NOT LISTED FOR SALE

Estimated Value: $639,055 - $700,000

3 Beds
3.5 Baths
3,003 Sq Ft
$224/Sq Ft Est. Value

Last Sold November 06, 2015

Last sale price $425,000 $142 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $4,225/month

24 Days on Market

Highlights

  • Lake Front
  • Deck
  • Cathedral Ceiling
  • Mature Trees
  • Family Room with Fireplace
  • Wood Flooring

About This Home

As of November 2015

Lakefront living in this great looking brick beauty on a gorgeous Lake Charlevoix lot. From the moment you enter this custom built home, quality is evident. Features include, raised ceilings on the first level, hardwood floors, 2 fireplaces, lots of moldings, French doors with Palladian windows above, main floor master, and open kitchen-breakfast room-family room. Enjoy relaxing on the screened porch or lakeside deck. The finished basement offers many optional uses too. A stunning property!

Last Agent to Sell the Property

Michael Fisher

Carpenter, REALTORS® Brokerage Email: Michael@MichaelWFisher.com License #RB14043344 Listed on: 08/28/2015

Carpenter, REALTORS®

Last Buyer's Agent

Julie Getty-Downham

Berkshire Hathaway Home License #RB14038679

Berkshire Hathaway Home

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,864

Year Built

  • Built in 1989

Lot Details

  • 0.28 Acre Lot
  • Lake Front
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Built-in Bookshelves
  • Tray Ceiling
  • Cathedral Ceiling
  • Paddle Fans
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Separate Formal Living Room
  • Den with Fireplace
  • Wood Flooring
  • Attic Access Panel

Kitchen

  • Oven
  • Gas Cooktop
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • 9 Foot Basement Ceiling Height
  • Sump Pump

Home Security

  • Monitored
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Screened Patio

Utilities

  • Humidifier
  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • Water Purifier

Community Details

  • Association fees include home owners, insurance, maintenance, security, snow removal
  • Lake Charlevoix Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Legal Lot and Block 83 / 2
  • Assessor Parcel Number 490702107044000400

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,864

Year Built

Built in 1989

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2015
  • Year Built: 1989
  • Building Area Total: 3878
  • Garage Y N: Yes
  • Lot Size Acres: 0.284
  • Subdivision Name: Lake Charlevoix
  • Inspection Warranties: Warranty Homebuyers
  • Transaction Type: Sale
  • Open House Count: 0
  • Open House Public Count: 0
  • Website: http://www.michaelwfisher.com
  • MBR_AttributionContact: Michael@MichaelWFisher.com
  • Active Open House Count: 0
  • Attribution Contact: Michael@MichaelWFisher.com
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Finished, Sump Pump
  • Appliances: Gas Cooktop, Dishwasher, Dryer, Disposal, Down Draft, Microwave, Oven, Refrigerator, Washer, Gas Water Heater, Humidifier, Water Purifier, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 787
  • Fireplace Features: Den/Library Fireplace, Family Room, Gas Log, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Attic Access, Built In Book Shelves, Cathedral Ceiling(s), Raised Ceiling(s), Tray Ceiling(s), Hardwood Floors, Paddle Fan, Entrance Foyer, Hi-Speed Internet Availbl, Center Island, Primary Bedroom on Main, Wet Bar
  • Living Area: 3003
  • Main Level Bedrooms: 1
  • Other Equipment: Security Alarm Monitored, Security Alarm Paid, Smoke Alarm
  • Areas Interior: Living Room Formal
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 2293
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 710
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Brick, Wood
  • Disclosures: Not Applicable
  • Exterior Features: Sprinkler System
  • Foundation Details: Concrete Perimeter
  • List Price: 450000
  • Patio And Porch Features: Deck Main Level, Screened
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Stage: Resale

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Concrete

Utilities

  • Utilities: Cable Connected, Gas
  • Cooling: Central Electric
  • Heating: Forced Air, Gas
  • Laundry Features: Main Level
  • Water Source: Municipal/City
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Association YN: Yes
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Insurance, Maintenance, Security, Snow Removal

Lot Info

  • Lot Features: Sidewalks, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Lot Size Sq Ft: 100
  • Parcel Number: 490702107044000400
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 4864
  • Tax Block: 2
  • Tax Lot: 83
  • Semi Annual Property Tax Amt: 2432
  • Tax Exemption: Homestead Tax Exemption,Mortage Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2015
Closed on
Nov 6, 2015
Sold by
Quinn J Michael J and Quinn Diane T
Bought by
Copsey Kevin D and Copsey Susan S
Seller's Agent
Michael Fisher
Carpenter, REALTORS®
Buyer's Agent
Julie Getty-Downham
Berkshire Hathaway Home
List Price
$450,000
Sold Price
$425,000
Premium/Discount to List
-$25,000
-5.56%
Current Estimated Value
$672,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$247,764
Avg. Annual Appreciation
3.91%
Original Mortgage
$340,000
Interest Rate
3.74%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Copsey Kevin D -- First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Copsey Kevin D $364,200
Closed Copsey Kevin D $70,000
Closed Copsey Kevin D $21,700
Closed Copsey Kevin D $340,000
Previous Owner Quinn J Michael $75,000
Previous Owner Quinn J M J $116,000
Previous Owner Quinn J Michael $82,698
Previous Owner Quinn J Michael $100,000
Previous Owner Quinn J Michael $86,000
Previous Owner Quinn J Michael $85,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/04/2016 02/04/16 Off Market $425,000 -- --
11/06/2015 11/06/15 Sold $425,000 0.0% $142 / Sq Ft
09/22/2015 09/22/15 Pending -- -- --
09/21/2015 09/21/15 Off Market $425,000 -- --
08/28/2015 08/28/15 For Sale $450,000 -- $150 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,594 $581,000 $91,100 $489,900
2023 $6,594 $581,000 $91,100 $489,900
2022 $6,117 $530,400 $91,100 $439,300
2021 $5,239 $445,700 $71,000 $374,700
2020 $5,296 $445,700 $71,000 $374,700
2019 $4,759 $455,700 $71,000 $384,700
2018 $5,145 $501,900 $71,000 $430,900
2017 $5,110 $498,800 $71,000 $427,800
2016 $5,010 $489,200 $71,000 $418,200
2014 $4,833 $483,300 $71,000 $412,300
2013 $4,818 $493,100 $71,000 $422,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21373545

MIBOR Broker Listing Cooperative®

APN: 49-07-02-107-044.000-400