Action
List Price
$379,000
Sold Price
$400,000
Premium/Discount to List
$21,000
5.54%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,390
Avg. Annual Appreciation
1.85%
Original Mortgage
$400,000
Outstanding Balance
$395,671
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
$11,719
Purchase Details
Listed on
Jul 20, 2016
Closed on
Aug 24, 2016
Sold by
Fisher Brian D
Bought by
Kernan Thomas J and Kernan Sarah P
Seller's Agent
Dave Richert
eXp Realty - Geneva
Buyer's Agent
Erika Koscal
Baird & Warner
List Price
$224,900
Sold Price
$226,000
Premium/Discount to List
$1,100
0.49%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.44%
Original Mortgage
$203,400
Interest Rate
3.43%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Oct 4, 2012
Closed on
Dec 12, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Fisher Brian D
Seller's Agent
Shannon Norris
Orca Group Real Estate LLC
Buyer's Agent
Sheryl Lucka
Charles Rutenberg Realty of IL
List Price
$182,500
Sold Price
$165,000
Premium/Discount to List
-$17,500
-9.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.13%
Original Mortgage
$161,406
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 7, 2012
Sold by
Abata Joseph and Abata Sue
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Oct 3, 2005
Sold by
Harris William and Harris Monica
Bought by
Abata Joseph and Abata Sue
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,400
Interest Rate
5.41%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 23, 2004
Sold by
Harris Monica and Lopez Ofelia
Bought by
Harris William and Harris Monica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,958
Interest Rate
5.82%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 31, 2003
Sold by
Early Thomas L and Early Susan J
Bought by
Harris Monica and Lopez Ofelia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,585
Interest Rate
6.06%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 1, 1995
Bought by
Early Thomas L and Early Susan J
Purchase Details
Closed on
Sep 1, 1994
Bought by
D R Harton Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lulay Christopher | $400,000 | First American Title | |
| Kernan Thomas J | $226,000 | Chicago Title | |
| Fisher Brian D | $165,000 | Attorneys Title Guaranty Fun | |
| Federal Home Loan Mortgage Corporation | -- | None Available | |
| Abata Joseph | $274,000 | First American Title Ins Co | |
| Harris William | -- | Chicago Title Insurance Co | |
| Harris Monica | $221,000 | -- | |
| Early Thomas L | $166,500 | -- | |
| D R Harton Inc | $2,420,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lulay Christopher | $400,000 | |
| Previous Owner | Kernan Thomas J | $203,400 | |
| Previous Owner | Fisher Brian D | $161,406 | |
| Previous Owner | Abata Joseph | $54,000 | |
| Previous Owner | Abata Joseph | $27,400 | |
| Previous Owner | Abata Joseph | $219,200 | |
| Previous Owner | Harris William | $219,958 | |
| Previous Owner | Harris Monica | $217,585 | |
| Previous Owner | Early Thomas L | $130,000 | |
| Closed | D R Harton Inc | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/09/2024 08/09/24 | Sold | $400,000 | +5.5% | $222 / Sq Ft |
| 07/07/2024 07/07/24 | Pending | -- | -- | -- |
| 07/05/2024 07/05/24 | For Sale | $379,000 | +67.7% | $210 / Sq Ft |
| 08/24/2016 08/24/16 | Sold | $226,000 | +0.5% | $125 / Sq Ft |
| 07/29/2016 07/29/16 | Pending | -- | -- | -- |
| 07/28/2016 07/28/16 | For Sale | $224,900 | 0.0% | $125 / Sq Ft |
| 07/27/2016 07/27/16 | Pending | -- | -- | -- |
| 07/20/2016 07/20/16 | For Sale | $224,900 | +36.3% | $125 / Sq Ft |
| 01/17/2013 01/17/13 | Sold | $165,000 | +0.3% | $91 / Sq Ft |
| 12/11/2012 12/11/12 | Pending | -- | -- | -- |
| 11/19/2012 11/19/12 | Price Changed | $164,500 | -9.9% | $91 / Sq Ft |
| 10/04/2012 10/04/12 | For Sale | $182,500 | -- | $101 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,335 | $109,579 | $23,745 | $85,834 |
| 2023 | $7,492 | $96,972 | $21,013 | $75,959 |
| 2022 | $7,492 | $88,965 | $19,278 | $69,687 |
| 2021 | $7,600 | $87,221 | $18,900 | $68,321 |
| 2020 | $7,282 | $83,068 | $18,000 | $65,068 |
| 2019 | $7,275 | $81,792 | $18,000 | $63,792 |
| 2018 | $7,065 | $78,918 | $18,112 | $60,806 |
| 2017 | $6,841 | $72,735 | $16,693 | $56,042 |
| 2016 | $6,547 | $68,943 | $15,823 | $53,120 |
| 2015 | $6,309 | $63,836 | $14,651 | $49,185 |
| 2014 | -- | $60,223 | $13,822 | $46,401 |
| 2013 | -- | $62,085 | $14,249 | $47,836 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2024
Janet Mayer
RE/MAX
(630) 244-0755
2 in this area
82 Total Sales
-
Seller's Agent in 2016
Dave Richert
eXp Realty - Geneva
(630) 906-7266
101 Total Sales
-
Buyer's Agent in 2016
Erika Koscal
Baird Warner
(630) 362-0835
26 Total Sales
-
S
Seller's Agent in 2013
Shannon Norris
Orca Group Real Estate LLC
-
S
Buyer's Agent in 2013
Sheryl Lucka
Charles Rutenberg Realty of IL
(630) 302-5786
10 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12102080
APN: 03-09-203-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 508 Victoria Ln
- 222 Mondovi Dr
- 70 Eastfield Rd
- 614 Pearces Ford Rd
- 75 Pueblo Rd Unit 18
- 122 Longbeach Rd
- 407 Anthony Ct
- 404 Kent Ct
- 65 Old Post Rd
- 15 Crescent Ct
- 545 Waterford Dr
- 459 Waubonsee Cir
- 5 Denham Dr
- 361 Cascade Ln Unit 1
- 313 Kensington Dr
- 315 Kensington Dr
- 261 Grays Dr
- 401 Cascade Ln Unit 4
- 395 Cascade Ln Unit 3
- 16 Brockway Dr
- 634 Charolotte Ln Unit 2
- 638 Charolotte Ln Unit 2
- 409 Matena Dr
- 632 Charolotte Ln
- 517 Victoria Ln
- 515 Victoria Ln
- 633 Charolotte Ln
- 631 Charolotte Ln
- 407 Matena Dr
- 630 Charolotte Ln
- 635 Charolotte Ln
- 513 Victoria Ln
- 629 Charolotte Ln
- 2400 Us Highway 30
- 2270 Us Highway 30
- 2272 Us Highway 30
- 637 Charolotte Ln
- 414 Matena Dr
- 627 Charolotte Ln
- 511 Victoria Ln