637 E Clay St Whitewater, WI 53190
Estimated payment $3,238/month
6
Beds
2
Baths
2,378
Sq Ft
$227
Price per Sq Ft
Highlights
- 100 Feet of Waterfront
- Deck
- Lower Floor Utility Room
- 1 Acre Lot
- Raised Ranch Architecture
- Fenced Yard
About This Home
Welcome to 637 E. Clay Street in Whitewater, Wisconsin — a spacious and well-maintained split-level property offering comfort, functionality, and modern updates in a convenient location. This versatile home provides ample room for a variety of lifestyles, featuring 6 bedrooms and 2 full bathrooms, with plenty of space for living, working, and entertaining. The main level features an inviting living room with abundant natural light, creating a warm and welcoming atmosphere. A thoughtfully designed kitchen offers generous cabinetry and workspace, while the adjoining dining area provides easy access to the backyard — ideal for everyday meals or hosting gatherings. The lower level expands your living options with a flexible layout perfect for a recreation room, media space, or home office setup. With multiple bedrooms, this property offers room for guests, hobbies, or multi-purpose living without sacrificing comfort or privacy. Recent updates add peace of mind and curb appeal, including refreshed flooring, updated windows, newer siding, and a recently replaced roof. These thoughtful enhancements make the home move-in ready while leaving opportunities for personal touches and future customization. Outdoor features include a private backyard with space for gardening, fenced in yard with 3 gates, outdoor seating, or seasonal activities, as well as a spacious attached two-car garage and a paved driveway for additional parking. Located in a desirable residential area, this home offers easy access to many local amenities. Parks, schools, and Whitewater’s vibrant downtown — with shops, restaurants, and entertainment — are just minutes away. Recreational opportunities abound nearby, from lakefront activities to scenic trails and community events. Whether you’re searching for a primary residence, an investment property, or a home with flexible space to fit changing needs, this home delivers comfort, convenience, and value. Its combination of size, layout, and location makes it a standout opportunity in today’s market. **Key Features:** 6 bedrooms and 2 full bathrooms • Spacious main-level living area with abundant natural light • Functional kitchen with ample cabinetry and adjacent dining area • Flexible lower-level space for recreation, office, or hobbies • Updated flooring, windows, siding, and newer roof • Private backyard with space for outdoor enjoyment, fenced in yard with 3 gates • Attached two-car garage and paved driveway • Convenient location near parks, schools, shops, dining, and recreation Don’t miss your chance to make this property yours. Schedule a private showing and experience all that this home and its surrounding community have to offer.
Open House Schedule
-
Friday, October 10, 20255:00 to 7:00 pm10/10/2025 5:00:00 PM +00:0010/10/2025 7:00:00 PM +00:00Open HouseAdd to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,499
Year Built
- Built in 1988
Lot Details
- 1 Acre Lot
- 100 Feet of Waterfront
- Lake Front
- Fenced Yard
Home Design
- Raised Ranch Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
- Stone Exterior Construction
Interior Spaces
- Lower Floor Utility Room
- Luxury Vinyl Plank Tile Flooring
Kitchen
- Electric Oven or Range
- Range
Bedrooms and Bathrooms
- 6 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Windows
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 2 Car Attached Garage
- Basement Garage
- Garage Door Opener
- Driveway
Outdoor Features
- Deck
- Patio
- Storage Shed
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Natural Gas Water Heater
- Water Purifier
- Water Softener is Owned
- Public Septic
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number A161200002
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,499 | $313,200 | $55,600 | $257,600 |
| 2023 | $4,300 | $281,800 | $55,600 | $226,200 |
| 2022 | $4,137 | $244,800 | $55,600 | $189,200 |
| 2021 | $4,287 | $225,900 | $55,600 | $170,300 |
| 2020 | $4,002 | $205,900 | $55,600 | $150,300 |
| 2019 | $3,720 | $191,800 | $55,600 | $136,200 |
| 2018 | $3,564 | $183,500 | $55,600 | $127,900 |
| 2017 | $3,509 | $183,500 | $55,600 | $127,900 |
| 2016 | $3,598 | $181,700 | $55,600 | $126,100 |
| 2015 | $3,619 | $181,700 | $55,600 | $126,100 |
| 2014 | $3,569 | $177,000 | $55,600 | $121,400 |
| 2013 | $3,569 | $174,200 | $55,600 | $118,600 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/02/2025 10/02/25 | For Sale | $540,000 | -- | $227 / Sq Ft |
Source: Central Wisconsin Multiple Listing Service
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $247,000 | None Available | |
| Quit Claim Deed | -- | Nations Title Agency Of Minn |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $234,650 | New Conventional | |
| Previous Owner | $257,936 | FHA |
Source: Public Records
About the Listing Agent
Your Trusted Central Wisconsin Real Estate Team
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CHAD's Other Listings
Source: Central Wisconsin Multiple Listing Service
MLS Number: 22504708
APN: /A161200002
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