$325,000
SOLD AUG 4, 2025
Last list price

637 Oregon Trail Ct Saint Charles, MO 63304

3 Beds
2 Baths
2,217 Sq Ft
0.25 Acres

Recently Sold

$147 Per Sq Ft

4 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Granite Countertops
  • Central Elementary School Rated A-
  • Ranch Style House
  • No HOA

About This Home

As of August 2025

Stunning Updated Ranch Home — 3BD • 2BA • Cul-de-Sac

Welcome to this beautifully refreshed ranch-style residence, offering a perfect blend of comfort, style, and functionality:
Bedrooms & Baths: 3 spacious bedrooms and 2 full baths
Kitchen: Brand- New stainless steel appliances, custom cabinetry, center island, and sleek granite countertops
Living Space: Bright and airy open floor plan highlighted by a cozy fireplace
Lower Level: Partially finished basement ready for your personal touch—ideal for a home office, playroom, or family hangout
Outdoor Oasis: Large fenced backyard—perfect for gardening, pets, or outdoor entertaining—surrounded by professional landscaping
Location: Situated on a quiet cul-de-sac for peace and privacy
Garage: Attached 2-car garage with convenient access
This move-in ready home boasts modern finishes and thoughtful upgrades, wrapped in classic ranch charm. Don’t miss the chance to make it yours!

Last Agent to Sell the Property

Bill Holloway

Exit Elite Realty License #2008015829 Listed on: 06/30/2025

Exit Elite Realty

Last Buyer's Agent

Zoe Krowas

Nettwork Global License #2023006882

Nettwork Global

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,072

Year Built

  • Built in 1984

Lot Details

  • 0.25 Acre Lot
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Great Room with Fireplace
  • Breakfast Room
  • Partially Finished Basement
  • Bedroom in Basement

Kitchen

  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 3-0009-5647-00-0023.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,072

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Directions: GPS friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.25
  • Co List Office Phone: 636-464-3222
  • MLS Status: Closed
  • Subdivision Name: McClay Trails #1
  • Above Grade Finished Sq Ft: 1335
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Great Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1335.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 882.00
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Sleeping Area
  • Interior Amenities: Breakfast Room, Ceiling Fan(s), Custom Cabinetry, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Vaulted Ceiling(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Gas Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 882
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bedrooms: 3
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Code Compliance Required, Flood Plain No
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected
  • Water Source: Public

Association/Amenities

  • General Property Information:Association Name: none

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Hollenbeck Middle

Lot Info

  • Parcel Number: 3-0009-5647-00-0023.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3072

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2025
Closed on
Aug 1, 2025
Sold by
Pender Kenneth W
Bought by
Shreves Ludmila and Shreves Tim
Seller's Agent
Bill Holloway
Exit Elite Realty
Buyer's Agent
Zoe Krowas
Nettwork Global
List Price
$325,000
Views
82

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-29.39%
Original Mortgage
$319,113
Outstanding Balance
$319,113
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
-$10,642

Purchase Details

Closed on
Aug 26, 2005
Sold by
Brooks Kay
Bought by
Pender Kenneth and Pender Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,000
Interest Rate
5.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 22, 2000
Sold by
Brooks Roger D
Bought by
Brooks Kay
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Atg Title
Interfamily Deed Transfer -- Anchor Title
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $319,113 FHA
Previous Owner $173,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Sold -- -- --
07/04/2025 07/04/25 Pending -- -- --
06/30/2025 06/30/25 For Sale $325,000 -- $147 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,072 $51,581 -- --
2023 $3,068 $49,563 $0 $0
2022 $2,600 $38,855 $0 $0
2021 $2,595 $38,855 $0 $0
2020 $2,244 $32,700 $0 $0
2019 $2,236 $32,700 $0 $0
2018 $2,238 $31,255 $0 $0
2017 $2,226 $31,255 $0 $0
2016 $1,923 $27,036 $0 $0
2015 $1,892 $27,036 $0 $0
2014 $1,965 $27,225 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25045083

MARIS MLS

APN: 3-0009-5647-00-0023.0000000